Construction · UT
Construction lenders in Utah
70 lenders with an office in Utah hold construction and land loans on their books. Zions Bancorporation, N.A., based in Utah, holds the largest book among those based here, at $3.2B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Utah
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 70
- FDIC call report,
- Based here
- 41
- FDIC call report,
- Held by those based here
- $7.46B
- FDIC call report,
- +3.5% from a year earlier
- Median book, based here
- $44.6M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Utah, https://lender.report/construction-lenders/utah/, data as of June 30, 2026.
Describe a deal in Utah
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Zions Bancorporation, N.A. | Bank | Salt Lake City, UT | 96 | $3.22B | |
| Ally Bank | Bank | Sandy, UT | 1 | $519M | +44.6% |
| Cache Valley Bank | Bank | Logan, UT | 24 | $464M | +39.5% |
| Bank of Utah | Bank | Ogden, UT | 20 | $443M | +4.2% |
| Central Bank | Bank | Provo, UT | 13 | $341M | |
| State Bank of Southern Utah | Bank | Cedar City, UT | 17 | $313M | |
| America First Credit Union | Credit union | Riverdale, UT | 95 | $276M | +101.1% |
| Morgan Stanley Bank, National Association | Bank | Salt Lake City, UT | 1 | $259M | |
| Sunwest Bank | Bank | Sandy, UT | 1 | $183M | |
| Transportation Alliance Bank, Inc. d/b/a TAB Bank | Bank | Ogden, UT | 1 | $172M | +14.8% |
| Mountain America Credit Union | Credit union | Sandy, UT | 77 | $149M | +78.0% |
| Canyon View Credit Union | Credit union | Salt Lake City, UT | 23 | $115M | |
| Quill Bank | Bank | Provo, UT | 8 | $111M | +11.4% |
| Goldenwest Credit Union | Credit union | Ogden, UT | 51 | $101M | +121.2% |
| Optum Bank, Inc. | Bank | Draper, UT | 1 | $88.0M | |
| Celtic Bank | Bank | Salt Lake City, UT | 1 | $87.6M | +21.1% |
| First Utah Bank | Bank | Salt Lake City, UT | 7 | $73.5M | +30.8% |
| Happen Bank, National Association | Bank | Lehi, UT | 1 | $64.6M | +11.6% |
| FinWise Bank | Bank | Murray, UT | 2 | $58.8M | +25.4% |
| Utah Community Credit Union | Credit union | Provo, UT | 28 | $55.7M | +11.3% |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 46 | $18.8B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 72 | $12.5B |
| Bank of America, National Association | Bank | Charlotte, NC | 30 | $9.68B |
| U.S. Bank National Association | Bank | Cincinnati, OH | 39 | $9.38B |
| BMO Bank National Association | Bank | Chicago, IL | 5 | $4.49B |
| Goldman Sachs Bank USA | Bank | New York, NY | 2 | $4.18B |
| UMB Bank, National Association | Bank | Kansas City, MO | 1 | $2.93B |
| KeyBank National Association | Bank | Cleveland, OH | 31 | $2.90B |
| Regions Bank | Bank | Birmingham, AL | 1 | $2.81B |
| Glacier Bank | Bank | Kalispell, MT | 35 | $2.66B |
- 41 of these lenders are based in Utah, and 29 are based elsewhere with offices here. FDIC call report,
- These lenders: 47 banks, 3 savings institutions and 20 credit unions. FDIC call report,
- Lenders based in Utah hold $7.5B of construction and land loans, up 3.5% from a year earlier. FDIC call report,
- The five largest books based here hold 66.9% of that total. FDIC call report,
- Zions Bancorporation, N.A. holds $3.2B, and Ally Bank holds $519M. FDIC call report,
- The median book among lenders based in Utah is $44.6M. FDIC call report,
- 24 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 14 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 909 offices in Utah. FDIC office list,
- Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 72. FDIC office list,
- Among credit unions here, the median average loan in this category is $2.3M. NCUA 5300,
- Nelnet Bank grew this book the most in the year, up 356.2% to $36.9M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Utah
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Utah. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Utah. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.