Owner-Occupied CRE · MT

Owner-Occupied CRE lenders in Montana

66 lenders with an office in Montana hold owner-occupied commercial real estate loans on their books. Glacier Bank, based in Montana, holds the largest book among those based here, at $3.9B.

Evidence
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Montana
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
66
FDIC call report,
Based here
48
FDIC call report,
Held by those based here
$8.56B
FDIC call report,
-4.0% from a year earlier, 47 of 48 lenders
Median book, based here
$16.1M
FDIC call report,

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Montana, https://lender.report/owner-occupied-cre-lenders/montana/, data as of June 30, 2026.

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Lenders based in Montana, by book held. First 20 of 48.
LenderKindBased inOffices hereHoldsGrowth, 12 months
Glacier BankBankKalispell, MT64$3.93B
First Interstate BankBankBillings, MT44$2.59B
Stockman Bank of MontanaBankMiles City, MT48$409M
Independence BankBankHavre, MT10$299M+26.9%
The Yellowstone BankBankLaurel, MT10$227M+6.1%
Opportunity Bank of MontanaBankHelena, MT30$189M+0.5%
Farmers State BankBankVictor, MT11$117M+20.1%
American BankBankBozeman, MT6$79.8M
TrailWest BankBankLolo, MT15$69.0M
First Montana Bank, Inc.BankMissoula, MT10$64.0M
Bank of Bridger, National AssociationBankBridger, MT8$54.3M
Three Rivers Bank of MontanaBankKalispell, MT3$54.1M
Little Horn State BankBankHardin, MT2$49.3M+22.4%
Altana Credit UnionCredit unionBillings, MT11$42.6M+7.7%
Whitefish Credit Union AssociationCredit unionWhitefish, MT9$40.8M
Bank of The RockiesBankHelena, MT7$40.0M+13.0%
Freedom BankBankColumbia Falls, MT1$30.3M+32.8%
Clearwater Credit UnionCredit unionMissoula, MT11$24.7M
Valley Bank of KalispellBankKalispell, MT3$22.7M+12.6%
Madison Valley BankBankEnnis, MT5$22.5M+5.2%
FDIC call report,

See all 66 owner-occupied CRE lenders in Montana in Loan Comps

Based elsewhere, with offices in Montana. First 10 of 18.
LenderKindBased inOffices hereHolds, nationwide
Wells Fargo Bank, National AssociationBankSioux Falls, SD21$17.8B
JPMorgan Chase Bank, National AssociationBankColumbus, OH4$14.4B
U.S. Bank National AssociationBankCincinnati, OH17$9.01B
Mountain America Credit UnionCredit unionSandy, UT2$770M
Bravera BankBankDickinson, ND7$347M
The Bank of CommerceBankAmmon, ID1$237M
First Western Trust BankBankDenver, CO1$221M
Citizens Alliance BankBankClara City, MN7$113M
Black Hills Credit UnionCredit unionRapid City, SD2$100M
Native American Bank, National AssociationBankDenver, CO1$31.6M
FDIC call report,
  • 48 of these lenders are based in Montana, and 18 are based elsewhere with offices here. FDIC call report,
  • These lenders: 44 banks, 1 savings institution and 21 credit unions. FDIC call report,
  • Lenders based in Montana hold $8.6B of owner-occupied commercial real estate loans, down 4.0% from a year earlier among the 47 of 48 with a comparable earlier filing. FDIC call report,
  • The five largest books based here hold 87.1% of that total. FDIC call report,
  • Glacier Bank holds $3.9B, and First Interstate Bank holds $2.6B. FDIC call report,
  • The median book among lenders based in Montana is $16.1M. FDIC call report,
  • 20 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • 7 lenders based here hold $100M or more of it. FDIC call report,
  • These lenders list 470 offices in Montana. FDIC office list,
  • Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 21. FDIC office list,
  • Among credit unions here, the median average loan in this category is $312K. NCUA 5300,
  • Citizens Bank & Trust Company grew this book the most in the year, up 139.7% to $16.1M. FDIC call report,

How this list is defined

Measure
owner-occupied commercial real estate loans held by lenders with an office in Montana
Period
June 30, 2026
Formula
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Montana. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Montana. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.