County · WV
Multifamily lenders in Monongalia County, WV
18 lenders made 45 multifamily loans in Monongalia County, WV in 2024 and 2025, $90.9M in all. United Bank made the most, with 11. The typical loan was about $1.2M. The county is part of the Morgantown, WV metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 18
- HMDA,
- Multifamily loans, 2024-25
- 45
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $90.9M
- HMDA,
- Typical loan
- $1.2M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Monongalia County, WV, https://lender.report/lenders-in/west-virginia/monongalia-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| United Bank multifamily record | Bank | Fairfax, VA | 11 | $19.6M | 9 | 2 | $1M |
| Clear Mountain Bank multifamily record | Bank | Bruceton Mills, WV | 6 | $8.72M | 4 | 2 | $1.1M |
| First United Bank & Trust multifamily record | Bank | Oakland, MD | 6 | $2.86M | 2 | 4 | $320K |
| WesBanco Bank, Inc. multifamily record | Bank | Wheeling, WV | 5 | $8.96M | 4 | 1 | $2M |
| Burke & Herbert Bank & Trust Company multifamily record | Bank | Alexandria, VA | 3 | $11.7M | 1 | 2 | $2.6M |
| First Exchange Bank multifamily record | Bank | White Hall, WV | 2 | $4.50M | 2 | 0 | $2.8M |
| EagleBank multifamily record | Bank | Bethesda, MD | 1 | $7.20M | 0 | 1 | $7.2M |
| The Farmers National Bank of Canfield multifamily record | Bank | Canfield, OH | 1 | $7.20M | 1 | 0 | $7.2M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 1 | $4.50M | 1 | 0 | $4.5M |
| Peoples Bank multifamily record | Bank | Marietta, OH | 1 | $4.10M | 1 | 0 | $4.1M |
| Brentwood Bank multifamily record | Savings | Bethel Park, PA | 1 | $3.00M | 0 | 1 | $3M |
| Pinnacle Bank multifamily record | Bank | Nashville, TN | 1 | $2.20M | 0 | 1 | $2.2M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 1 | $1.80M | 1 | 0 | $1.8M |
| Unified Bank multifamily record | Bank | Martins Ferry, OH | 1 | $1.50M | 1 | 0 | $1.5M |
| CNB Bank, Inc. multifamily record | Bank | Berkeley Springs, WV | 1 | $1.20M | 0 | 1 | $1.2M |
| Community Bank multifamily record | Bank | Carmichaels, PA | 1 | $820K | 1 | 0 | $820K |
| Highlands Bank multifamily record | Bank | Petersburg, WV | 1 | $520K | 1 | 0 | $520K |
| City National Bank of West Virginia multifamily record | Bank | Charleston, WV | 1 | $500K | 0 | 1 | $500K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 18 | 8 |
| $1M to $2.5M | 15 | 9 |
| $2.5M to $5M | 8 | 7 |
| $5M to $10M | 3 | 3 |
| $10M or more | 1 | 1 |
- Lenders made 45 multifamily loans totaling $90.9M in Monongalia County, WV in 2024 and 2025. HMDA,
- 29 of the loans were made in 2025 and 16 in 2024. HMDA,
- The typical loan in Monongalia County, WV was about $1.2M, with the middle half between $500K and $2.5M. HMDA,
- 18 of the loans were under $1M, and 4 were $5M or more. HMDA,
- Lenders reported a median rate of 6.95% on 33 loans in Monongalia County, WV, with the middle half between 6.64% and 7.79%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 70%. HMDA,
- 42% of the loans were refinancings and 47% were purchases. HMDA,
- Banks and savings institutions made 43 of the loans, credit unions 0, and non-banks 2. HMDA,
- The five most active lenders made 68.9% of the loans. HMDA,
- The three most active lenders were United Bank with 11, Clear Mountain Bank with 6, and First United Bank & Trust with 6. HMDA,
- 6 of the 18 lenders are based in West Virginia. The rest are based elsewhere, most often in Ohio, Maryland and Pennsylvania. HMDA,
- The most common property size was 5 to 24 units, with 23 loans. HMDA,
- Monongalia County, WV is part of the Morgantown, WV metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Monongalia County, WV
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.