County · OK
Multifamily lenders in Payne County, OK
14 lenders made 30 multifamily loans in Payne County, OK in 2024 and 2025, $117.2M in all. BancFirst made the most, with 12. The typical loan was about $1.2M.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 14
- HMDA,
- Multifamily loans, 2024-25
- 30
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $117M
- HMDA,
- Typical loan
- $1.2M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Payne County, OK, https://lender.report/lenders-in/oklahoma/payne-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| BancFirst multifamily record | Bank | Oklahoma City, OK | 12 | $17.8M | 6 | 6 | $1.2M |
| The Payne County Bank | Bank | Perkins, OK | 4 | $2.24M | 2 | 2 | $400K |
| Chambers Bank multifamily record | Bank | Danville, AR | 2 | $9.40M | 2 | 0 | $6.1M |
| First Bank & Trust Co. multifamily record | Bank | Duncan, OK | 2 | $4.20M | 1 | 1 | $3.8M |
| Metropolitan Life Insurance Co multifamily record | Non-bank | Whippany, NJ | 1 | $43.0M | 0 | 1 | $43M |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 1 | $13.0M | 0 | 1 | $13M |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 1 | $13.0M | 1 | 0 | $13M |
| First National Bank of Omaha multifamily record | Bank | Omaha, NE | 1 | $7.30M | 1 | 0 | $7.3M |
| Signature Bank of Arkansas multifamily record | Bank | Fayetteville, AR | 1 | $2.80M | 0 | 1 | $2.8M |
| The Bank, National Association multifamily record | Bank | Mcalester, OK | 1 | $1.50M | 1 | 0 | $1.5M |
| American Nation Bank | Bank | Ardmore, OK | 1 | $840K | 0 | 1 | $840K |
| Firstar Bank multifamily record | Bank | Sallisaw, OK | 1 | $600K | 1 | 0 | $600K |
| RCB Bank multifamily record | Bank | Claremore, OK | 1 | $520K | 0 | 1 | $520K |
| Brooks Bank, National Association | Bank | Chickasha, OK | 1 | $200K | 0 | 1 | $200K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 14 | 7 |
| $1M to $2.5M | 7 | 3 |
| $2.5M to $5M | 3 | 3 |
| $5M to $10M | 3 | 3 |
| $10M or more | 3 | 3 |
- Lenders made 30 multifamily loans totaling $117.2M in Payne County, OK in 2024 and 2025. HMDA,
- 15 of the loans were made in 2025 and 15 in 2024. HMDA,
- The typical loan in Payne County, OK was about $1.2M, with the middle half between $400K and $3.3M. HMDA,
- 14 of the loans were under $1M, and 6 were $5M or more. HMDA,
- Lenders reported a median rate of 7.13% on 18 loans in Payne County, OK, with the middle half between 6.88% and 7.55%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 67%. HMDA,
- 33% of the loans were refinancings and 63% were purchases. HMDA,
- Banks and savings institutions made 27 of the loans, credit unions 0, and non-banks 3. HMDA,
- The five most active lenders made 70.0% of the loans. HMDA,
- The three most active lenders were BancFirst with 12, The Payne County Bank with 4, and Chambers Bank with 2. HMDA,
- 8 of the 14 lenders are based in Oklahoma. The rest are based elsewhere, most often in Arkansas, Massachusetts and Nebraska. HMDA,
- The most common property size was 5 to 24 units, with 20 loans. HMDA,
How this list is defined
- Measure
- Multifamily loans made in Payne County, OK
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.