Small-Balance CRE · KS
Small-Balance CRE lenders in Kansas
116 lenders with an office in Kansas hold small-balance commercial real estate loans on their books. Community National Bank & Trust, based in Kansas, holds the largest book among those based here, at $158.8M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Kansas
- Data as of
- June 30, 2026
- Page last changed
- November 9, 2026
- Lenders with an office here
- 116
- FDIC call report,
- Based here
- 107
- FDIC call report,
- Held by those based here
- $1.11B
- FDIC call report,
- Median book, based here
- $6.20M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Kansas, https://lender.report/small-balance-cre-lenders/kansas/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Community National Bank & Trust | Bank | Chanute, KS | 34 | $159M | |
| Patriots Bank | Bank | Garnett, KS | 5 | $51.4M | |
| The Western State Bank | Bank | Garden City, KS | 9 | $33.4M | |
| Bank of the Flint Hills | Bank | Wamego, KS | 8 | $28.7M | |
| Home Bank and Trust Company | Bank | Eureka, KS | 6 | $28.2M | |
| The Union State Bank of Everest | Bank | Everest, KS | 6 | $26.7M | |
| FNB Bank | Bank | Goodland, KS | 3 | $25.1M | |
| The Bank of Tescott | Bank | Tescott, KS | 6 | $24.3M | |
| Mid-America Bank | Bank | Baldwin City, KS | 7 | $23.9M | |
| Community Bank | Bank | Topeka, KS | 1 | $23.8M | |
| The Valley State Bank | Bank | Belle Plaine, KS | 4 | $22.1M | |
| Mazuma Credit Union | Credit union | Overland Park, KS | 2 | $21.9M | +20.1% |
| Bank of Hays | Bank | Hays, KS | 4 | $21.6M | |
| The Denison State Bank | Bank | Holton, KS | 5 | $20.7M | |
| The First Security Bank | Bank | Overbrook, KS | 8 | $20.3M | |
| Vintage Bank Kansas | Bank | Leon, KS | 12 | $19.5M | |
| KCB Bank | Bank | Lakin, KS | 2 | $19.1M | |
| Credit Union of America | Credit union | Wichita, KS | 17 | $19.1M | |
| Exchange Bank & Trust | Bank | Atchison, KS | 8 | $17.3M | |
| Kaw Valley State Bank and Trust Company | Bank | Wamego, KS | 3 | $15.2M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Truity Credit Union | Credit union | Bartlesville, OK | 7 | $37.6M |
| First State Bank of St. Charles, Missouri | Bank | St. Charles, MO | 2 | $26.4M |
| Citizens Bank | Bank | Butler, MO | 1 | $22.3M |
| United Consumers Credit Union | Credit union | Independence, MO | 1 | $11.4M |
| Western National Bank | Bank | Chester, NE | 1 | $10.1M |
| The Bank of Beaver City | Bank | Beaver, OK | 1 | $7.21M |
| Farmers and Merchants Bank | Bank | Milligan, NE | 1 | $5.33M |
| First Federal Bank of Kansas City | Savings | Lees Summit, MO | 3 | $3.80M |
| Great Plains Credit Union | Credit union | Joplin, MO | 9 | $1.55M |
- 107 of these lenders are based in Kansas, and 9 are based elsewhere with offices here. FDIC call report,
- These lenders: 98 banks, 4 savings institutions and 14 credit unions. FDIC call report,
- Lenders based in Kansas hold $1.1B of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 27.1% of that total. FDIC call report,
- Community National Bank & Trust holds $158.8M, and Patriots Bank holds $51.4M. FDIC call report,
- The median book among lenders based in Kansas is $6.2M. FDIC call report,
- 5 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 1 lender based here hold $100M or more of it. FDIC call report,
- These lenders list 501 offices in Kansas. FDIC office list,
- Great Plains Credit Union, based in Missouri, lists the most offices here among out-of-state lenders, at 9. FDIC office list,
- Among credit unions here, the median average loan in this category is $374K. NCUA 5300,
- Envista Credit Union grew this book the most in the year, up 28.4% to $12.3M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Kansas
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Kansas. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Kansas. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.