Small-Balance CRE · ID
Small-Balance CRE lenders in Idaho
13 lenders with an office in Idaho hold small-balance commercial real estate loans on their books. Potlatch No. 1 Financial Credit Union, based in Idaho, holds the largest book among those based here, at $70M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Idaho
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 13
- FDIC call report,
- Based here
- 9
- FDIC call report,
- Held by those based here
- $212M
- FDIC call report,
- +20.5% from a year earlier, 6 of 9 lenders
- Median book, based here
- $19.1M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Idaho, https://lender.report/small-balance-cre-lenders/idaho/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Potlatch No. 1 Financial Credit Union | Credit union | Lewiston, ID | 20 | $70.0M | |
| Lookout Credit Union | Credit union | Pocatello, ID | 7 | $40.3M | +87.1% |
| Idaho Trust Bank | Bank | Boise, ID | 2 | $24.1M | |
| Twin River Bank | Bank | Lewiston, ID | 2 | $20.5M | |
| Ireland Bank | Bank | Malad City, ID | 12 | $19.1M | |
| Frontier Credit Union | Credit union | Idaho Falls, ID | 15 | $18.1M | +90.9% |
| Freedom Northwest Credit Union | Credit union | Kamiah, ID | 2 | $11.3M | +3.5% |
| Cottonwood Community Credit Union | Credit union | Cottonwood, ID | 7 | $7.76M | +50.0% |
| Connections Credit Union | Credit union | Pocatello, ID | 12 | $464K |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of Eastern Oregon | Bank | Heppner, OR | 1 | $58.5M |
| Horizon Credit Union | Credit union | Spokane Valley, WA | 11 | $16.9M |
| Portage Bank | Bank | Bellevue, WA | 1 | $9.37M |
| Summit National Bank | Bank | Hulett, WY | 1 | $6.41M |
- 9 of these lenders are based in Idaho, and 4 are based elsewhere with offices here. FDIC call report,
- These lenders: 6 banks and 7 credit unions. FDIC call report,
- Lenders based in Idaho hold $211.7M of small-balance commercial real estate loans, up 20.5% from a year earlier among the 6 of 9 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 82.2% of that total. FDIC call report,
- Potlatch No. 1 Financial Credit Union holds $70M, and Lookout Credit Union holds $40.3M. FDIC call report,
- The median book among lenders based in Idaho is $19.1M. FDIC call report,
- 3 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- These lenders list 93 offices in Idaho. FDIC office list,
- Horizon Credit Union, based in Washington, lists the most offices here among out-of-state lenders, at 11. FDIC office list,
- Among credit unions here, the median average loan in this category is $610K. NCUA 5300,
- Frontier Credit Union grew this book the most in the year, up 90.9% to $18.1M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Idaho
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Idaho. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Idaho. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.