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Multifamily record
United Bank, Fairfax, VA: multifamily loans made
United Bank, Fairfax, VA, a bank based in Fairfax, VA, made 110 multifamily loans in 2024 and 2025, $627.4M in all, in 10 states. The typical loan was about $1.1M, and the largest about $100M. Most were in Monongalia County, WV.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 110
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $627M
- HMDA,
- Rounded amounts
- Typical loan
- $1.1M
- HMDA,
- Largest loan
- $100M
- HMDA,
- Rounded to 2 significant figures
- States
- 10
- HMDA,
Cite this
Source: The Lender Report, United Bank, Fairfax, VA: multifamily loans made, https://lender.report/lender/united-bank-va/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Montgomery County, MD | Purchase, 150 or more units | $100M | 5.31% | 7 yr | 52% | HMDA 2025 |
| 2025 | Palm Beach County, FL | Purchase, 150 or more units | $56M | 5.85% | 3 yr | 53% | HMDA 2025 |
| 2025 | Arlington County, VA | Refinance, 150 or more units | $41M | 5.5% | 7 yr | 32% | HMDA 2025 |
| 2025 | Wayne County, NC | Purchase, 150 or more units | $37M | 6.95% | 5 yr | 56% | HMDA 2025 |
| 2025 | Douglas County, GA | Refinance, 100 to 149 units | $23M | 6.18% | 3 yr | 60% | HMDA 2025 |
| 2025 | Hall County, GA | Purchase, 50 to 99 units | $20M | 7.07% | 3 yr | 54% | HMDA 2025 |
| 2025 | Hoke County, NC | Purchase, 100 to 149 units | $18M | 7.06% | 5 yr | 56% | HMDA 2025 |
| 2025 | Mecklenburg County, NC | Purchase, 50 to 99 units | $14M | 6.96% | 4 yr | 44% | HMDA 2025 |
| 2025 | Mecklenburg County, NC | Refinance, 100 to 149 units | $10M | 6.5% | 5 yr | 75% | HMDA 2025 |
| 2025 | Monongalia County, WV | Refinance, 50 to 99 units | $10M | 6.42% | 10 yr | 71% | HMDA 2025 |
| 2025 | Cleveland County, NC | Purchase, 150 or more units | $9.3M | 7.1% | 5 yr | 47% | HMDA 2025 |
| 2025 | Mecklenburg County, NC | Refinance, 100 to 149 units | $9.2M | 6.5% | 5 yr | 63% | HMDA 2025 |
| 2025 | Berkeley County, WV | Refinance, 25 to 49 units | $7.3M | 6.74% | 10 yr | 70% | HMDA 2025 |
| 2025 | Charleston County, SC | Purchase, 25 to 49 units | $5.5M | 6.55% | 3 yr | 46% | HMDA 2025 |
| 2025 | Chesterfield County, VA | Purchase, 50 to 99 units | $4M | 7% | 5 yr | 56% | HMDA 2025 |
| 2025 | Marion County, WV | Purchase, 25 to 49 units | $3.8M | 7% | 10 yr | 65% | HMDA 2025 |
| 2025 | Pitt County, NC | Refinance, 5 to 24 units | $3.1M | 6.5% | 5 yr | 62% | HMDA 2025 |
| 2025 | District of Columbia, DC | Refinance, 5 to 24 units | $3M | 6.25% | 5 yr | 42% | HMDA 2025 |
| 2025 | Charleston County, SC | Purchase, 5 to 24 units | $2.8M | 6.15% | 5 yr | 71% | HMDA 2025 |
| 2025 | Marion County, WV | Refinance, 50 to 99 units | $2.8M | 6.5% | 10 yr | 63% | HMDA 2025 |
| 2025 | North Carolina | Purchase, 25 to 49 units | $2.8M | 7.5% | 5 yr | 55% | HMDA 2025 |
| 2025 | District of Columbia, DC | Refinance, 25 to 49 units | $2.5M | 5.75% | 3 yr | 45% | HMDA 2025 |
| 2025 | Gordon County, GA | Purchase, 25 to 49 units | $2.4M | 6.9% | 5 yr | 75% | HMDA 2025 |
| 2025 | Richland County, SC | Refinance, 25 to 49 units | $2.3M | 7.1% | 5 yr | 43% | HMDA 2025 |
| 2025 | Monongalia County, WV | Refinance, 50 to 99 units | $2.2M | 6.75% | 10 yr | 27% | HMDA 2025 |
| 110 multifamily loans made in 2024 and 2025 | $627M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Monongalia County, WV | County | 11 | $19.6M |
| Washington County, MD | County | 6 | $5.70M |
| Mecklenburg County, NC | County | 5 | $35.2M |
| Pitt County, NC | County | 5 | $7.04M |
| Charleston County, SC | County | 4 | $9.58M |
| North Carolina | State | 4 | $5.58M |
| Richland County, SC | County | 4 | $4.06M |
| Berkeley County, WV | County | 3 | $11.2M |
| Cabell County, WV | County | 3 | $960K |
| District of Columbia, DC | County | 3 | $10.5M |
| Franklin County, PA | County | 3 | $2.52M |
| Lynchburg city, VA | County | 3 | $7.20M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 50 | $23.7M |
| $1M to $2.5M | 29 | $45.6M |
| $2.5M to $5M | 13 | $40.8M |
| $5M to $10M | 6 | $41.3M |
| $10M or more | 12 | $476M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 47 | $211M | $1.1M |
| 2025 | 63 | $416M | $1M |
| Purpose | Loans |
|---|---|
| Purchase | 60 |
| Refinance | 41 |
| Improvement | 9 |
| Units | Loans |
|---|---|
| 5 to 24 units | 69 |
| 25 to 49 units | 17 |
| 50 to 99 units | 11 |
| 100 to 149 units | 6 |
| 150 or more units | 7 |
- United Bank, Fairfax, VA made 110 multifamily loans totaling $627.4M in 2024 and 2025, in 55 named places across 10 states. HMDA,
- It made 63 of them in 2025 and 47 in 2024. HMDA,
- The typical loan was about $1.1M, with the middle half between $520K and $2.8M. HMDA,
- The largest was about $100M. Every amount is rounded to 2 significant figures. HMDA,
- 50 loans were under $1M, and 18 were $5M or more. HMDA,
- It reported a median rate of 7.06% on 110 loans, with the middle half between 6.80% and 7.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 60%. HMDA,
- 37% of the loans were refinancings and 55% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 69 loans. HMDA,
- Its loans were most often in Monongalia County, WV (11), Washington County, MD (6) and Mecklenburg County, NC (5). HMDA,
What we don't know
- Whether United Bank, Fairfax, VA is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.