1-4 Unit Investor · IL

1-4 Unit Investor lenders in Illinois

601 lenders made at least one 1-4 unit investor or business-purpose loan in Illinois in 2025. United Wholesale Mortgage made the most, with 1,137 of the 19,592 on record.

Evidence
Lender made at least one 1-4 unit investor or business-purpose loan in Illinois in 2025 (HMDA)
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
601
HMDA,
Investor loans, 2025
19,592
HMDA,
1-4 units or business purpose
Based in the state
203
HMDA,

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Illinois, https://lender.report/investor-1-4-lenders/illinois/, data as of December 31, 2025.

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Illinois 1-4 unit investor lenders, by loans made in the state in 2025. First 25 of 601.
LenderKindBased inLoans in stateLoans nationwideTypical loan
United Wholesale Mortgage 1-4 unit investor recordNon-bankPontiac, MI1,13731,218$205K
Loan Funder LLC 1-4 unit investor recordNon-bankNew York, NY1,1069,296$245K
The Loan Store, Inc 1-4 unit investor recordNon-bankTucson, AZ78011,868$275K
Guaranteed Rate, Inc.Non-bankChicago, IL5785,730$295K
RF Renovo Management Company, LLC 1-4 unit investor recordNon-bankChicago, IL4735,969$245K
Kiavi Funding, Inc. 1-4 unit investor recordNon-bankSan Francisco, CA46325,518$215K
BPL Mortgage, LLC 1-4 unit investor recordNon-bankOakbrook Terrace, IL4477,141$125K
Crosscountry Mortgage, LLC 1-4 unit investor recordNon-bankCleveland, OH36010,082$265K
Rocket Mortgage 1-4 unit investor recordNon-bankDetroit, MI32313,753$215K
JPMorgan Chase Bank, National Association 1-4 unit investor recordBankColumbus, OH3074,691$305K
RCN Capital, LLCNon-bankSouth Windsor, CT3017,774$165K
Fairway Independent Mort CorpNon-bankMadison, WI2473,466$245K
Velocity Commercial Capital LLC 1-4 unit investor recordNon-bankWestlake Village, CA2384,776$185K
Greenstate Credit Union 1-4 unit investor recordCredit unionNorth Liberty, IA217572$155K
INB, National Association 1-4 unit investor recordBankSpringfield, IL191202$85.0K
Morton Community Bank 1-4 unit investor recordBankMorton, IL190207$115K
First State Bank 1-4 unit investor recordBankMendota, IL188196$135K
Bank of Springfield 1-4 unit investor recordBankSpringfield, IL186248$115K
FCB Banks 1-4 unit investor recordBankCollinsville, IL181365$135K
United Community Bank 1-4 unit investor recordBankChatham, IL167196$100K
CV3 Financial Services, LLC 1-4 unit investor recordNon-bankEl Segundo, CA1664,782$175K
Barrington Bank & Trust Company, National Association 1-4 unit investor recordBankBarrington, IL161371$235K
Republic Bank of Chicago 1-4 unit investor recordBankOak Brook, IL160249$135K
HomeXpress Mortgage Corp. 1-4 unit investor recordNon-bankSanta Ana, CA1585,811$255K
Ocmbc, Inc. 1-4 unit investor recordNon-bankIrvine, CA1576,043$255K
HMDA,

See all 601 1-4 unit investor lenders in Illinois in Loan Comps

  • Lenders made 19,592 1-4 unit investor or business-purpose loans in Illinois in 2025. HMDA,
  • The five most active lenders made 20.8% of them. HMDA,
  • Non-banks made 60.2% of these loans in Illinois. HMDA,
  • 291 lenders made 10 or more of these loans in Illinois in 2025. HMDA,
  • 203 of these lenders are based in Illinois, and the rest lend in from other states. HMDA,
  • United Wholesale Mortgage made 1,137 loans here, and Loan Funder LLC made 1,106. HMDA,
  • These lenders: 256 banks, 29 savings institutions, 66 credit unions and 250 non-bank lenders. HMDA,
  • Among these lenders, the median 1-4 unit investor loan nationally is $200K. HMDA,

How this list is defined

Measure
1-4 unit investor loans made in Illinois
Period
2025
Formula
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Illinois in 2025. A lender is listed if it made at least one.
Order
Largest first by loans made in 2025, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.