Small-Balance CRE · ID

Small-Balance CRE lenders in Idaho

13 lenders with an office in Idaho hold small-balance commercial real estate loans on their books. Potlatch No. 1 Financial Credit Union, based in Idaho, holds the largest book among those based here, at $70M.

Evidence
Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Idaho
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
13
FDIC call report,
Based here
9
FDIC call report,
Held by those based here
$212M
FDIC call report,
+20.5% from a year earlier, 6 of 9 lenders
Median book, based here
$19.1M
FDIC call report,

Cite this

Source: The Lender Report, Small-Balance CRE lenders in Idaho, https://lender.report/small-balance-cre-lenders/idaho/, data as of June 30, 2026.

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Lenders based in Idaho, by book held
LenderKindBased inOffices hereHoldsGrowth, 12 months
Potlatch No. 1 Financial Credit UnionCredit unionLewiston, ID20$70.0M
Lookout Credit UnionCredit unionPocatello, ID7$40.3M+87.1%
Idaho Trust BankBankBoise, ID2$24.1M
Twin River BankBankLewiston, ID2$20.5M
Ireland BankBankMalad City, ID12$19.1M
Frontier Credit UnionCredit unionIdaho Falls, ID15$18.1M+90.9%
Freedom Northwest Credit UnionCredit unionKamiah, ID2$11.3M+3.5%
Cottonwood Community Credit UnionCredit unionCottonwood, ID7$7.76M+50.0%
Connections Credit UnionCredit unionPocatello, ID12$464K
FDIC call report,
Based elsewhere, with offices in Idaho
LenderKindBased inOffices hereHolds, nationwide
Bank of Eastern OregonBankHeppner, OR1$58.5M
Horizon Credit UnionCredit unionSpokane Valley, WA11$16.9M
Portage BankBankBellevue, WA1$9.37M
Summit National BankBankHulett, WY1$6.41M
FDIC call report,
  • 9 of these lenders are based in Idaho, and 4 are based elsewhere with offices here. FDIC call report,
  • These lenders: 6 banks and 7 credit unions. FDIC call report,
  • Lenders based in Idaho hold $211.7M of small-balance commercial real estate loans, up 20.5% from a year earlier among the 6 of 9 with a comparable earlier filing. FDIC call report,
  • The five largest books based here hold 82.2% of that total. FDIC call report,
  • Potlatch No. 1 Financial Credit Union holds $70M, and Lookout Credit Union holds $40.3M. FDIC call report,
  • The median book among lenders based in Idaho is $19.1M. FDIC call report,
  • 3 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • These lenders list 93 offices in Idaho. FDIC office list,
  • Horizon Credit Union, based in Washington, lists the most offices here among out-of-state lenders, at 11. FDIC office list,
  • Among credit unions here, the median average loan in this category is $610K. NCUA 5300,
  • Frontier Credit Union grew this book the most in the year, up 90.9% to $18.1M. FDIC call report,

How this list is defined

Measure
small-balance commercial real estate loans held by lenders with an office in Idaho
Period
June 30, 2026
Formula
The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Idaho. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.

Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.

This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Idaho. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.