Small-Balance CRE · CA
Small-Balance CRE lenders in California
34 lenders with an office in California hold small-balance commercial real estate loans on their books. Coast Central Credit Union, based in California, holds the largest book among those based here, at $193M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in California
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 34
- FDIC call report,
- Based here
- 22
- FDIC call report,
- Held by those based here
- $858M
- FDIC call report,
- +15.7% from a year earlier, 13 of 22 lenders
- Median book, based here
- $15.1M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in California, https://lender.report/small-balance-cre-lenders/california/, data as of June 30, 2026.
Describe a deal in California
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show small-balance CRE loans in CaliforniaOn this list? Find your page
| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Coast Central Credit Union | Credit union | Eureka, CA | 11 | $193M | +28.8% |
| Keypoint Credit Union | Credit union | San Jose, CA | 8 | $171M | +6.5% |
| Community Commerce Bank | Bank | Claremont, CA | 4 | $102M | |
| Universal Bank | Savings | West Covina, CA | 5 | $91.2M | |
| Mypoint Credit Union | Credit union | San Diego, CA | 7 | $62.2M | +7.6% |
| Metropolitan Bank | Bank | Oakland, CA | 4 | $38.3M | |
| Provident Savings Bank, F.S.B. | Savings | Riverside, CA | 14 | $34.1M | |
| Los Angeles Credit Union | Credit union | Glendale, CA | 8 | $21.5M | +64.4% |
| Glendale Area Schools Credit Union | Credit union | Glendale, CA | 2 | $20.6M | |
| Interfaith Credit Union | Credit union | Montclair, CA | 1 | $15.4M | +6.7% |
| Asian Pacific National Bank | Bank | San Gabriel, CA | 1 | $15.1M | |
| Sierra Central Credit Union | Credit union | Yuba City, CA | 18 | $14.6M | |
| Altaone Credit Union | Credit union | Ridgecrest, CA | 12 | $13.5M | +19.9% |
| Murphy Bank | Bank | Fresno, CA | 2 | $12.8M | |
| East County Schools Credit Union | Credit union | El Cajon, CA | 2 | $11.2M | +140.2% |
| First Federal Savings and Loan Association of San Rafael | Savings | San Rafael, CA | 4 | $9.93M | |
| Tustin Community Bank | Bank | Tustin, CA | 1 | $8.84M | |
| First U.S. Community Credit Union | Credit union | Sacramento, CA | 5 | $7.03M | |
| F3 Credit Union | Credit union | San Jose, CA | 4 | $5.39M | |
| Santa Cruz Community Credit Union | Credit union | Santa Cruz, CA | 3 | $5.05M | +26.9% |
See all 34 small-balance CRE lenders in California in Search
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Together Credit Union | Credit union | Saint Louis, MO | 2 | $60.8M |
| Hanscom Credit Union | Credit union | Hanscom AFB, MA | 1 | $48.7M |
| Alero Financial Credit Union | Credit union | Elgin, IL | 4 | $41.6M |
| Baxter Credit Union | Credit union | Vernon Hills, IL | 3 | $37.7M |
| Carolinas Telco Credit Union | Credit union | Charlotte, NC | 1 | $12.4M |
| Carolina Foothills Credit Union | Credit union | Spartanburg, SC | 1 | $12.3M |
| Ukrainian Credit Union | Credit union | Rochester, NY | 2 | $7.65M |
| Credit Union of New Jersey, a | Credit union | Ewing, NJ | 1 | $7.45M |
| Self-Help Credit Union | Credit union | Durham, NC | 22 | $7.33M |
| Ohio Healthcare Credit Union | Credit union | Dublin, OH | 1 | $7.22M |
- 22 of these lenders are based in California, and 12 are based elsewhere with offices here. FDIC call report,
- These lenders: 6 banks, 4 savings institutions and 24 credit unions. FDIC call report,
- Lenders based in California hold $857.6M of small-balance commercial real estate loans, up 15.7% from a year earlier among the 13 of 22 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 72.3% of that total. FDIC call report,
- Coast Central Credit Union holds $193M, and Keypoint Credit Union holds $171M. FDIC call report,
- The median book among lenders based in California is $15.1M. FDIC call report,
- 5 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 3 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 194 offices in California. FDIC office list,
- Self-Help Credit Union, based in North Carolina, lists the most offices here among out-of-state lenders, at 22. FDIC office list,
- Among credit unions here, the median average loan in this category is $676K. NCUA 5300,
- Los Angeles Credit Union grew this book the most in the year, up 64.4% to $21.5M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in California
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in California. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in California. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.