Metro area · NY
Lenders in Glens Falls, NY
12 lenders made 38 multifamily loans in the Glens Falls, NY metro area in 2024 and 2025, $66.5M in all. The Adirondack Trust Company made the most, with 13. The typical loan was about $720K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 12
- HMDA,
- Multifamily loans, 2024-25
- 38
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $66.5M
- HMDA,
- Typical loan
- $720K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Glens Falls, NY, https://lender.report/lenders-in/glens-falls-ny/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| The Adirondack Trust Company multifamily record | Bank | Saratoga Springs, NY | 13 | $16.4M | 9 | 4 |
| NBT Bank, National Association multifamily record | Bank | Norwich, NY | 7 | $13.7M | 3 | 4 |
| Arrow Bank National Association multifamily record | Bank | Glens Falls, NY | 5 | $8.42M | 0 | 5 |
| Hudson Valley Credit Union multifamily record | Credit union | Poughkeepsie, NY | 2 | $4.40M | 2 | 0 |
| Ballston Spa National Bank multifamily record | Bank | Ballston Spa, NY | 2 | $540K | 2 | 0 |
| KeyBank National Association multifamily record | Bank | Cleveland, OH | 1 | $17.0M | 1 | 0 |
| Sunmark Credit Union multifamily record | Credit union | Albany, NY | 1 | $2.50M | 1 | 0 |
| TrustCo Bank multifamily record | Savings | Glenville, NY | 1 | $820K | 1 | 0 |
| Bank of Greene multifamily record | Savings | Catskill, NY | 1 | $740K | 0 | 1 |
| Cliffco, Inc. multifamily record | Non-bank | Uniondale, NY | 1 | $400K | 0 | 1 |
| A&D Mortgage LLC multifamily record | Non-bank | Ft. Lauderdale, FL | 1 | $380K | 1 | 0 |
| First New York Credit Union multifamily record | Credit union | Albany, NY | 1 | $380K | 0 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Warren County, NY | 25 | $49.0M | 8 |
| Washington County, NY | 13 | $17.4M | 6 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 26 |
| $1M to $2.5M | 4 |
| $2.5M to $5M | 6 |
| $5M to $10M | 1 |
| $10M or more | 1 |
- Lenders made 38 multifamily loans totaling $66.5M in Glens Falls, NY in 2024 and 2025. HMDA,
- 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 20 of the loans were made in 2025 and 18 in 2024. HMDA,
- The typical loan in Glens Falls, NY was about $720K, with the middle half between $380K and $1.7M. HMDA,
- 26 of the loans were under $1M, and 2 were $5M or more. HMDA,
- Lenders reported a median rate of 7.14% on 20 loans in Glens Falls, NY, with the middle half between 6.75% and 7.74%. HMDA,
- The median term was 12 years. HMDA,
- The median loan to value was 74%. HMDA,
- 32% of the loans were refinancings and 55% were purchases. HMDA,
- Banks and savings institutions made 30 of the loans, credit unions 4, and non-banks 2. HMDA,
- The five most active lenders made 76.3% of the loans. HMDA,
- The three most active lenders were The Adirondack Trust Company with 13, NBT Bank, National Association with 7, and Arrow Bank National Association with 5. HMDA,
- 10 of the 12 lenders are based in New York. The rest are based elsewhere, most often in Florida and Ohio. HMDA,
- The most common property size was 5 to 24 units, with 31 loans. HMDA,
- 2 counties in the metro area have loans on record, and Warren County, NY has the most, with 25. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Glens Falls, NY metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.