Construction · AZ
Construction lenders in Arizona
79 lenders with an office in Arizona hold construction and land loans on their books. Western Alliance Bank, based in Arizona, holds the largest book among those based here, at $4.1B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Arizona
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 79
- FDIC call report,
- Based here
- 19
- FDIC call report,
- Held by those based here
- $4.43B
- FDIC call report,
- -7.6% from a year earlier
- Median book, based here
- $13.3M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Arizona, https://lender.report/construction-lenders/arizona/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Western Alliance Bank | Bank | Phoenix, AZ | 9 | $4.08B | |
| Goldwater Bank, N.A. | Bank | Phoenix, AZ | 2 | $88.1M | +5.5% |
| Southwest Heritage Bank | Savings | Scottsdale, AZ | 6 | $66.5M | +42.4% |
| Arizona Financial Credit Union | Credit union | Phoenix, AZ | 21 | $44.0M | |
| BNC National Bank | Bank | Glendale, AZ | 1 | $35.1M | +20.5% |
| Gateway Commercial Bank | Bank | Mesa, AZ | 1 | $22.7M | +22.0% |
| PIMA Credit Union | Credit union | Tucson, AZ | 17 | $18.1M | +20.0% |
| Oneaz Credit Union | Credit union | Phoenix, AZ | 27 | $17.4M | +10.7% |
| Avenir Financial Credit Union | Credit union | Yuma, AZ | 4 | $16.3M | |
| Gainey Business Bank | Bank | Scottsdale, AZ | 1 | $13.3M | +50.0% |
| Integro Bank | Bank | Phoenix, AZ | 1 | $10.4M | +140.9% |
| Vantage West Credit Union | Credit union | Tucson, AZ | 20 | $5.93M | |
| Zenith Bank & Trust | Bank | Scottsdale, AZ | 1 | $3.58M | +47.6% |
| Mission Bank | Bank | Kingman, AZ | 3 | $2.46M | +9.0% |
| Scottsdale Community Bank | Bank | Scottsdale, AZ | 1 | $2.35M | |
| Desert Financial Credit Union | Credit union | Phoenix, AZ | 51 | $2.29M | |
| West Valley National Bank | Bank | Goodyear, AZ | 2 | $341K | |
| American Southwest Credit Union | Credit union | Sierra Vista, AZ | 7 | $303K | |
| Copper State Credit Union | Credit union | Phoenix, AZ | 8 | $163K |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 189 | $18.8B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 153 | $12.5B |
| Bank of America, National Association | Bank | Charlotte, NC | 104 | $9.68B |
| U.S. Bank National Association | Bank | Cincinnati, OH | 56 | $9.38B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 12 | $7.97B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 5 | $7.34B |
| PNC Bank, National Association | Bank | Wilmington, DE | 71 | $5.26B |
| BMO Bank National Association | Bank | Chicago, IL | 62 | $4.49B |
| Zions Bancorporation, N.A. | Bank | Salt Lake City, UT | 56 | $3.22B |
| UMB Bank, National Association | Bank | Kansas City, MO | 21 | $2.93B |
- 19 of these lenders are based in Arizona, and 60 are based elsewhere with offices here. FDIC call report,
- These lenders: 58 banks, 3 savings institutions and 18 credit unions. FDIC call report,
- Lenders based in Arizona hold $4.4B of construction and land loans, down 7.6% from a year earlier. FDIC call report,
- The five largest books based here hold 97.4% of that total. FDIC call report,
- Western Alliance Bank holds $4.1B, and Goldwater Bank, N.A. holds $88.1M. FDIC call report,
- The median book among lenders based in Arizona is $13.3M. FDIC call report,
- 8 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 1 lender based here hold $100M or more of it. FDIC call report,
- These lenders list 1,176 offices in Arizona. FDIC office list,
- JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 189. FDIC office list,
- Among credit unions here, the median average loan in this category is $1.7M. NCUA 5300,
- Gainey Business Bank grew this book the most in the year, up 50.0% to $13.3M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Arizona
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Arizona. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Arizona. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.