Owner-Occupied CRE · MA
Owner-Occupied CRE lenders in Massachusetts
155 lenders with an office in Massachusetts hold owner-occupied commercial real estate loans on their books. Rockland Trust Company, based in Massachusetts, holds the largest book among those based here, at $2.2B.
- Evidence
- Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Massachusetts
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 155
- FDIC call report,
- Based here
- 124
- FDIC call report,
- Held by those based here
- $14.6B
- FDIC call report,
- +2.2% from a year earlier, 119 of 124 lenders
- Median book, based here
- $48.2M
- FDIC call report,
Cite this
Source: The Lender Report, Owner-Occupied CRE lenders in Massachusetts, https://lender.report/owner-occupied-cre-lenders/massachusetts/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Rockland Trust Company | Bank | Rockland, MA | 143 | $2.21B | |
| Beacon Bank and Trust | Bank | Boston, MA | 70 | $1.79B | |
| Eastern Bank | Bank | Boston, MA | 111 | $1.63B | |
| Needham Bank | Bank | Needham, MA | 17 | $816M | |
| Salem Five Cents Savings Bank | Bank | Salem, MA | 34 | $434M | |
| BayCoast Bank | Savings | Swansea, MA | 19 | $411M | +2.0% |
| Bristol County Savings Bank | Bank | Taunton, MA | 14 | $367M | +6.6% |
| The Cape Cod Five Cents Savings Bank | Bank | Hyannis, MA | 22 | $319M | |
| Northern Bank & Trust Company | Bank | Woburn, MA | 14 | $287M | +19.3% |
| Middlesex Savings Bank | Bank | Natick, MA | 35 | $243M | +1.7% |
| Avidia Bank | Savings | Hudson, MA | 10 | $231M | +1.2% |
| Fall River Five Cents Savings Bank | Bank | Fall River, MA | 15 | $196M | |
| South Shore Bank | Bank | South Weymouth, MA | 13 | $195M | |
| Cambridge Savings Bank | Bank | Cambridge, MA | 21 | $173M | +1.8% |
| Newburyport Five Cents Savings Bank | Savings | Newburyport, MA | 7 | $169M | |
| Westfield Bank | Savings | Westfield, MA | 23 | $167M | +1.3% |
| TruNorth Bank | Bank | Easthampton, MA | 50 | $166M | +6.1% |
| Country Bank for Savings | Savings | Ware, MA | 16 | $153M | +10.3% |
| Institution for Savings in Newburyport and Its Vicinity | Savings | Newburyport, MA | 13 | $150M | +8.1% |
| The Lowell Five Cent Savings Bank | Savings | Tewksbury, MA | 14 | $150M | +12.2% |
See all 155 owner-occupied CRE lenders in Massachusetts in Loan Comps
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 146 | $24.7B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 1 | $17.8B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 5 | $16.8B |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 99 | $14.4B |
| Manufacturers and Traders Trust Company | Bank | Buffalo, NY | 62 | $10.6B |
| PNC Bank, National Association | Bank | Wilmington, DE | 10 | $10.4B |
| TD Bank, National Association | Bank | Wilmington, DE | 114 | $6.84B |
| Citizens Bank, National Association | Bank | Providence, RI | 179 | $4.00B |
| East West Bank | Bank | Pasadena, CA | 2 | $3.43B |
| KeyBank National Association | Bank | Cleveland, OH | 7 | $3.01B |
- 124 of these lenders are based in Massachusetts, and 31 are based elsewhere with offices here. FDIC call report,
- These lenders: 58 banks, 51 savings institutions and 46 credit unions. FDIC call report,
- Lenders based in Massachusetts hold $14.6B of owner-occupied commercial real estate loans, up 2.2% from a year earlier among the 119 of 124 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 47.1% of that total. FDIC call report,
- Rockland Trust Company holds $2.2B, and Beacon Bank and Trust holds $1.8B. FDIC call report,
- The median book among lenders based in Massachusetts is $48.2M. FDIC call report,
- 35 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 32 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 2,186 offices in Massachusetts. FDIC office list,
- Citizens Bank, National Association, based in Rhode Island, lists the most offices here among out-of-state lenders, at 179. FDIC office list,
- Among credit unions here, the median average loan in this category is $487K. NCUA 5300,
- Metro Credit Union grew this book the most in the year, up 486.2% to $55.6M. FDIC call report,
How this list is defined
- Measure
- owner-occupied commercial real estate loans held by lenders with an office in Massachusetts
- Period
- June 30, 2026
- Formula
- The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Massachusetts. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Massachusetts. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.