County · IA
Multifamily lenders in Johnson County, IA
14 lenders made 121 multifamily loans in Johnson County, IA in 2024 and 2025, $239.7M in all. Hills Bank and Trust Company made the most, with 72. The typical loan was about $760K. The county is part of the Iowa City, IA metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 14
- HMDA,
- Multifamily loans, 2024-25
- 121
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $240M
- HMDA,
- Typical loan
- $760K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Johnson County, IA, https://lender.report/lenders-in/iowa/johnson-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Hills Bank and Trust Company multifamily record | Bank | Hills, IA | 72 | $85.3M | 48 | 24 | $560K |
| West Bank multifamily record | Bank | West Des Moines, IA | 11 | $20.0M | 8 | 3 | $1.3M |
| Central State Bank multifamily record | Bank | Coralville, IA | 3 | $5.50M | 3 | 0 | $1.5M |
| Veridian Credit Union multifamily record | Credit union | Waterloo, IA | 2 | $50.0M | 2 | 0 | $27M |
| Farmers State Bank multifamily record | Bank | Marion, IA | 2 | $1.74M | 0 | 2 | $940K |
| Cedar Rapids Bank and Trust Company multifamily record | Bank | Cedar Rapids, IA | 2 | $1.52M | 1 | 1 | $1.3M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 1 | $21.0M | 1 | 0 | $21M |
| Farmers State Bank multifamily record | Bank | Waterloo, IA | 1 | $16.0M | 0 | 1 | $16M |
| Washington State Bank multifamily record | Bank | Washington, IA | 1 | $5.70M | 1 | 0 | $5.7M |
| Peoples Bank multifamily record | Bank | Clive, IA | 1 | $4.20M | 0 | 1 | $4.2M |
| Citizens Equity First Credit Union multifamily record | Credit union | Peoria, IL | 1 | $1.70M | 1 | 0 | $1.7M |
| Visionbank of Iowa multifamily record | Bank | Ames, IA | 1 | $1.50M | 0 | 1 | $1.5M |
| CBI Bank & Trust multifamily record | Bank | Muscatine, IA | 1 | $480K | 1 | 0 | $480K |
| Lincoln Savings Bank multifamily record | Bank | Reinbeck, IA | 1 | $180K | 0 | 1 | $180K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 72 | 6 |
| $1M to $2.5M | 31 | 6 |
| $2.5M to $5M | 7 | 4 |
| $5M to $10M | 4 | 3 |
| $10M or more | 7 | 4 |
- Lenders made 121 multifamily loans totaling $239.7M in Johnson County, IA in 2024 and 2025. HMDA,
- 21 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 80 of the loans were made in 2025 and 41 in 2024. HMDA,
- The typical loan in Johnson County, IA was about $760K, with the middle half between $280K and $1.5M. HMDA,
- 72 of the loans were under $1M, and 11 were $5M or more. HMDA,
- Lenders reported a median rate of 6.75% on 102 loans in Johnson County, IA, with the middle half between 6.25% and 7.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 72%. HMDA,
- 25% of the loans were refinancings and 57% were purchases. HMDA,
- Banks and savings institutions made 96 of the loans, credit unions 3, and non-banks 1. HMDA,
- The five most active lenders made 74.4% of the loans. HMDA,
- The three most active lenders were Hills Bank and Trust Company with 72, West Bank with 11, and Central State Bank with 3. HMDA,
- 12 of the 14 lenders are based in Iowa. The rest are based elsewhere, most often in Illinois and Ohio. HMDA,
- The most common property size was 5 to 24 units, with 76 loans. HMDA,
- Johnson County, IA is part of the Iowa City, IA metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Johnson County, IA
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.