Business · MA
Business lenders in Massachusetts
166 lenders with an office in Massachusetts hold commercial and industrial loans on their books. Beacon Bank and Trust, based in Massachusetts, holds the largest book among those based here, at $3.7B.
- Evidence
- Lender holds commercial and industrial loans on its books at the latest filing and has an office in Massachusetts
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 166
- FDIC call report,
- Based here
- 131
- FDIC call report,
- Held by those based here
- $19.7B
- FDIC call report,
- -20.8% from a year earlier, 126 of 131 lenders
- Median book, based here
- $8.80M
- FDIC call report,
Cite this
Source: The Lender Report, Business lenders in Massachusetts, https://lender.report/business-lenders/massachusetts/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Beacon Bank and Trust | Bank | Boston, MA | 70 | $3.69B | |
| Eastern Bank | Bank | Boston, MA | 111 | $3.36B | |
| Rockland Trust Company | Bank | Rockland, MA | 143 | $1.90B | |
| State Street Bank and Trust Company | Bank | Boston, MA | 1 | $1.32B | |
| Northern Bank & Trust Company | Bank | Woburn, MA | 14 | $1.28B | +4.5% |
| Needham Bank | Bank | Needham, MA | 17 | $1.09B | |
| Cambridge Savings Bank | Bank | Cambridge, MA | 21 | $896M | +6.0% |
| Avidia Bank | Savings | Hudson, MA | 10 | $878M | +3.2% |
| Salem Five Cents Savings Bank | Bank | Salem, MA | 34 | $867M | +11.8% |
| PeoplesBank | Savings | Holyoke, MA | 14 | $313M | |
| South Shore Bank | Bank | South Weymouth, MA | 13 | $310M | +4.4% |
| Westfield Bank | Savings | Westfield, MA | 23 | $218M | +1.8% |
| Bristol County Savings Bank | Bank | Taunton, MA | 14 | $203M | +36.0% |
| Middlesex Savings Bank | Bank | Natick, MA | 35 | $195M | +5.1% |
| BayCoast Bank | Savings | Swansea, MA | 19 | $189M | +22.1% |
| TruNorth Bank | Bank | Easthampton, MA | 50 | $188M | +1.1% |
| North Easton Savings Bank | Savings | South Easton, MA | 14 | $185M | +10.8% |
| Fidelity Co-operative Bank | Bank | Leominster, MA | 13 | $161M | |
| Newburyport Five Cents Savings Bank | Savings | Newburyport, MA | 7 | $119M | |
| Dedham Institution for Savings | Savings | Dedham, MA | 15 | $119M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 146 | $323B |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 99 | $242B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 1 | $200B |
| PNC Bank, National Association | Bank | Wilmington, DE | 10 | $117B |
| KeyBank National Association | Bank | Cleveland, OH | 7 | $37.4B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 5 | $35.9B |
| Manufacturers and Traders Trust Company | Bank | Buffalo, NY | 62 | $34.3B |
| Goldman Sachs Bank USA | Bank | New York, NY | 1 | $29.9B |
| Citizens Bank, National Association | Bank | Providence, RI | 179 | $28.0B |
| TD Bank, National Association | Bank | Wilmington, DE | 114 | $23.4B |
- 131 of these lenders are based in Massachusetts, and 35 are based elsewhere with offices here. FDIC call report,
- These lenders: 60 banks, 51 savings institutions and 55 credit unions. FDIC call report,
- Lenders based in Massachusetts hold $19.7B of commercial and industrial loans, down 20.8% from a year earlier among the 126 of 131 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 58.8% of that total. FDIC call report,
- Beacon Bank and Trust holds $3.7B, and Eastern Bank holds $3.4B. FDIC call report,
- The median book among lenders based in Massachusetts is $8.8M. FDIC call report,
- 36 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 23 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 2,211 offices in Massachusetts. FDIC office list,
- Citizens Bank, National Association, based in Rhode Island, lists the most offices here among out-of-state lenders, at 179. FDIC office list,
- Among credit unions here, the median average loan in this category is $72K. NCUA 5300,
- Bay State Savings Bank grew this book the most in the year, up 85.1% to $24.5M. FDIC call report,
How this list is defined
- Measure
- commercial and industrial loans held by lenders with an office in Massachusetts
- Period
- June 30, 2026
- Formula
- The balance of commercial and industrial loans on the lender's June 30, 2026 filing, for a lender with an office in Massachusetts. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Commercial and industrial loans are loans to businesses for equipment, working capital and the like, usually not secured by real estate.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds commercial and industrial loans on its books at the latest filing and has an office in Massachusetts. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.