County · WI
Multifamily lenders in Manitowoc County, WI
24 lenders made 55 multifamily loans in Manitowoc County, WI in 2024 and 2025, $54.1M in all. Bank First, N.A. made the most, with 6. The typical loan was about $300K.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 24
- HMDA,
- Multifamily loans, 2024-25
- 55
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $54.1M
- HMDA,
- Typical loan
- $300K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Manitowoc County, WI, https://lender.report/lenders-in/wisconsin/manitowoc-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Bank First, N.A. multifamily record | Bank | Manitowoc, WI | 6 | $8.57M | 5 | 1 | $1.6M |
| Bristol Morgan Bank multifamily record | Bank | Oakfield, WI | 6 | $4.68M | 3 | 3 | $320K |
| West Pointe Bank multifamily record | Bank | Oshkosh, WI | 5 | $1.48M | 4 | 1 | $160K |
| Cleveland State Bank multifamily record | Bank | Cleveland, WI | 4 | $745K | 0 | 4 | $200K |
| Nicolet National Bank multifamily record | Bank | Green Bay, WI | 3 | $2.20M | 2 | 1 | $500K |
| The First National Bank of Bangor multifamily record | Bank | Bangor, WI | 3 | $1.06M | 0 | 3 | $340K |
| Community First Credit Union multifamily record | Credit union | Appleton, WI | 3 | $1.02M | 0 | 3 | $140K |
| Collins State Bank multifamily record | Bank | Collins, WI | 3 | $660K | 3 | 0 | $220K |
| Waldo State Bank multifamily record | Bank | Waldo, WI | 3 | $300K | 1 | 2 | $95K |
| Fox Communities Credit Union multifamily record | Credit union | Appleton, WI | 2 | $840K | 1 | 1 | $480K |
| Premier Community Bank multifamily record | Bank | Marion, WI | 2 | $240K | 1 | 1 | $140K |
| Kohler Credit Union multifamily record | Credit union | Sheboygan, WI | 2 | $175K | 2 | 0 | $120K |
| Old National Bank multifamily record | Bank | Evansville, IN | 1 | $11.0M | 1 | 0 | $11M |
| Merchants Capital Corp. multifamily record | Non-bank | Carmel, IN | 1 | $7.80M | 1 | 0 | $7.8M |
| Johnson Bank multifamily record | Bank | Racine, WI | 1 | $6.50M | 1 | 0 | $6.5M |
| Waukesha State Bank multifamily record | Bank | Waukesha, WI | 1 | $1.80M | 0 | 1 | $1.8M |
| Midland States Bank multifamily record | Bank | Effingham, IL | 1 | $1.10M | 0 | 1 | $1.1M |
| Summit Credit Union multifamily record | Credit union | Madison, WI | 1 | $900K | 1 | 0 | $900K |
| AbbyBank multifamily record | Bank | Abbotsford, WI | 1 | $780K | 0 | 1 | $780K |
| Educators Credit Union multifamily record | Credit union | Racine, WI | 1 | $540K | 0 | 1 | $540K |
| Oostburg State Bank multifamily record | Bank | Oostburg, WI | 1 | $240K | 1 | 0 | $240K |
| Unitedone Credit Union | Credit union | Manitowoc, WI | 1 | $240K | 0 | 1 | $240K |
| National Exchange Bank and Trust multifamily record | Bank | Fond Du Lac, WI | 1 | $220K | 1 | 0 | $220K |
| Range Bank multifamily record | Bank | Marquette, MI | 1 | $120K | 1 | 0 | $120K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 43 | 19 |
| $1M to $2.5M | 7 | 5 |
| $2.5M to $5M | 2 | 2 |
| $5M to $10M | 2 | 2 |
| $10M or more | 1 | 1 |
- Lenders made 55 multifamily loans totaling $54.1M in Manitowoc County, WI in 2024 and 2025. HMDA,
- 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 30 of the loans were made in 2025 and 25 in 2024. HMDA,
- The typical loan in Manitowoc County, WI was about $300K, with the middle half between $120K and $780K. HMDA,
- 43 of the loans were under $1M, and 3 were $5M or more. HMDA,
- Lenders reported a median rate of 7.20% on 26 loans in Manitowoc County, WI, with the middle half between 6.50% and 7.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 71%. HMDA,
- 33% of the loans were refinancings and 58% were purchases. HMDA,
- Banks and savings institutions made 43 of the loans, credit unions 10, and non-banks 1. HMDA,
- The five most active lenders made 43.6% of the loans. HMDA,
- The three most active lenders were Bank First, N.A. with 6, Bristol Morgan Bank with 6, and West Pointe Bank with 5. HMDA,
- 20 of the 24 lenders are based in Wisconsin. The rest are based elsewhere, most often in Indiana, Illinois and Michigan. HMDA,
- The most common property size was 5 to 24 units, with 42 loans. HMDA,
How this list is defined
- Measure
- Multifamily loans made in Manitowoc County, WI
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.