By kind of loan
Owner-Occupied CRE lenders
5,160 lenders hold owner-occupied commercial real estate loans on their books, $743.6B in all at June 30, 2026. Bank of America, National Association holds the most, $24.7B.
- Evidence
- Lender holds owner-occupied commercial real estate loans on its books at the latest filing
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders
- 5,160
- FDIC call report,
- Total held
- $744B
- FDIC call report,
- +5.9% from a year earlier, 5,005 of 5,160 lenders
Cite this
Source: The Lender Report, Owner-Occupied CRE lenders, https://lender.report/owner-occupied-cre-lenders/, data as of June 30, 2026.
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| Lender | Kind | Based in | Holds | Growth, 12 months |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | $24.7B | +7.0% |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | $17.8B | +0.3% |
| Truist Bank | Bank | Charlotte, NC | $17.8B | |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | $16.8B | +5.4% |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | $14.4B | |
| The Huntington National Bank | Bank | Columbus, OH | $13.3B | |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | $12.0B | |
| Manufacturers and Traders Trust Company | Bank | Buffalo, NY | $10.6B | +1.7% |
| PNC Bank, National Association | Bank | Wilmington, DE | $10.4B | |
| Pinnacle Bank | Bank | Nashville, TN | $9.45B | |
| U.S. Bank National Association | Bank | Cincinnati, OH | $9.01B | |
| First Horizon Bank | Bank | Memphis, TN | $8.79B | +7.8% |
| Zions Bancorporation, N.A. | Bank | Salt Lake City, UT | $8.63B | |
| BMO Bank National Association | Bank | Chicago, IL | $8.14B | |
| SouthState Bank, National Association | Bank | Winter Haven, FL | $7.85B | +4.9% |
| Valley National Bank | Bank | Passaic, NJ | $7.69B | +32.9% |
| Columbia Bank | Bank | Roseburg, OR | $6.89B | |
| TD Bank, National Association | Bank | Wilmington, DE | $6.84B | |
| Old National Bank | Bank | Evansville, IN | $5.97B | |
| Regions Bank | Bank | Birmingham, AL | $5.38B | +3.0% |
| UMB Bank, National Association | Bank | Kansas City, MO | $5.00B | +8.1% |
| Ally Bank | Bank | Sandy, UT | $4.53B | +5.8% |
| CIBC Bank USA | Bank | Chicago, IL | $4.44B | +21.8% |
| City National Bank | Bank | Los Angeles, CA | $4.41B | +8.0% |
| Frost Bank | Bank | San Antonio, TX | $4.37B | +12.5% |
| State | Lenders | Based here | Held by those based here |
|---|---|---|---|
| Texas | 538 | 403 | $40.8B |
| Illinois | 409 | 325 | $33.4B |
| Minnesota | 310 | 242 | $9.17B |
| California | 282 | 200 | $42.6B |
| Iowa | 273 | 228 | $8.49B |
| Missouri | 265 | 194 | $21.4B |
| Florida | 257 | 122 | $24.1B |
| Ohio | 257 | 210 | $63.4B |
| Wisconsin | 243 | 196 | $16.5B |
| Kansas | 228 | 173 | $6.82B |
| New York | 223 | 146 | $31.4B |
| Georgia | 221 | 140 | $10.3B |
| Pennsylvania | 217 | 157 | $23.9B |
| Michigan | 208 | 169 | $11.6B |
| Tennessee | 206 | 134 | $29.5B |
| Oklahoma | 200 | 171 | $15.6B |
| Indiana | 177 | 118 | $17.7B |
| Kentucky | 171 | 126 | $7.36B |
| Alabama | 167 | 117 | $13.4B |
| Colorado | 165 | 92 | $5.51B |
| Nebraska | 157 | 128 | $6.83B |
| Massachusetts | 155 | 124 | $14.6B |
| Virginia | 151 | 84 | $17.9B |
| Louisiana | 141 | 121 | $9.13B |
| New Jersey | 121 | 59 | $21.0B |
| North Carolina | 121 | 50 | $68.8B |
| Arkansas | 115 | 74 | $12.0B |
| Washington | 112 | 57 | $10.3B |
| South Carolina | 106 | 58 | $8.34B |
| Maryland | 105 | 50 | $7.08B |
| Mississippi | 103 | 64 | $12.7B |
| Arizona | 93 | 26 | $2.94B |
| South Dakota | 90 | 63 | $22.8B |
| North Dakota | 83 | 66 | $5.04B |
| Utah | 80 | 46 | $22.3B |
| West Virginia | 80 | 48 | $4.47B |
| Connecticut | 71 | 35 | $3.48B |
| New Mexico | 69 | 38 | $2.16B |
| Oregon | 67 | 35 | $8.73B |
| Montana | 66 | 48 | $8.56B |
| Nevada | 61 | 19 | $719M |
| Maine | 60 | 51 | $3.88B |
| New Hampshire | 58 | 23 | $1.59B |
| Idaho | 55 | 21 | $2.12B |
| Wyoming | 54 | 30 | $910M |
| District of Columbia | 46 | 7 | $307M |
| Delaware | 37 | 16 | $20.4B |
| Vermont | 32 | 19 | $791M |
| Rhode Island | 25 | 11 | $5.03B |
| Hawaii | 23 | 13 | $2.23B |
| Alaska | 13 | 10 | $1.47B |
- These lenders hold $743.6B of owner-occupied commercial real estate loans, up 5.9% from a year earlier among the 5,005 of 5,160 with a comparable earlier filing. FDIC call report,
- The five largest books hold 12.3% of that. FDIC call report,
- These lenders: 3,489 banks, 402 savings institutions and 1,269 credit unions. FDIC call report,
- 51 states have at least 10 owner-occupied CRE lenders with in-state evidence on record, each with its own page. FDIC call report,
How this list is defined
- Measure
- owner-occupied commercial real estate loans held by lenders with an office in the United States
- Period
- June 30, 2026
- Formula
- The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in the United States. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.