By kind of loan
Construction lenders
4,541 lenders hold construction and land loans on their books, $463.3B in all at June 30, 2026. JPMorgan Chase Bank, National Association holds the most, $18.8B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders
- 4,541
- FDIC call report,
- Total held
- $463B
- FDIC call report,
- -2.6% from a year earlier, 4,393 of 4,541 lenders
Cite this
Source: The Lender Report, Construction lenders, https://lender.report/construction-lenders/, data as of June 30, 2026.
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| Lender | Kind | Based in | Holds | Growth, 12 months |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | $18.8B | +13.2% |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | $12.5B | |
| Bank of America, National Association | Bank | Charlotte, NC | $9.68B | |
| U.S. Bank National Association | Bank | Cincinnati, OH | $9.38B | |
| Citibank, National Association | Bank | Sioux Falls, SD | $7.99B | +16.1% |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | $7.97B | |
| Truist Bank | Bank | Charlotte, NC | $7.61B | |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | $7.34B | +15.3% |
| Bank OZK | Bank | Little Rock, AR | $6.94B | |
| Pinnacle Bank | Bank | Nashville, TN | $5.89B | |
| The Huntington National Bank | Bank | Columbus, OH | $5.32B | |
| PNC Bank, National Association | Bank | Wilmington, DE | $5.26B | |
| Citizens Bank, National Association | Bank | Providence, RI | $4.75B | |
| BMO Bank National Association | Bank | Chicago, IL | $4.49B | |
| Santander Bank, N.A. | Bank | Wilmington, DE | $4.38B | |
| TD Bank, National Association | Bank | Wilmington, DE | $4.31B | |
| Goldman Sachs Bank USA | Bank | New York, NY | $4.18B | +31.0% |
| Western Alliance Bank | Bank | Phoenix, AZ | $4.08B | |
| Manufacturers and Traders Trust Company | Bank | Buffalo, NY | $3.35B | |
| United Bank | Bank | Fairfax, VA | $3.34B | |
| Zions Bancorporation, N.A. | Bank | Salt Lake City, UT | $3.22B | |
| Prosperity Bank | Bank | El Campo, TX | $3.14B | |
| SouthState Bank, National Association | Bank | Winter Haven, FL | $2.93B | |
| UMB Bank, National Association | Bank | Kansas City, MO | $2.93B | |
| KeyBank National Association | Bank | Cleveland, OH | $2.90B | +2.3% |
| State | Lenders | Based here | Held by those based here |
|---|---|---|---|
| Texas | 496 | 377 | $35.1B |
| Illinois | 373 | 297 | $19.0B |
| Minnesota | 282 | 218 | $4.53B |
| Iowa | 279 | 235 | $5.86B |
| Missouri | 257 | 190 | $16.0B |
| Ohio | 237 | 196 | $49.5B |
| Florida | 234 | 111 | $10.6B |
| Wisconsin | 220 | 177 | $9.72B |
| Kansas | 209 | 155 | $4.46B |
| Georgia | 204 | 128 | $7.07B |
| Tennessee | 196 | 126 | $16.8B |
| Oklahoma | 190 | 163 | $11.4B |
| California | 181 | 113 | $13.8B |
| Pennsylvania | 175 | 125 | $11.8B |
| New York | 173 | 101 | $22.1B |
| Michigan | 171 | 137 | $3.79B |
| Kentucky | 170 | 125 | $5.33B |
| Indiana | 162 | 110 | $11.6B |
| Alabama | 158 | 110 | $8.02B |
| Nebraska | 150 | 122 | $6.66B |
| Colorado | 140 | 72 | $3.82B |
| Massachusetts | 138 | 108 | $9.74B |
| Louisiana | 134 | 114 | $5.66B |
| Virginia | 132 | 73 | $13.2B |
| Arkansas | 116 | 77 | $20.0B |
| North Carolina | 112 | 47 | $29.4B |
| South Carolina | 100 | 54 | $4.02B |
| New Jersey | 99 | 44 | $7.90B |
| Mississippi | 97 | 61 | $7.68B |
| Washington | 89 | 44 | $6.46B |
| Maryland | 85 | 35 | $2.92B |
| Arizona | 79 | 19 | $4.43B |
| South Dakota | 78 | 52 | $22.5B |
| West Virginia | 76 | 46 | $2.52B |
| Utah | 70 | 41 | $7.46B |
| North Dakota | 67 | 51 | $2.49B |
| New Mexico | 63 | 33 | $1.19B |
| Montana | 58 | 40 | $5.23B |
| Oregon | 56 | 24 | $2.37B |
| Connecticut | 54 | 25 | $1.87B |
| New Hampshire | 54 | 21 | $1.34B |
| Idaho | 51 | 18 | $1.11B |
| Nevada | 50 | 13 | $711M |
| Wyoming | 48 | 24 | $504M |
| District of Columbia | 38 | 5 | $273M |
| Maine | 38 | 29 | $1.51B |
| Delaware | 31 | 11 | $15.2B |
| Vermont | 28 | 16 | $380M |
| Rhode Island | 23 | 9 | $5.21B |
| Hawaii | 18 | 8 | $1.68B |
| Alaska | 11 | 8 | $684M |
- These lenders hold $463.3B of construction and land loans, down 2.6% from a year earlier among the 4,393 of 4,541 with a comparable earlier filing. FDIC call report,
- The five largest books hold 12.6% of that. FDIC call report,
- These lenders: 3,419 banks, 416 savings institutions and 706 credit unions. FDIC call report,
- 51 states have at least 10 construction lenders with in-state evidence on record, each with its own page. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in the United States
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in the United States. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.