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The Lender Report built this page from public records. BancFirst has not reviewed it. Every lender's page starts this way, and it says nothing about BancFirst itself. Each figure shows its source and date. Work at BancFirst? You can claim this page for free.

Bank, Oklahoma City, OK

BancFirst

A bank based in Oklahoma City, OK. Its commercial book is led by C&I and non-owner-occupied CRE. Public files show recent multifamily, 1-4 unit investor, SBA 7(a) and SBA 504 loans it made.

Kind
Bank
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$4.83B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
46
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
240
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$12.8B
FDIC call report,
Does it fit my deal?

The deal is read here and kept nowhere. Leave out names, income and credit scores.

How to reach them

Each line shows where it came from

Phone
844-545-3059 From the lender's website, retrieved November 9, 2026. Source page
Website
www.bancfirst.bankFrom the FDIC record, November 9, 2026.
Commercial lending page
bancfirst.bankFrom the lender's website, retrieved November 11, 2026.
Names it files under
BancFirst CorporationFDIC institution record,
Address
100 N Broadway Ave, Oklahoma City, OK 73102FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 3 opened, 3 closed, 3 relocated.FDIC structure history. FDIC history
Oct 2023 to Sep 2026 SBA 7(a) approvals by processing method: 130 under Preferred Lender authority, 80 SBA Express, 14 CAPLines.SBA ProcessingMethod field, net of cancellations. SBA FOIA,
Fiscal 2026 The holding company reported a balance of $2.1B still held on loans originated in fiscal 2026.Group level: the registrant and all of its subsidiaries together. A balance, not the amount originated. SEC 10-Q and 10-K filings,
Jun 2025 to Jun 2026 Commercial and industrial balance rose 3.2% to $1.4B in the year to June 30, 2026. Includes loans from acquiring American Bank of Oklahoma in the window, so growth reflects the acquisition as well as new lending.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Non-owner-occupied CRE balance rose 24.1% to $1.3B in the year to June 30, 2026. Includes loans from acquiring American Bank of Oklahoma in the window, so growth reflects the acquisition as well as new lending.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Owner-occupied CRE balance rose 0.5% to $807M in the year to June 30, 2026. Includes loans from acquiring American Bank of Oklahoma in the window, so growth reflects the acquisition as well as new lending.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Unused commitments on commercial real estate rose 29.6% to $637.6M in the year to June 30, 2026.Call report commitments. Not a measure of new lending. FDIC call report
February 13, 2026 Acquired American Bank of Oklahoma on February 13, 2026.FDIC structure history. FDIC history,
2024 Reported making 4,312 small business loans totaling $469M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

BancFirstNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026OklahomaSBA 7(a), Hotels (except Casino Hotels) and Motels$5M6.25%20 yrSBA FOIA
Sep 2026MissouriSBA 7(a), Accommodation and Food Services$410K7.75%10 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Agriculture, Forestry, Fishing and Hunting$290K8%20 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Manufacturing$250K8.75%20 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Retail Trade$250K8.5%10 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$140K7.5%7 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$100K7.5%10 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), All Other Specialty Trade Contractors$77K7%6 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), All Other Specialty Trade Contractors$75K7%10 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$65K8%10 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), General Freight Trucking, Long-Distance, Truckload$58K7.5%7 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Manufacturing$47K9.5%5 yrSBA FOIA
Sep 2026OklahomaSBA 7(a), Manufacturing$25K9.5%10 yrSBA FOIA
Aug 2026TexasSBA 7(a), Cafeterias, Grill Buffets, and Buffets$590K6.75%10 yrSBA FOIA
Aug 2026OklahomaSBA 7(a), All Other General Merchandise Retailers$500K8.75%3 yrSBA FOIA
Jan 2026OklahomaSBA 504, Accommodation and Food Services$280K20 yrSBA FOIA
2025OklahomaRefinance, 5 to 24 units$160K9%10 yr42%HMDA 2025
2025Pittsburg County, OKRefinance, 5 to 24 units$85K7.5%15 yr75%HMDA 2025
2025Payne County, OKPurchase, 25 to 49 units$1.8M7.5%10 yr75%HMDA 2025
2025Ottawa County, OKPurchase, 5 to 24 units$200K7.63%20 yr61%HMDA 2025
2025Oklahoma County, OKRefinance, 5 to 24 units$820K7.38%5.2 yr77%HMDA 2025
2025Oklahoma County, OKImprovement, 5 to 24 units$55K7.95%20 yr77%HMDA 2025
2025Riley County, KSPurchase, 5 to 24 units$1.5M7.38%10 yr75%HMDA 2025
2025Riley County, KSPurchase, 5 to 24 units$560K7.25%10 yr75%HMDA 2025
Apr 2024OklahomaSBA 504, Health Care and Social Assistance$700K25 yrSBA FOIA
231 SBA 7(a) loans since October 2023, net of cancelled$97.4MSBA FOIA

A blank means the source did not report it.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$360M5.0%-6.4%
Construction and land development$694M9.6%+4.3%
Owner-occupied CRE$807M11.2%+0.5%
Non-owner-occupied CRE$1.27B17.5%+24.1%
Farmland$313M4.3%+9.1%
Commercial and industrial$1.39B19.2%+3.2%
Commercial total$4.83B
FDIC call report,

Includes loans from acquiring American Bank of Oklahoma in the window, so growth reflects the acquisition as well as new lending.

Reference only: $1.67B of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$4.33B
Q4 2023$4.40B
Q1 2024$4.49B
Q2 2024$4.65B
Q3 2024$4.68B
Q4 2024$4.46B
Q1 2025$4.49B
Q2 2025$4.51B
Q3 2025$4.59B
Q4 2025$4.56B
Q1 2026$4.74B
Q2 2026$4.83B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units202546$48.5M$515K$5.7MHMDA,
Multifamily, 5 or more units202440$44.1M$505KHMDA,
1-4 unit investor or business purpose20251,247$184M$105KHMDA,
SBA 7(a), net of cancelled36 months to Sep 2026231$97.4M$150K$5MSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 202693$36.9MSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 20269$10.6M$701K$4.5MSBA FOIA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: its name and state.

SBA loans by industry, 36 months
IndustryLoansDollars
Full-Service Restaurants15$5.65M
All Other Specialty Trade Contractors12$2.24M
Manufacturing10$5.30M
Electrical Contractors and Other Wiring Installation Contractors8$6.50M
Professional, Scientific, and Technical Services8$1.52M
Real Estate and Rental and Leasing7$5.59M
Other Services (except Public Administration)6$5.41M
Limited-Service Restaurants6$2.29M
General Automotive Repair6$1.74M
Health Care and Social Assistance6$1.67M
SBA FOIA,

Other lenders in these fields: SBA lenders for restaurants, SBA lenders for construction trades, SBA lenders for manufacturers.

Programs on record: Federal Home Loan Bank member, Topeka district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • BancFirst reported making 4,312 small business loans totaling $469,043,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 3,241 of $100,000 or less, 588 over $100,000 up to $250,000, 483 over $250,000 up to $1 million.
  • 3,085 of them, totaling $238,960,000, went to businesses with revenue of $1 million or less.
  • BancFirst reported making 1,932 small farm loans totaling $145,499,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 1,515 of $100,000 or less, 295 over $100,000 up to $250,000, 122 over $250,000 up to $500,000.
  • 1,827 of them, totaling $126,734,000, went to farms with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 120 loans, $21,063,000.
CountyLoansTotal
Oklahoma County, OK699$102M
Tulsa County, OK268$54.3M
Pittsburg County, OK257$13.5M
Canadian County, OK226$19.5M
Lincoln County, OK217$19.3M
Payne County, OK191$22.3M
Comanche County, OK155$17.7M
Pottawatomie County, OK143$25.7M
Carter County, OK142$19.7M
Stephens County, OK139$14.5M
FFIEC CRA disclosure data,
Counties with 5 or more small farm loans in 2024. Other counties, each under 5 loans: 65 loans, $5,455,000.
CountyLoansTotal
Pittsburg County, OK170$6.05M
Lincoln County, OK141$10.2M
Tillman County, OK135$13.5M
Okfuskee County, OK114$6.54M
Kiowa County, OK104$6.48M
Kay County, OK95$7.97M
Kingfisher County, OK87$9.97M
Payne County, OK73$6.64M
Canadian County, OK66$6.55M
Stephens County, OK62$4.12M
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: FDIC certificate (respondent ID) + transmittal RSSD; RSSD (respondent ID) + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • BancFirst reported commitments to fund construction loans that had not been drawn at June 30, 2026: $136,611,000 for 1-4 family residential construction and $499,302,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $837,475,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less6,097$151M
Over $100,000 up to $250,000972$90.8M
Over $250,000 up to $1 million642$158M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less601$26.3M
Over $100,000 up to $250,000918$112M
Over $250,000 up to $1 million1,168$434M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by farmland, by original amount
Original amountLoansHolds
$100,000 or less663$28.8M
Over $100,000 up to $250,000694$84.8M
Over $250,000 up to $500,000304$80.5M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Agricultural production loans, by original amount
Original amountLoansHolds
$100,000 or less2,482$54.5M
Over $100,000 up to $250,000281$27.5M
Over $250,000 up to $500,000118$22.0M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
Oklahoma HQ120431,2332249
Kansas03320
Texas00430
Missouri00320
Arkansas00100
Colorado00100
Maine00100
North Carolina00100
FDIC office list, HMDA, SBA FOIA,
Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
Tulsa County, OK13$34.3M
Payne County, OK12$17.9M
Oklahoma County, OK12$7.46M
Comanche County, OK10$7.29M
Pottawatomie County, OK6$7.00M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
Oklahoma City, OK21$13.7M
Tulsa, OK17$37.2M
Lawton, OK10$7.29M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • BancFirst has 116 offices in 33 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 93 full service and 23 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
Oklahoma County, OK220
Tulsa County, OK82
Cleveland County, OK71
Canadian County, OK70
Lincoln County, OK50
Pottawatomie County, OK32
Rogers County, OK50
Stephens County, OK32
Comanche County, OK31
Carter County, OK12
Payne County, OK12
Seminole County, OK21
Wagoner County, OK21
Cherokee County, OK11
Craig County, OK11
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$217M$62.2M to $607M across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital160.5%87.3% to 424.2% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital48.0%20.8% to 143.0% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits64.7%65.6% to 132.4% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$638M$116M to $1.80B across 8 peersCommitments to lend on commercial real estate that are not yet drawn, up 29.6% from a year earlier.FDIC call report,
Loans to assets56.5%57.4% to 92.5% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Loan channel and SBA processing

Public record only

Preferred Lender authority
130 loans (56.3%)
SBA Express
80 loans
CAPLine
14 loans
Approval to first disbursement
21 days, median of 190

SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
First United Bank and Trust CompanyOK$16.6B$7.41B
InterBankOK$5.33B$4.16B
Stride Bank, National AssociationOK$5.42B$1.37B
MidFirst BankOK$42.8B$11.8B
NBH BankCO$12.5B$6.84B
Washington Trust BankWA$10.5B$5.07B
Stock Yards Bank & Trust CompanyKY$10.4B$5.82B
RCB BankOK$3.98B$910M
FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and charter. BancFirst, FDIC certificate 27476. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $12.8B in total assets and $4.83B in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 1,573 recorded loans from HMDA and SBA files, through September 30, 2026: 46 HMDA multifamily 2025, 40 HMDA multifamily 2024, 1,247 HMDA 1-4 unit investor 2025, 231 SBA 7(a) in 36 months, 9 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to BancFirst]
  4. Phone and website. Phone 844-545-3059, from the lender's website on November 9, 2026. Website bancfirst.bank, from the FDIC record. [How to reach them]
  5. Small business loans reported under CRA. 4,312 small business loans reported in its CRA filing for 2024. [Source]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
Federal Reserve
FDIC certificate
27476
RSSD
1386251
LEI
549300MNZECUR067HB12
The Lender Report ID
lr_000161
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Stock
Head office metro area
Oklahoma City, OK

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $12.8B in total assets as of June 30, 2026 (FDIC call report).
  • Held $4.8B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $1.4B of commercial and industrial loans as of June 30, 2026, up 3.2% from a year earlier, including loans acquired in a merger (FDIC call report).
  • Held $1.3B of non-owner-occupied commercial real estate loans as of June 30, 2026, up 24.1% from a year earlier, including loans acquired in a merger (FDIC call report).
  • Held $807M of owner-occupied commercial real estate loans as of June 30, 2026, up 0.5% from a year earlier, including loans acquired in a merger (FDIC call report).
  • Originated 46 multifamily loans totaling $48.5M in 2025 (HMDA).
11 more sentences
  • Originated 40 multifamily loans totaling $44.1M in 2024 (HMDA).
  • Originated 1,247 1-4 unit investor or business-purpose loans totaling $184.4M in 2025 (HMDA).
  • Recorded 260 SBA 7(a) approvals totaling $104.2M from October 1, 2023 to September 30, 2026, of which 29 were later cancelled (SBA).
  • Provided the first lien on 9 SBA 504 projects with $10.6M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
  • Listed 120 offices in 1 state (FDIC).
  • Reported making 4,312 small business loans totaling $469M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Reported making 1,932 small farm loans totaling $145.5M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Bancfirst Corp reported in its 10-Q for the period ended 2026-09-30 that the company and all of its subsidiaries together still held $2.1B of loans originated in fiscal 2026 (SEC filing).
  • Held 7,711 commercial and industrial loans that were $1 million or less when made, with a balance of $400M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 2,687 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $572.8M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $136.6M for 1-4 family and $499.3M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.

Cite this

Source: The Lender Report, BancFirst, https://lender.report/lender/bancfirst-ok/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

Work at BancFirst? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem