Small-Balance CRE · PA
Small-Balance CRE lenders in Pennsylvania
96 lenders with an office in Pennsylvania hold small-balance commercial real estate loans on their books. Trumark Financial Credit Union, based in Pennsylvania, holds the largest book among those based here, at $165.4M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Pennsylvania
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 96
- FDIC call report,
- Based here
- 78
- FDIC call report,
- Held by those based here
- $2.23B
- FDIC call report,
- +14.7% from a year earlier, 40 of 78 lenders
- Median book, based here
- $16.5M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Pennsylvania, https://lender.report/small-balance-cre-lenders/pennsylvania/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Trumark Financial Credit Union | Credit union | Fort Washington, PA | 27 | $165M | +27.8% |
| First Keystone Community Bank | Bank | Berwick, PA | 19 | $156M | |
| Journey Bank | Bank | Bloomsburg, PA | 23 | $130M | |
| Elderton State Bank | Bank | Elderton, PA | 3 | $108M | |
| Central Penn Bank & Trust | Bank | Mifflinburg, PA | 14 | $107M | |
| Mercer County State Bank | Bank | Sandy Lake, PA | 12 | $97.0M | |
| First Commonwealth Credit Union | Credit union | Lehigh Valley, PA | 16 | $76.5M | |
| InFirst Bank | Savings | Indiana, PA | 11 | $67.3M | |
| Patriot Credit Union | Credit union | Chambersburg, PA | 9 | $66.0M | +5.0% |
| PS Bank | Bank | Wyalusing, PA | 11 | $61.6M | |
| Philadelphia Credit Union | Credit union | Philadelphia, PA | 14 | $60.4M | +22.4% |
| SSB Bank | Savings | Pittsburgh, PA | 3 | $50.1M | |
| People First Credit Union | Credit union | Allentown, PA | 10 | $47.4M | +13.1% |
| MCS Bank | Savings | Milroy, PA | 10 | $46.8M | |
| Jim Thorpe Neighborhood Bank | Bank | Jim Thorpe, PA | 6 | $45.3M | |
| The Neffs National Bank | Bank | Neffs, PA | 3 | $44.0M | |
| Altoona First Savings Bank | Savings | Altoona, PA | 5 | $42.6M | |
| Clarion County Community Bank | Bank | Clarion, PA | 5 | $41.7M | |
| Cfsbank | Savings | Charleroi, PA | 11 | $41.6M | |
| United Savings Bank | Savings | Philadelphia, PA | 6 | $40.9M |
See all 96 small-balance CRE lenders in Pennsylvania in Search
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Self Reliance Financial Credit Union | Credit union | New York, NY | 4 | $189M |
| United Credit Union | Credit union | St Joseph, MI | 1 | $111M |
| Corning Credit Union | Credit union | Corning, NY | 2 | $68.4M |
| Bayer Heritage Credit Union | Credit union | New Martinsville, WV | 1 | $58.9M |
| Alero Financial Credit Union | Credit union | Elgin, IL | 1 | $41.6M |
| First Peoples Community Credit Union | Credit union | Cumberland, MD | 5 | $34.2M |
| SUN Credit Union | Credit union | Maumee, OH | 4 | $32.1M |
| The Andover Bank | Bank | Andover, OH | 3 | $23.4M |
| Abacus Federal Savings Bank | Savings | New York, NY | 1 | $17.9M |
| Flanagan State Bank | Bank | Flanagan, IL | 1 | $15.9M |
- 78 of these lenders are based in Pennsylvania, and 18 are based elsewhere with offices here. FDIC call report,
- These lenders: 22 banks, 19 savings institutions and 55 credit unions. FDIC call report,
- Lenders based in Pennsylvania hold $2.2B of small-balance commercial real estate loans, up 14.7% from a year earlier among the 40 of 78 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 29.9% of that total. FDIC call report,
- Trumark Financial Credit Union holds $165.4M, and First Keystone Community Bank holds $155.9M. FDIC call report,
- The median book among lenders based in Pennsylvania is $16.5M. FDIC call report,
- 19 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 5 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 531 offices in Pennsylvania. FDIC office list,
- First Peoples Community Credit Union, based in Maryland, lists the most offices here among out-of-state lenders, at 5. FDIC office list,
- Among credit unions here, the median average loan in this category is $283K. NCUA 5300,
- Inspire Credit Union grew this book the most in the year, up 53.6% to $27.4M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Pennsylvania
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Pennsylvania. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Pennsylvania. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.