Small-Balance CRE · ME
Small-Balance CRE lenders in Maine
21 lenders with an office in Maine hold small-balance commercial real estate loans on their books. Franklin Savings Bank, based in Maine, holds the largest book among those based here, at $160.1M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Maine
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 21
- FDIC call report,
- Based here
- 19
- FDIC call report,
- Held by those based here
- $395M
- FDIC call report,
- +14.1% from a year earlier, 14 of 19 lenders
- Median book, based here
- $9.08M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Maine, https://lender.report/small-balance-cre-lenders/maine/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Franklin Savings Bank | Bank | Farmington, ME | 9 | $160M | |
| Maine State Credit Union | Credit union | Augusta, ME | 5 | $36.5M | +10.1% |
| Cport Credit Union | Credit union | Portland, ME | 6 | $32.1M | +15.3% |
| Atlantic Regional Credit Union | Credit union | South Portland, ME | 12 | $31.5M | +104.1% |
| Maine Savings Credit Union | Credit union | Hampden, ME | 12 | $23.2M | |
| Acadia Credit Union | Credit union | Fort Kent, ME | 10 | $22.5M | +43.9% |
| Ancorum Credit Union | Credit union | Bath, ME | 16 | $17.6M | |
| Evergreen Credit Union | Credit union | Portland, ME | 5 | $17.3M | +16.3% |
| Bar Harbor Savings and Loan Association | Savings | Bar Harbor, ME | 1 | $11.5M | |
| First Federal Savings and Loan Association of Bath | Savings | Bath, ME | 5 | $9.08M | |
| Auburn Savings Bank, FSB | Savings | Auburn, ME | 2 | $8.96M | |
| The County Credit Union | Credit union | Presque Isle, ME | 9 | $6.68M | |
| Rockland Savings Bank, FSB | Savings | Rockland, ME | 1 | $5.47M | |
| Casco Credit Union | Credit union | Gorham, ME | 2 | $3.06M | |
| Dirigo Credit Union | Credit union | Lewiston, ME | 6 | $2.63M | +79.4% |
| Community Credit Union | Credit union | Lewiston, ME | 4 | $2.51M | |
| New Dimensions Credit Union | Credit union | Waterville, ME | 4 | $2.11M | +2.0% |
| Midcoast Credit Union | Credit union | Freeport, ME | 5 | $1.28M | |
| Lisbon Community Credit Union | Credit union | Lisbon, ME | 2 | $741K |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Empeople Credit Union | Credit union | Moline, IL | 6 | $40.7M |
| Lighthouse Credit Union | Credit union | Dover, NH | 5 | $22.4M |
- 19 of these lenders are based in Maine, and 2 are based elsewhere with offices here. FDIC call report,
- These lenders: 1 bank, 4 savings institutions and 16 credit unions. FDIC call report,
- Lenders based in Maine hold $394.8M of small-balance commercial real estate loans, up 14.1% from a year earlier among the 14 of 19 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 71.8% of that total. FDIC call report,
- Franklin Savings Bank holds $160.1M, and Maine State Credit Union holds $36.5M. FDIC call report,
- The median book among lenders based in Maine is $9.1M. FDIC call report,
- 6 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 1 lender based here hold $100M or more of it. FDIC call report,
- These lenders list 127 offices in Maine. FDIC office list,
- Empeople Credit Union, based in Illinois, lists the most offices here among out-of-state lenders, at 6. FDIC office list,
- Among credit unions here, the median average loan in this category is $359K. NCUA 5300,
- Atlantic Regional Credit Union grew this book the most in the year, up 104.1% to $31.5M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Maine
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Maine. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Maine. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.