County · IN
Multifamily lenders in Hamilton County, IN
21 lenders made 37 multifamily loans in Hamilton County, IN in 2024 and 2025, $678M in all. Centier Bank made the most, with 4. The typical loan was about $15M. The county is part of the Indianapolis, IN metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 21
- HMDA,
- Multifamily loans, 2024-25
- 37
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $678M
- HMDA,
- Typical loan
- $15M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Hamilton County, IN, https://lender.report/lenders-in/indiana/hamilton-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Centier Bank multifamily record | Bank | Whiting, IN | 4 | $129M | 1 | 3 | $35M |
| Merchants Bank of Indiana multifamily record | Bank | Carmel, IN | 4 | $96.0M | 1 | 3 | $31M |
| Merchants Capital Corp. multifamily record | Non-bank | Carmel, IN | 3 | $51.0M | 2 | 1 | $17M |
| Stock Yards Bank & Trust Company multifamily record | Bank | Louisville, KY | 3 | $10.6M | 3 | 0 | $400K |
| M&T Realty Capital Corporation multifamily record | Non-bank | Buffalo, NY | 2 | $66.0M | 0 | 2 | $41M |
| United Fidelity Bank, fsb | Savings | Evansville, IN | 2 | $53.0M | 2 | 0 | $36M |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 2 | $49.3M | 2 | 0 | $43M |
| The Fountain Trust Company multifamily record | Bank | Covington, IN | 2 | $1.26M | 1 | 1 | $840K |
| Old National Bank multifamily record | Bank | Evansville, IN | 2 | $1.16M | 2 | 0 | $680K |
| Lake City Bank multifamily record | Bank | Warsaw, IN | 2 | $60.0K | 2 | 0 | $35K |
| WesBanco Bank, Inc. multifamily record | Bank | Wheeling, WV | 1 | $51.0M | 0 | 1 | $51M |
| First Merchants Bank multifamily record | Bank | Muncie, IN | 1 | $42.0M | 1 | 0 | $42M |
| KeyBank National Association multifamily record | Bank | Cleveland, OH | 1 | $37.0M | 1 | 0 | $37M |
| Lument Structured Finance LLC multifamily record | Non-bank | Columbus, OH | 1 | $36.0M | 0 | 1 | $36M |
| First Farmers Bank & Trust Co. multifamily record | Bank | Converse, IN | 1 | $15.0M | 1 | 0 | $15M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 1 | $15.0M | 1 | 0 | $15M |
| PGIM Real Estate Finance, LLC multifamily record | Non-bank | Dallas, TX | 1 | $15.0M | 1 | 0 | $15M |
| Cedar Rapids Bank and Trust Company multifamily record | Bank | Cedar Rapids, IA | 1 | $3.80M | 1 | 0 | $3.8M |
| Crane Credit Union multifamily record | Credit union | Odon, IN | 1 | $3.20M | 0 | 1 | $3.2M |
| Citizens Bank | Bank | Mooresville, IN | 1 | $1.30M | 0 | 1 | $1.3M |
| Indiana University Credit Union multifamily record | Credit union | Bloomington, IN | 1 | $1.20M | 1 | 0 | $1.2M |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 8 | 4 |
| $1M to $2.5M | 2 | 2 |
| $2.5M to $5M | 3 | 3 |
| $5M to $10M | 1 | 1 |
| $10M or more | 23 | 14 |
- Lenders made 37 multifamily loans totaling $678M in Hamilton County, IN in 2024 and 2025. HMDA,
- 23 of the loans were made in 2025 and 14 in 2024. HMDA,
- The typical loan in Hamilton County, IN was about $15M, with the middle half between $1.3M and $35M. HMDA,
- 8 of the loans were under $1M, and 24 were $5M or more. HMDA,
- Lenders reported a median rate of 6.86% on 26 loans in Hamilton County, IN, with the middle half between 5.90% and 7.35%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 68%. HMDA,
- 42% of the loans were refinancings and 53% were purchases. HMDA,
- Banks and savings institutions made 25 of the loans, credit unions 2, and non-banks 10. HMDA,
- The five most active lenders made 43.2% of the loans. HMDA,
- The three most active lenders were Centier Bank with 4, Merchants Bank of Indiana with 4, and Merchants Capital Corp. with 3. HMDA,
- 12 of the 21 lenders are based in Indiana. The rest are based elsewhere, most often in Ohio, Iowa and Kentucky. HMDA,
- The most common property size was 150 or more units, with 15 loans. HMDA,
- Hamilton County, IN is part of the Indianapolis-Carmel-Greenwood, IN metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Hamilton County, IN
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.