Construction · IN
Construction lenders in Indiana
162 lenders with an office in Indiana hold construction and land loans on their books. Old National Bank, based in Indiana, holds the largest book among those based here, at $2.4B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Indiana
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 162
- FDIC call report,
- Based here
- 110
- FDIC call report,
- Held by those based here
- $11.6B
- FDIC call report,
- +0.4% from a year earlier, 106 of 110 lenders
- Median book, based here
- $20.6M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Indiana, https://lender.report/construction-lenders/indiana/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Old National Bank | Bank | Evansville, IN | 97 | $2.45B | |
| Merchants Bank of Indiana | Bank | Carmel, IN | 8 | $2.00B | +13.2% |
| First Merchants Bank | Bank | Muncie, IN | 90 | $881M | |
| Centier Bank | Bank | Whiting, IN | 63 | $613M | |
| German American Bank | Bank | Jasper, IN | 46 | $505M | +19.3% |
| Lake City Bank | Bank | Warsaw, IN | 57 | $451M | |
| First Internet Bank of Indiana | Bank | Fishers, IN | 1 | $444M | +24.0% |
| 1st Source Bank | Bank | South Bend, IN | 72 | $410M | +15.1% |
| First Financial Bank, National Association | Bank | Terre Haute, IN | 21 | $328M | |
| The National Bank of Indianapolis | Bank | Indianapolis, IN | 13 | $308M | +22.5% |
| STAR Financial Bank | Bank | Fort Wayne, IN | 37 | $273M | +46.1% |
| First Farmers Bank & Trust Co. | Bank | Converse, IN | 32 | $240M | +35.3% |
| Horizon Bank | Bank | Michigan City, IN | 51 | $229M | |
| Everwise Credit Union | Credit union | South Bend, IN | 46 | $164M | +2.1% |
| Community First Bank of Indiana | Bank | Kokomo, IN | 7 | $160M | +4.1% |
| Liberty Credit Union | Credit union | Evansville, IN | 15 | $146M | +4.1% |
| Elements Financial Credit Union | Credit union | Indianapolis, IN | 5 | $112M | +89.2% |
| Jackson County Bank | Bank | Seymour, IN | 15 | $92.4M | +24.2% |
| State Bank | Bank | Brownsburg, IN | 11 | $90.3M | +39.4% |
| First Bank Midwest | Bank | Frankfort, IN | 20 | $86.2M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 123 | $18.8B |
| Bank of America, National Association | Bank | Charlotte, NC | 16 | $9.68B |
| U.S. Bank National Association | Bank | Cincinnati, OH | 8 | $9.38B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 95 | $7.97B |
| Truist Bank | Bank | Charlotte, NC | 1 | $7.61B |
| Pinnacle Bank | Bank | Nashville, TN | 1 | $5.89B |
| The Huntington National Bank | Bank | Columbus, OH | 37 | $5.32B |
| PNC Bank, National Association | Bank | Wilmington, DE | 80 | $5.26B |
| BMO Bank National Association | Bank | Chicago, IL | 49 | $4.49B |
| KeyBank National Association | Bank | Cleveland, OH | 34 | $2.90B |
- 110 of these lenders are based in Indiana, and 52 are based elsewhere with offices here. FDIC call report,
- These lenders: 111 banks, 18 savings institutions and 33 credit unions. FDIC call report,
- Lenders based in Indiana hold $11.6B of construction and land loans, up 0.4% from a year earlier among the 106 of 110 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 55.4% of that total. FDIC call report,
- Old National Bank holds $2.4B, and Merchants Bank of Indiana holds $2B. FDIC call report,
- The median book among lenders based in Indiana is $20.6M. FDIC call report,
- 45 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 17 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 2,158 offices in Indiana. FDIC office list,
- JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 123. FDIC office list,
- Among credit unions here, the median average loan in this category is $987K. NCUA 5300,
- First National Bank grew this book the most in the year, up 109.0% to $13.9M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Indiana
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Indiana. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Indiana. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.