1-4 Unit Investor · ID

1-4 Unit Investor lenders in Idaho

265 lenders made at least one 1-4 unit investor or business-purpose loan in Idaho in 2025. Idaho Central Credit Union made the most, with 602 of the 3,614 on record.

Evidence
Lender made at least one 1-4 unit investor or business-purpose loan in Idaho in 2025 (HMDA)
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
265
HMDA,
Investor loans, 2025
3,614
HMDA,
1-4 units or business purpose
Based in the state
19
HMDA,

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Idaho, https://lender.report/investor-1-4-lenders/idaho/, data as of December 31, 2025.

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Idaho 1-4 unit investor lenders, by loans made in the state in 2025. First 25 of 265.
LenderKindBased inLoans in stateLoans nationwideTypical loan
Idaho Central Credit Union 1-4 unit investor recordCredit unionChubbuck, ID602645$205K
United Wholesale Mortgage 1-4 unit investor recordNon-bankPontiac, MI16031,218$205K
The Loan Store, Inc 1-4 unit investor recordNon-bankTucson, AZ11811,868$275K
Rocket Mortgage 1-4 unit investor recordNon-bankDetroit, MI11213,753$215K
Glacier Bank 1-4 unit investor recordBankKalispell, MT100624$255K
Premier Mortgage Resources, LLCNon-bankMeridian, ID97311$275K
Guild Mortgage Company 1-4 unit investor recordNon-bankSan Diego, CA843,469$245K
Kind Lending, LLC 1-4 unit investor recordNon-bankIrvine, CA634,110$275K
D. L. Evans Bank 1-4 unit investor recordBankBurley, ID6071$285K
Guaranteed Rate, Inc.Non-bankChicago, IL605,730$295K
First Federal Savings Bank of Twin Falls 1-4 unit investor recordSavingsTwin Falls, ID5555$275K
Movement Mortgage, LLC 1-4 unit investor recordNon-bankIndian Land, SC553,397$255K
Pennymac Loan Services LLC 1-4 unit investor recordNon-bankWestlake Village, CA556,372$335K
Lennar Mortgage, LLCNon-bankMiami, FL546,134$235K
CMG Mortgage Inc 1-4 unit investor recordNon-bankSan Ramon, IL504,651$275K
Mountain America Credit Union 1-4 unit investor recordCredit unionSandy, UT49357$235K
U.S. Bank National Association 1-4 unit investor recordBankCincinnati, OH452,786$325K
Synergy One Lending, Inc.Non-bankSan Diego, CA40639$215K
Crosscountry Mortgage, LLC 1-4 unit investor recordNon-bankCleveland, OH3810,082$265K
American Pacific Mortgage Corporation 1-4 unit investor recordNon-bankRoseville, CA371,482$235K
Evergreen Moneysource Mortgage CompanyNon-bankBellevue, WA36223$295K
HomeXpress Mortgage Corp. 1-4 unit investor recordNon-bankSanta Ana, CA355,811$255K
Fairway Independent Mort CorpNon-bankMadison, WI333,466$245K
Freedom Northwest Credit UnionCredit unionKamiah, ID3249$145K
Kiavi Funding, Inc. 1-4 unit investor recordNon-bankSan Francisco, CA3125,518$215K
HMDA,

See all 265 1-4 unit investor lenders in Idaho in Loan Comps

  • Lenders made 3,614 1-4 unit investor or business-purpose loans in Idaho in 2025. HMDA,
  • The five most active lenders made 30.2% of them. HMDA,
  • Non-banks made 58.1% of these loans in Idaho. HMDA,
  • 80 lenders made 10 or more of these loans in Idaho in 2025. HMDA,
  • 19 of these lenders are based in Idaho, and the rest lend in from other states. HMDA,
  • Idaho Central Credit Union made 602 loans here, and United Wholesale Mortgage made 160. HMDA,
  • These lenders: 64 banks, 9 savings institutions, 35 credit unions and 157 non-bank lenders. HMDA,
  • Among these lenders, the median 1-4 unit investor loan nationally is $255K. HMDA,

How this list is defined

Measure
1-4 unit investor loans made in Idaho
Period
2025
Formula
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Idaho in 2025. A lender is listed if it made at least one.
Order
Largest first by loans made in 2025, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.