Multifamily · IA
Multifamily lenders in Ames, IA, by loan size
27 lenders made multifamily loans in the Ames, IA metro area in 2024 and 2025. 23 made a loan under $1M, 4 made one of $5M or more, and 1 made only loans of $5M or more.
- Evidence
- Multifamily loans placed in the Ames, IA metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Lenders on record
- 27
- HMDA,
- Loans under $1M
- 64
- HMDA,
- 23 lenders
- Loans $1M to $5M
- 13
- HMDA,
- 9 lenders
- Loans $5M or more
- 6
- HMDA,
- 4 lenders
Cite this
Source: The Lender Report, Multifamily lenders in Ames, IA, by loan size, https://lender.report/multifamily-lenders/ames-ia/, data as of December 31, 2025.
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Show multifamily loans in Ames, IAOn this list? Find your page
| Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances |
|---|---|---|---|---|---|---|---|---|---|
| First National Bank, Ames, Iowa multifamily record | Bank | Ames, IA | 19 | 15 | 3 | 1 | 0 | 0 | 6 |
| Luana Savings Bank multifamily record | Bank | Luana, IA | 7 | 4 | 1 | 0 | 1 | 1 | 3 |
| Visionbank of Iowa multifamily record | Bank | Ames, IA | 7 | 6 | 1 | 0 | 0 | 0 | 6 |
| Farmers State Bank multifamily record | Bank | Waterloo, IA | 6 | 4 | 0 | 0 | 0 | 2 | 1 |
| United Bank of Iowa multifamily record | Bank | Ida Grove, IA | 5 | 5 | 0 | 0 | 0 | 0 | 2 |
| Availa Bank multifamily record | Bank | Carroll, IA | 4 | 3 | 0 | 1 | 0 | 0 | 2 |
| City State Bank multifamily record | Bank | Norwalk, IA | 4 | 2 | 2 | 0 | 0 | 0 | 4 |
| Northwest Bank multifamily record | Bank | Spencer, IA | 3 | 2 | 0 | 1 | 0 | 0 | 1 |
| Peoples Bank multifamily record | Bank | Clive, IA | 3 | 3 | 0 | 0 | 0 | 0 | 2 |
| GNB Bank multifamily record | Bank | Grundy Center, IA | 3 | 3 | 0 | 0 | 0 | 0 | 3 |
| Bank Iowa multifamily record | Bank | West Des Moines, IA | 2 | 0 | 0 | 1 | 1 | 0 | 2 |
| BankIowa multifamily record | Bank | Cedar Rapids, IA | 2 | 2 | 0 | 0 | 0 | 0 | 0 |
| Green Belt Bank & Trust multifamily record | Bank | Iowa Falls, IA | 2 | 2 | 0 | 0 | 0 | 0 | 0 |
| Exchange State Bank | Bank | Ames, IA | 2 | 2 | 0 | 0 | 0 | 0 | 0 |
| Central State Bank multifamily record | Bank | State Center, IA | 2 | 2 | 0 | 0 | 0 | 0 | 1 |
| Community State Bank multifamily record | Bank | Ankeny, IA | 1 | 0 | 0 | 0 | 0 | 1 | 0 |
| Central Bank multifamily record | Bank | Storm Lake, IA | 1 | 0 | 0 | 1 | 0 | 0 | 0 |
| Raccoon Valley Bank multifamily record | Bank | Perry, IA | 1 | 0 | 1 | 0 | 0 | 0 | 0 |
| Earlham Savings Bank multifamily record | Bank | West Des Moines, IA | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| Home State Bank | Bank | Jefferson, IA | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| BankOrion multifamily record | Bank | Orion, IL | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| Iowa State Bank multifamily record | Bank | Des Moines, IA | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| Community 1st Credit Union multifamily record | Credit union | Ottumwa, IA | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| TS Bank multifamily record | Bank | Treynor, IA | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| First Interstate Bank multifamily record | Bank | Billings, MT | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| Reliance State Bank multifamily record | Bank | Story City, IA | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| Bankers Trust Company multifamily record | Bank | Des Moines, IA | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
Check a deal in Ames, IA in Loan Comps
Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.
- 23 lenders made a multifamily loan under $1M in Ames, IA, 5 made one from $1M to $2.5M, and 5 from $2.5M to $5M. HMDA,
- 2 lenders made a loan from $5M to $10M, and 3 made one of $10M or more. HMDA,
- Farmers State Bank made the most loans of $5M or more in Ames, IA, with 2. HMDA,
- 16 lenders made at least one refinancing in Ames, IA, and 17 made at least one purchase loan. HMDA,
- 5 lenders made 5 or more loans in Ames, IA, and 12 made exactly one. HMDA,
- The typical loan in Ames, IA was about $420K, with the middle half between $160K and $940K. HMDA,
- Lenders reported a median rate of 7.12% on 27 loans in Ames, IA, with the middle half between 6.30% and 7.50%. HMDA,
- 45% of the loans were refinancings and 45% were purchases. HMDA,
- Banks and savings institutions made 82 of the loans, credit unions 1, and non-banks 0. HMDA,
- 25 of the 27 lenders are based in Iowa. The rest are based elsewhere, most often in Illinois and Montana. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Ames, IA metro area, by size
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.