Construction · OH

Construction lenders in Ohio

237 lenders with an office in Ohio hold construction and land loans on their books. JPMorgan Chase Bank, National Association, based in Ohio, holds the largest book among those based here, at $18.8B.

Evidence
Lender holds construction and land loans on its books at the latest filing and has an office in Ohio
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
237
FDIC call report,
Based here
196
FDIC call report,
Held by those based here
$49.5B
FDIC call report,
+5.9% from a year earlier, 188 of 196 lenders
Median book, based here
$6.14M
FDIC call report,

Cite this

Source: The Lender Report, Construction lenders in Ohio, https://lender.report/construction-lenders/ohio/, data as of June 30, 2026.

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Lenders based in Ohio, by book held. First 20 of 196.
LenderKindBased inOffices hereHoldsGrowth, 12 months
JPMorgan Chase Bank, National AssociationBankColumbus, OH234$18.8B+13.2%
U.S. Bank National AssociationBankCincinnati, OH160$9.38B
Fifth Third Bank, National AssociationBankCincinnati, OH245$7.97B
The Huntington National BankBankColumbus, OH339$5.32B
KeyBank National AssociationBankCleveland, OH172$2.90B+2.3%
First Financial BankBankCincinnati, OH67$674M
The Park National BankBankNewark, OH76$614M
Peoples BankBankMarietta, OH63$292M
Civista BankBankSandusky, OH34$265M
CFBank, National AssociationBankColumbus, OH5$252M+6.1%
The Farmers National Bank of CanfieldBankCanfield, OH66$202M
Union Savings BankSavingsCincinnati, OH32$169M+2.8%
The Vinton County National BankBankMcarthur, OH17$131M+4.4%
The Croghan Colonial BankBankFremont, OH19$109M+84.9%
The Farmers & Merchants State BankBankArchbold, OH23$107M
The Ohio Valley Bank CompanyBankGallipolis, OH11$92.2M+30.0%
The State Bank and Trust CompanyBankDefiance, OH27$88.3M+11.5%
The Union Bank CompanyBankColumbus Grove, OH15$82.1M+29.5%
LCNB National BankBankLebanon, OH35$71.2M
Wright-Patt Credit Union, Inc.Credit unionBeavercreek, OH41$70.3M
FDIC call report,

See all 237 construction lenders in Ohio in Loan Comps

Based elsewhere, with offices in Ohio. First 10 of 41.
LenderKindBased inOffices hereHolds, nationwide
Bank of America, National AssociationBankCharlotte, NC54$9.68B
Truist BankBankCharlotte, NC1$7.61B
PNC Bank, National AssociationBankWilmington, DE219$5.26B
Citizens Bank, National AssociationBankProvidence, RI70$4.75B
United BankBankFairfax, VA1$3.34B
First National Bank of PennsylvaniaBankGreenville, PA29$2.66B
WesBanco Bank, Inc.BankWheeling, WV97$1.69B
Flagstar Bank, National AssociationBankHicksville, NY26$1.37B
First Merchants BankBankMuncie, IN10$881M
Stock Yards Bank & Trust CompanyBankLouisville, KY6$771M
FDIC call report,
  • 196 of these lenders are based in Ohio, and 41 are based elsewhere with offices here. FDIC call report,
  • These lenders: 144 banks, 34 savings institutions and 59 credit unions. FDIC call report,
  • Lenders based in Ohio hold $49.5B of construction and land loans, up 5.9% from a year earlier among the 188 of 196 with a comparable earlier filing. FDIC call report,
  • The five largest books based here hold 89.6% of that total. FDIC call report,
  • JPMorgan Chase Bank, National Association holds $18.8B, and U.S. Bank National Association holds $9.4B. FDIC call report,
  • The median book among lenders based in Ohio is $6.1M. FDIC call report,
  • 74 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • 15 lenders based here hold $100M or more of it. FDIC call report,
  • These lenders list 3,415 offices in Ohio. FDIC office list,
  • PNC Bank, National Association, based in Delaware, lists the most offices here among out-of-state lenders, at 219. FDIC office list,
  • Among credit unions here, the median average loan in this category is $364K. NCUA 5300,
  • Sutton Bank grew this book the most in the year, up 95.4% to $58.5M. FDIC call report,

How this list is defined

Measure
construction and land loans held by lenders with an office in Ohio
Period
June 30, 2026
Formula
The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Ohio. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Ohio. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.