Construction · ME
Construction lenders in Maine
38 lenders with an office in Maine hold construction and land loans on their books. Bar Harbor Bank & Trust, based in Maine, holds the largest book among those based here, at $274.8M.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Maine
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 38
- FDIC call report,
- Based here
- 29
- FDIC call report,
- Held by those based here
- $1.51B
- FDIC call report,
- +8.9% from a year earlier, 28 of 29 lenders
- Median book, based here
- $23.3M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Maine, https://lender.report/construction-lenders/maine/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Bar Harbor Bank & Trust | Bank | Bar Harbor, ME | 22 | $275M | |
| The Camden National Bank | Bank | Camden, ME | 56 | $194M | +4.0% |
| Kennebunk Savings Bank | Savings | Kennebunk, ME | 12 | $174M | +42.1% |
| Bangor Savings Bank | Savings | Bangor, ME | 62 | $167M | |
| Machias Savings Bank | Savings | Machias, ME | 15 | $133M | |
| Norway Savings Bank | Savings | Norway, ME | 24 | $97.3M | |
| Maine Community Bank | Savings | Portland, ME | 23 | $85.3M | +37.8% |
| Saco & Biddeford Savings Institution | Savings | Saco, ME | 7 | $68.7M | +59.9% |
| First National Bank | Bank | Damariscotta, ME | 18 | $68.1M | |
| Partners Bank of New England | Savings | Sanford, ME | 8 | $50.2M | +86.8% |
| Bath Savings Institution | Savings | Bath, ME | 13 | $46.8M | +7.7% |
| Northeast Bank | Bank | Portland, ME | 9 | $28.0M | +796.5% |
| Androscoggin Savings Bank | Savings | Lewiston, ME | 10 | $26.8M | |
| Franklin Savings Bank | Bank | Farmington, ME | 9 | $25.8M | |
| Kennebec Savings Bank | Savings | Augusta, ME | 8 | $23.3M | +6.0% |
| Katahdin Trust Company | Bank | Patten, ME | 17 | $10.1M | +19.0% |
| Bar Harbor Savings and Loan Association | Savings | Bar Harbor, ME | 1 | $9.06M | +14.7% |
| Skowhegan Savings Bank | Savings | Skowhegan, ME | 13 | $7.24M | |
| Evergreen Credit Union | Credit union | Portland, ME | 5 | $3.44M | |
| First Federal Savings and Loan Association of Bath | Savings | Bath, ME | 5 | $3.33M | +7.3% |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 7 | $18.8B |
| Bank of America, National Association | Bank | Charlotte, NC | 12 | $9.68B |
| TD Bank, National Association | Bank | Wilmington, DE | 28 | $4.31B |
| Manufacturers and Traders Trust Company | Bank | Buffalo, NY | 15 | $3.35B |
| KeyBank National Association | Bank | Cleveland, OH | 30 | $2.90B |
| NBT Bank, National Association | Bank | Norwich, NY | 2 | $476M |
| Eagle Bank | Savings | Everett, MA | 1 | $42.7M |
| Lighthouse Credit Union | Credit union | Dover, NH | 5 | $5.12M |
| Empeople Credit Union | Credit union | Moline, IL | 6 | $1.84M |
- 29 of these lenders are based in Maine, and 9 are based elsewhere with offices here. FDIC call report,
- These lenders: 12 banks, 17 savings institutions and 9 credit unions. FDIC call report,
- Lenders based in Maine hold $1.5B of construction and land loans, up 8.9% from a year earlier among the 28 of 29 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 62.5% of that total. FDIC call report,
- Bar Harbor Bank & Trust holds $274.8M, and The Camden National Bank holds $194.2M. FDIC call report,
- The median book among lenders based in Maine is $23.3M. FDIC call report,
- 9 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 5 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 495 offices in Maine. FDIC office list,
- KeyBank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 30. FDIC office list,
- Among credit unions here, the median average loan in this category is $322K. NCUA 5300,
- Partners Bank of New England grew this book the most in the year, up 86.8% to $50.2M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Maine
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Maine. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Maine. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.