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The Lender Report built this page from public records. TD Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about TD Bank, National Association itself. Each figure shows its source and date. Work at TD Bank, National Association? You can claim this page for free.

Bank, Wilmington, DE

TD Bank, National Association

A bank based in Wilmington, DE. Its commercial book is led by C&I and non-owner-occupied CRE. Public files show recent multifamily, 1-4 unit investor, SBA 7(a) and SBA 504 loans it made.

Kind
Bank
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$53.9B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
148
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
7,912
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$343B
FDIC call report,
Does it fit my deal?

The deal is read here and kept nowhere. Leave out names, income and credit scores.

How to reach them

Each line shows where it came from

Phone
The FDIC record has no phone number. Try the lender's website.
Website
www.td.com/us/en/personal-bankingFrom the FDIC record, November 9, 2026.
Commercial lending page
td.comFrom the lender's website, retrieved November 11, 2026.
Names it files under
TD Bank; TD BANK, N.A.FDIC institution record,
Address
2035 Limestone Rd, Wilmington, DE 19808FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 6 opened, 91 closed, 3 relocated.FDIC structure history. FDIC history
Oct 2023 to Sep 2026 SBA 7(a) approvals by processing method: 423 under Preferred Lender authority, 7,358 SBA Express, 8 CAPLines.SBA ProcessingMethod field, net of cancellations. SBA FOIA,
Jun 2025 to Jun 2026 Unused commitments on commercial real estate rose 15.8% to $5.3B in the year to June 30, 2026.Call report commitments. Not a measure of new lending. FDIC call report
2024 Reported making 57,590 small business loans totaling $1.4B in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data
2023-10 to 2026-09 Named as the lender on 240 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias NYC ACRIS recorded mortgages

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

TD Bank, National AssociationNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026New JerseySBA 7(a), Offices of Dentists$4.7M8%10 yrSBA FOIA
Sep 2026South CarolinaSBA 7(a), Manufacturing$4M7.25%10 yrSBA FOIA
Sep 2026MarylandSBA 7(a), Child Care Services$3.2M7%25 yrSBA FOIA
Sep 2026New JerseySBA 7(a), All Other Specialty Trade Contractors$3.2M7.25%25 yrSBA FOIA
Sep 2026New YorkSBA 7(a), Elementary and Secondary Schools$1.7M7.75%10 yrSBA FOIA
Sep 2026New YorkSBA 7(a), Manufacturing$1.5M8.25%10 yrSBA FOIA
Sep 2026FloridaSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$990K8.75%1 yrSBA FOIA
Sep 2026North CarolinaSBA 7(a), Other Personal Care Services$880K7%10 yrSBA FOIA
Sep 2026MassachusettsSBA 7(a), Full-Service Restaurants$700K8.75%10 yrSBA FOIA
Jun 2026New YorkSBA 504, Wholesale Trade$800K25 yrSBA FOIA
Jun 2026New YorkSBA 504, Clothing and Clothing Accessories Retailers$4.1M25 yrSBA FOIA
May 2026MaineSBA 504, Real Estate and Rental and Leasing$630K25 yrSBA FOIA
Mar 2026New YorkSBA 504, Full-Service Restaurants$4M25 yrSBA FOIA
Jan 2026FloridaSBA 504, Plumbing, Heating, and Air-Conditioning Contractors$2.2M25 yrSBA FOIA
2025Plymouth County, MAPurchase, 5 to 24 units$1.4M6.1%5 yr79%HMDA 2025
2025Philadelphia County, PARefinance, 5 to 24 units$800K5.78%5 yr43%HMDA 2025
2025Montgomery County, PAPurchase, 5 to 24 units$1.6M5.65%5 yr56%HMDA 2025
2025Plymouth County, MARefinance, 5 to 24 units$1.8M6.1%5 yr65%HMDA 2025
2025Bronx County, NYRefinance, 5 to 24 units$2.5M5.74%5 yr70%HMDA 2025
2025Philadelphia County, PAPurchase, 25 to 49 units$7.6M5.44%3 yr65%HMDA 2025
2025Chittenden County, VTRefinance, 50 to 99 units$11M5.31%5 yr60%HMDA 2025
2025Philadelphia County, PARefinance, 5 to 24 units$880K5.2%3 yr49%HMDA 2025
Dec 2025New YorkSBA 504, Other Miscellaneous Durable Goods Merchant Wholesalers$1.8M25 yrSBA FOIA
Dec 2025New JerseySBA 504, All Other Professional, Scientific, and Technical Services$860K25 yrSBA FOIA
Nov 2025New HampshireSBA 504, All Other Professional, Scientific, and Technical Services$1.5M25 yrSBA FOIA
7,798 SBA 7(a) loans since October 2023, net of cancelled$1.18BSBA FOIA

A blank means the source did not report it.

Recorded mortgages, New York City

NYC ACRIS, September 30, 2026

Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.

  • 240 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name TD Bank, National Association as the lender, totaling $852M.
  • 76 of them were recorded in the latest 12 months of that window.
Recorded mortgages by property class
Property classMortgagesDollars
Multifamily78$137M
Other45$159M
Mixed use44$235M
Retail30$139M
Industrial21$63.4M
Office20$108M
Hotel2$11.0M
NYC ACRIS recorded mortgages,
Recorded mortgages by borough
BoroughMortgages
Brooklyn83
Manhattan57
Queens57
Bronx43
NYC ACRIS recorded mortgages,

How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$6.71B4.1%+2.6%
Construction and land development$4.31B2.6%-2.0%
Owner-occupied CRE$6.84B4.1%-4.6%
Non-owner-occupied CRE$12.5B7.6%-6.5%
Farmland$16.9M0.0%+75.3%
Commercial and industrial$23.4B14.2%-11.4%
Commercial total$53.9B
FDIC call report,

Reference only: $43.3B of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$61.2B
Q4 2023$61.9B
Q1 2024$63.3B
Q2 2024$63.5B
Q3 2024$63.1B
Q4 2024$61.0B
Q1 2025$59.9B
Q2 2025$58.0B
Q3 2025$54.1B
Q4 2025$53.3B
Q1 2026$53.8B
Q2 2026$53.9B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units2025148$463M$1.73M$30MHMDA,
Multifamily, 5 or more units2024160$477M$1.84MHMDA,
1-4 unit investor or business purpose20251,778$566M$205KHMDA,
SBA 7(a), net of cancelled36 months to Sep 20267,798$1.18B$50.0K$5MSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 20261,633$258MSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 2026114$267M$2.00M$11MSBA FOIA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: its name and state.

SBA loans by industry, 36 months
IndustryLoansDollars
Residential Remodelers445$45.0M
Landscaping Services239$23.3M
Plumbing, Heating, and Air-Conditioning Contractors202$35.3M
Beauty Salons160$5.59M
Full-Service Restaurants157$40.6M
General Freight Trucking, Local153$10.9M
Electrical Contractors and Other Wiring Installation Contractors144$13.8M
General Automotive Repair119$16.6M
Child Care Services116$69.2M
Janitorial Services102$12.5M
SBA FOIA,

Other lenders in these fields: SBA lenders for construction trades, SBA lenders for landscaping companies, SBA lenders for restaurants.

Programs on record: Federal Home Loan Bank member, Pittsburgh district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • TD Bank, National Association reported making 57,590 small business loans totaling $1,421,015,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 54,699 of $100,000 or less, 2,356 over $100,000 up to $250,000, 535 over $250,000 up to $1 million.
  • Most of these are small-dollar accounts such as business cards: 5.0% were over $100,000, and the average was $24,675.
  • 48,148 of them, totaling $757,564,000, went to businesses with revenue of $1 million or less.
  • TD Bank, National Association reported making 272 small farm loans totaling $5,361,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 263 of $100,000 or less, 8 over $100,000 up to $250,000, 1 over $250,000 up to $500,000.
  • Most of these are small-dollar accounts such as business cards: 3.3% were over $100,000, and the average was $19,710.
  • 240 of them, totaling $3,763,000, went to farms with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 454 loans, $17,173,000.
CountyLoansTotal
Queens County, NY3,173$47.4M
Kings County, NY2,790$74.8M
Miami-Dade County, FL2,276$61.6M
Nassau County, NY2,114$51.9M
Suffolk County, NY2,069$54.9M
Bergen County, NJ1,728$41.9M
New York County, NY1,515$38.3M
Broward County, FL1,434$29.2M
Ocean County, NJ1,355$38.0M
Palm Beach County, FL1,348$29.5M
FFIEC CRA disclosure data,
Counties with 5 or more small farm loans in 2024. Other counties, each under 5 loans: 169 loans, $3,277,000.
CountyLoansTotal
Hillsborough County, NH17$244K
Miami-Dade County, FL15$334K
Palm Beach County, FL7$64.0K
Suwannee County, FL7$62.0K
Aroostook County, ME7$396K
York County, ME7$78.0K
Hunterdon County, NJ7$64.0K
Suffolk County, NY7$148K
Essex County, MA6$25.0K
Merrimack County, NH6$246K
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: OCC charter via FFIEC POR + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • TD Bank, National Association reported commitments to fund construction loans that had not been drawn at June 30, 2026: $740,729,000 for 1-4 family residential construction and $3,539,785,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $22,509,786,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less180,041$3.06B
Over $100,000 up to $250,00017,398$1.69B
Over $250,000 up to $1 million4,587$1.02B
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less273$10.9M
Over $100,000 up to $250,0001,333$139M
Over $250,000 up to $1 million4,346$1.40B
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by farmland, by original amount
Original amountLoansHolds
$100,000 or less2$63.0K
Over $100,000 up to $250,0003$350K
Over $250,000 up to $500,0007$1.25M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Agricultural production loans, by original amount
Original amountLoansHolds
$100,000 or less123$3.73M
Over $100,000 up to $250,00039$4.21M
Over $250,000 up to $500,00017$3.17M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
New York231523141,93726
New Jersey208284151,47315
Florida15972361,53140
Pennsylvania71231515873
Massachusetts11491955564
New Hampshire437453742
South Carolina503673128
Connecticut501892182
Maine288371821
Maryland170491401
North Carolina162541266
Virginia180661000
FDIC office list, HMDA, SBA FOIA,

Also in VT, RI, DE, DC, GA.

Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
Philadelphia County, PA28$90.7M
Kings County, NY23$106M
Hudson County, NJ20$72.3M
Bronx County, NY19$42.0M
New York County, NY18$76.5M
Queens County, NY14$35.9M
Essex County, NJ12$33.4M
Westchester County, NY9$15.0M
Bergen County, NJ8$21.8M
Chittenden County, VT6$36.4M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
New York-Jersey City-White Plains, NY-NJ120$392M
Philadelphia, PA33$101M
Newark, NJ15$40.9M
Portland-South Portland, ME9$23.5M
Allentown-Bethlehem-Easton, PA-NJ8$23.7M
Providence-Warwick, RI-MA8$7.10M
Burlington-South Burlington, VT7$37.0M
Boston, MA7$14.4M
Lakewood-New Brunswick, NJ6$56.5M
Montgomery County-Bucks County-Chester County, PA5$37.5M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • TD Bank, National Association has 1,050 offices in 170 counties and 16 states (FDIC Summary of Deposits, June 30, 2026): 1,046 full service and 4 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
New York County, NY500
Bergen County, NJ330
Queens County, NY320
Kings County, NY310
Nassau County, NY310
Miami-Dade County, FL300
Palm Beach County, FL250
Suffolk County, NY250
Middlesex County, MA240
Broward County, FL230
Essex County, MA190
Philadelphia County, PA190
Not reported171
Montgomery County, PA180
Hillsborough County, NH160
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$5.54B$2.23B to $8.73B across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital63.8%63.2% to 109.9% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital11.7%9.0% to 30.1% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits59.5%70.1% to 86.9% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$5.29B$3.20B to $11.8B across 8 peersCommitments to lend on commercial real estate that are not yet drawn, up 15.8% from a year earlier.FDIC call report,
Loans to assets48.2%55.5% to 67.5% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Loan channel and SBA processing

Public record only

Preferred Lender authority
423 loans (5.4%)
SBA Express
7,358 loans
CAPLine
8 loans
Approval to first disbursement
21 days, median of 7,007

SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.

Peers

Same kind of lender, similar size and book

FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and charter. TD Bank, National Association, FDIC certificate 18409. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $343B in total assets and $53.9B in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 9,998 recorded loans from HMDA and SBA files, through September 30, 2026: 148 HMDA multifamily 2025, 160 HMDA multifamily 2024, 1,778 HMDA 1-4 unit investor 2025, 7,798 SBA 7(a) in 36 months, 114 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to TD Bank, National Association]
  4. Phone and website. No phone number is on record. Website td.com, from the FDIC record. [How to reach them]
  5. Small business loans reported under CRA. 57,590 small business loans reported in its CRA filing for 2024. [Source]
  6. Recorded mortgages, New York City. 240 recorded mortgages in New York City under this name. [Source]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
Office of the Comptroller of the Currency
FDIC certificate
18409
RSSD
497404
LEI
03D0JEWFDFUS0SEEKG89
The Lender Report ID
lr_000013
FDIC classifies this bank as
All Other Over 1 Billion
Ownership
Stock
Head office metro area
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $342.8B in total assets as of June 30, 2026 (FDIC call report).
  • Held $53.9B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $23.4B of commercial and industrial loans as of June 30, 2026 (FDIC call report).
  • Held $12.5B of non-owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $6.8B of owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Originated 148 multifamily loans totaling $462.9M in 2025 (HMDA).
11 more sentences
  • Originated 160 multifamily loans totaling $477M in 2024 (HMDA).
  • Originated 1,778 1-4 unit investor or business-purpose loans totaling $565.5M in 2025 (HMDA).
  • Recorded 9,373 SBA 7(a) approvals totaling $1.4B from October 1, 2023 to September 30, 2026, of which 1,575 were later cancelled (SBA).
  • Provided the first lien on 124 SBA 504 projects with $278.5M in first-lien dollars from October 1, 2023 to September 30, 2026, of which 10 were later cancelled (SBA).
  • Listed 1,051 offices in 16 states (FDIC).
  • Reported making 57,590 small business loans totaling $1.4B in 2024, in its Community Reinvestment Act filing (FFIEC); 5.02% were over $100,000 and the average was $24,675.
  • Reported making 272 small farm loans totaling $5.4M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Held 202,026 commercial and industrial loans that were $1 million or less when made, with a balance of $5.8B as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 5,952 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $1.6B as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $740.7M for 1-4 family and $3.5B for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
  • Named as the lender on 240 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $852.4M (NYC Department of Finance, ACRIS).

Cite this

Source: The Lender Report, TD Bank, National Association, https://lender.report/lender/td-bank-de/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

Work at TD Bank, National Association? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem