1-4 Unit Investor · OR

1-4 Unit Investor lenders in Oregon

329 lenders made at least one 1-4 unit investor or business-purpose loan in Oregon in 2025. Onpoint Community Credit Union made the most, with 317 of the 5,661 on record.

Evidence
Lender made at least one 1-4 unit investor or business-purpose loan in Oregon in 2025 (HMDA)
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
329
HMDA,
Investor loans, 2025
5,661
HMDA,
1-4 units or business purpose
Based in the state
31
HMDA,

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Oregon, https://lender.report/investor-1-4-lenders/oregon/, data as of December 31, 2025.

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Oregon 1-4 unit investor lenders, by loans made in the state in 2025. First 25 of 329.
LenderKindBased inLoans in stateLoans nationwideTypical loan
Onpoint Community Credit Union 1-4 unit investor recordCredit unionPortland, OR317344$155K
United Wholesale Mortgage 1-4 unit investor recordNon-bankPontiac, MI23631,218$205K
Rain City Capital, LLC 1-4 unit investor recordNon-bankKirkland, WA1652,076$215K
The Loan Store, Inc 1-4 unit investor recordNon-bankTucson, AZ15711,868$275K
Rocket Mortgage 1-4 unit investor recordNon-bankDetroit, MI14313,753$215K
Guild Mortgage Company 1-4 unit investor recordNon-bankSan Diego, CA1403,469$245K
Newrez LLC 1-4 unit investor recordNon-bankFort Washington, PA1225,250$255K
Pennymac Loan Services LLC 1-4 unit investor recordNon-bankWestlake Village, CA1226,372$335K
HomeXpress Mortgage Corp. 1-4 unit investor recordNon-bankSanta Ana, CA1155,811$255K
Oregon Community Credit UnionCredit unionEugene, OR109112$105K
Kind Lending, LLC 1-4 unit investor recordNon-bankIrvine, CA1084,110$275K
Crosscountry Mortgage, LLC 1-4 unit investor recordNon-bankCleveland, OH10410,082$265K
Merchants Mortgage & Trust Corporation, LLC 1-4 unit investor recordNon-bankGreenwood Village, CO1011,953$425K
CMG Mortgage Inc 1-4 unit investor recordNon-bankSan Ramon, IL954,651$275K
Evergreen Federal Bank 1-4 unit investor recordSavingsGrants Pass, OR9191$225K
Kiavi Funding, Inc. 1-4 unit investor recordNon-bankSan Francisco, CA9125,518$215K
Guaranteed Rate, Inc.Non-bankChicago, IL845,730$295K
Nations Direct Mortgage, LLC 1-4 unit investor recordNon-bankHenderson, NV84660$285K
Columbia Bank 1-4 unit investor recordBankRoseburg, OR82194$255K
Union Home Mortgage Corp. 1-4 unit investor recordNon-bankStrongsville, OH792,685$195K
Movement Mortgage, LLC 1-4 unit investor recordNon-bankIndian Land, SC783,397$255K
Fairway Independent Mort CorpNon-bankMadison, WI753,466$245K
Banner Bank 1-4 unit investor recordBankWalla Walla, WA66277$205K
U.S. Bank National Association 1-4 unit investor recordBankCincinnati, OH662,786$325K
American Pacific Mortgage Corporation 1-4 unit investor recordNon-bankRoseville, CA631,482$235K
HMDA,

See all 329 1-4 unit investor lenders in Oregon in Loan Comps

  • Lenders made 5,661 1-4 unit investor or business-purpose loans in Oregon in 2025. HMDA,
  • The five most active lenders made 18.0% of them. HMDA,
  • Non-banks made 73.0% of these loans in Oregon. HMDA,
  • 102 lenders made 10 or more of these loans in Oregon in 2025. HMDA,
  • 31 of these lenders are based in Oregon, and the rest lend in from other states. HMDA,
  • Onpoint Community Credit Union made 317 loans here, and United Wholesale Mortgage made 236. HMDA,
  • These lenders: 57 banks, 13 savings institutions, 53 credit unions and 206 non-bank lenders. HMDA,
  • Among these lenders, the median 1-4 unit investor loan nationally is $255K. HMDA,

How this list is defined

Measure
1-4 unit investor loans made in Oregon
Period
2025
Formula
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Oregon in 2025. A lender is listed if it made at least one.
Order
Largest first by loans made in 2025, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.