Small-Balance CRE · MO
Small-Balance CRE lenders in Missouri
131 lenders with an office in Missouri hold small-balance commercial real estate loans on their books. The Nodaway Valley Bank, based in Missouri, holds the largest book among those based here, at $191M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Missouri
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 131
- FDIC call report,
- Based here
- 117
- FDIC call report,
- Held by those based here
- $2.00B
- FDIC call report,
- Median book, based here
- $11.1M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Missouri, https://lender.report/small-balance-cre-lenders/missouri/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| The Nodaway Valley Bank | Bank | Maryville, MO | 10 | $191M | |
| HNB National Bank | Bank | Hannibal, MO | 17 | $96.3M | |
| Together Credit Union | Credit union | Saint Louis, MO | 13 | $60.8M | +9.4% |
| Century Bank of the Ozarks | Bank | Gainesville, MO | 4 | $59.1M | |
| The Bank of Old Monroe | Bank | Old Monroe, MO | 5 | $56.8M | |
| HomeBank | Bank | Palmyra, MO | 7 | $56.5M | |
| Southwest Missouri Bank | Bank | Carthage, MO | 11 | $55.6M | |
| The Maries County Bank | Bank | Vienna, MO | 12 | $53.6M | |
| Bank of Odessa | Bank | Odessa, MO | 4 | $53.3M | |
| Peoples Community Bank | Bank | Greenville, MO | 16 | $51.5M | |
| Freedom Bank of Southern Missouri | Bank | Cassville, MO | 8 | $51.5M | |
| Town & Country Bank | Bank | Salem, MO | 10 | $43.6M | |
| Regional Missouri Bank | Bank | Marceline, MO | 11 | $35.7M | |
| F & C Bank | Bank | Holden, MO | 3 | $31.8M | |
| Bloomsdale Bank | Bank | Bloomsdale, MO | 5 | $29.5M | |
| Alliant Bank | Bank | Madison, MO | 6 | $29.2M | |
| Bank of Grandin | Bank | Grandin, MO | 5 | $28.3M | |
| Arsenal Credit Union | Credit union | Arnold, MO | 3 | $27.3M | |
| First State Bank of St. Charles, Missouri | Bank | St. Charles, MO | 7 | $26.4M | |
| Exchange Bank of Missouri | Bank | Fayette, MO | 6 | $25.2M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Community National Bank & Trust | Bank | Chanute, KS | 8 | $159M |
| Stockmens Bank | Bank | Colorado Springs, CO | 8 | $54.8M |
| Patriots Bank | Bank | Garnett, KS | 1 | $51.4M |
| The Union State Bank of Everest | Bank | Everest, KS | 3 | $26.7M |
| Town & Country Bank Midwest | Bank | Quincy, IL | 2 | $24.6M |
| Mazuma Credit Union | Credit union | Overland Park, KS | 8 | $21.9M |
| Exchange Bank & Trust | Bank | Atchison, KS | 2 | $17.3M |
| Flanagan State Bank | Bank | Flanagan, IL | 1 | $15.9M |
| Interfaith Credit Union | Credit union | Montclair, CA | 1 | $15.4M |
| Scott Credit Union | Credit union | Edwardsville, IL | 5 | $8.22M |
- 117 of these lenders are based in Missouri, and 14 are based elsewhere with offices here. FDIC call report,
- These lenders: 104 banks, 4 savings institutions and 23 credit unions. FDIC call report,
- Lenders based in Missouri hold $2B of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 23.2% of that total. FDIC call report,
- The Nodaway Valley Bank holds $191M, and HNB National Bank holds $96.3M. FDIC call report,
- The median book among lenders based in Missouri is $11.1M. FDIC call report,
- 6 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 1 lender based here hold $100M or more of it. FDIC call report,
- These lenders list 572 offices in Missouri. FDIC office list,
- Community National Bank & Trust, based in Kansas, lists the most offices here among out-of-state lenders, at 8. FDIC office list,
- Among credit unions here, the median average loan in this category is $416K. NCUA 5300,
- United Consumers Credit Union grew this book the most in the year, up 23.5% to $11.4M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Missouri
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Missouri. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Missouri. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.