Metro area · KY
Lenders in Louisville/Jefferson County, KY-IN
78 lenders made 408 multifamily loans in the Louisville/Jefferson County, KY-IN metro area in 2024 and 2025, $2.6B in all. Stock Yards Bank & Trust Company made the most, with 65. The typical loan was about $1M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 78
- HMDA,
- Multifamily loans, 2024-25
- 408
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $2.59B
- HMDA,
- Typical loan
- $1M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Louisville/Jefferson County, KY-IN, https://lender.report/lenders-in/louisville-jefferson-county-ky-in/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Stock Yards Bank & Trust Company multifamily record | Bank | Louisville, KY | 65 | $149M | 34 | 31 |
| Abound Credit Union multifamily record | Credit union | Radcliff, KY | 20 | $26.3M | 10 | 10 |
| South Central Bank, Inc. multifamily record | Bank | Glasgow, KY | 20 | $15.2M | 14 | 6 |
| German American Bank multifamily record | Bank | Jasper, IN | 17 | $6.30M | 10 | 7 |
| PARK Credit Union multifamily record | Credit union | Louisville, KY | 16 | $15.3M | 13 | 3 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 15 | $393M | 2 | 13 |
| Liberty Credit Union multifamily record | Credit union | Evansville, IN | 14 | $24.1M | 7 | 7 |
| Independence Bank of Kentucky multifamily record | Bank | Owensboro, KY | 12 | $40.1M | 8 | 4 |
| WesBanco Bank, Inc. multifamily record | Bank | Wheeling, WV | 11 | $53.4M | 6 | 5 |
| United Citizens Bank & Trust Company multifamily record | Bank | Campbellsburg, KY | 10 | $14.3M | 1 | 9 |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 9 | $136M | 7 | 2 |
| First Harrison Bank multifamily record | Bank | Corydon, IN | 9 | $13.7M | 6 | 3 |
| Commonwealth Credit Union multifamily record | Credit union | Frankfort, KY | 9 | $11.6M | 6 | 3 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 8 | $27.0M | 6 | 2 |
| The Peoples Bank multifamily record | Bank | Taylorsville, KY | 8 | $7.16M | 6 | 2 |
All 78 lenders in Louisville/Jefferson County, KY-IN, by loan size
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Jefferson County, KY | 302 | $1.98B | 60 |
| Clark County, IN | 26 | $309M | 16 |
| Floyd County, IN | 15 | $67.5M | 11 |
| Shelby County, KY | 13 | $76.1M | 7 |
| Bullitt County, KY | 12 | $54.8M | 9 |
| Oldham County, KY | 12 | $63.5M | 9 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 199 |
| $1M to $2.5M | 88 |
| $2.5M to $5M | 33 |
| $5M to $10M | 30 |
| $10M or more | 58 |
- Lenders made 408 multifamily loans totaling $2.6B in Louisville/Jefferson County, KY-IN in 2024 and 2025. HMDA,
- 3 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 226 of the loans were made in 2025 and 182 in 2024. HMDA,
- The typical loan in Louisville/Jefferson County, KY-IN was about $1M, with the middle half between $440K and $3.5M. HMDA,
- 199 of the loans were under $1M, and 88 were $5M or more. HMDA,
- Lenders reported a median rate of 7.00% on 332 loans in Louisville/Jefferson County, KY-IN, with the middle half between 6.60% and 7.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 70%. HMDA,
- 41% of the loans were refinancings and 50% were purchases. HMDA,
- Banks and savings institutions made 260 of the loans, credit unions 68, and non-banks 77. HMDA,
- The five most active lenders made 33.8% of the loans. HMDA,
- The three most active lenders were Stock Yards Bank & Trust Company with 65, Abound Credit Union with 20, and South Central Bank, Inc. with 20. HMDA,
- 29 of the 78 lenders are based in Kentucky. The rest are based elsewhere, most often in Indiana, Ohio and Illinois. HMDA,
- The most common property size was 5 to 24 units, with 245 loans. HMDA,
- 6 counties in the metro area have loans on record, and Jefferson County, KY has the most, with 302. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Louisville/Jefferson County, KY-IN metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.