Small-Balance CRE · IL
Small-Balance CRE lenders in Illinois
204 lenders with an office in Illinois hold small-balance commercial real estate loans on their books. Credit Union 1, based in Illinois, holds the largest book among those based here, at $738.4M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Illinois
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 204
- FDIC call report,
- Based here
- 183
- FDIC call report,
- Held by those based here
- $3.50B
- FDIC call report,
- Median book, based here
- $10.8M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Illinois, https://lender.report/small-balance-cre-lenders/illinois/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Credit Union 1 | Credit union | Lombard, IL | 22 | $738M | +24.6% |
| First State Bank | Bank | Mendota, IL | 20 | $136M | |
| Fortress Bank | Bank | Peoria, IL | 9 | $88.4M | |
| Washington Savings Bank | Savings | Effingham, IL | 4 | $63.6M | |
| First Secure Bank and Trust Co. | Bank | Palos Hills, IL | 6 | $61.7M | |
| Sauk Valley Bank & Trust Company | Bank | Sterling, IL | 8 | $51.7M | |
| The FNB Community Bank | Bank | Vandalia, IL | 7 | $48.0M | |
| Forest Park National Bank and Trust Company | Bank | Forest Park, IL | 2 | $47.4M | |
| Byron Bank | Bank | Byron, IL | 4 | $42.2M | |
| The Peoples State Bank of Newton, Illinois | Bank | Newton, IL | 9 | $41.7M | |
| Alero Financial Credit Union | Credit union | Elgin, IL | 9 | $41.6M | +147.8% |
| Apple River State Bank | Bank | Apple River, IL | 6 | $41.3M | |
| Empeople Credit Union | Credit union | Moline, IL | 4 | $40.7M | +63.5% |
| The Bradford National Bank of Greenville | Bank | Greenville, IL | 10 | $40.0M | |
| Teutopolis State Bank | Bank | Teutopolis, IL | 3 | $40.0M | |
| Midwest Bank | Bank | Monmouth, IL | 9 | $38.9M | |
| First National Bank of Pana | Bank | Pana, IL | 6 | $38.4M | |
| Municipal Trust and Savings Bank | Bank | Bourbonnais, IL | 2 | $38.4M | |
| The Fisher National Bank | Bank | Fisher, IL | 6 | $38.2M | |
| Baxter Credit Union | Credit union | Vernon Hills, IL | 10 | $37.7M | +5.3% |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Covantage Credit Union | Credit union | Antigo, WI | 2 | $472M |
| Dupaco Community Credit Union | Credit union | Dubuque, IA | 1 | $354M |
| Verve, a Credit Union | Credit union | Oshkosh, WI | 5 | $120M |
| Together Credit Union | Credit union | Saint Louis, MO | 1 | $60.8M |
| HomeBank | Bank | Palmyra, MO | 2 | $56.5M |
| The Fountain Trust Company | Bank | Covington, IN | 4 | $52.7M |
| TECH Credit Union | Credit union | Crown Point, IN | 2 | $52.7M |
| Dutrac Community Credit Union | Credit union | Dubuque, IA | 1 | $40.6M |
| The Hometown Savings Bank | Savings | Terre Haute, IN | 1 | $35.5M |
| Arsenal Credit Union | Credit union | Arnold, MO | 1 | $27.3M |
- 183 of these lenders are based in Illinois, and 21 are based elsewhere with offices here. FDIC call report,
- These lenders: 146 banks, 21 savings institutions and 37 credit unions. FDIC call report,
- Lenders based in Illinois hold $3.5B of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 31.1% of that total. FDIC call report,
- Credit Union 1 holds $738.4M, and First State Bank holds $135.9M. FDIC call report,
- The median book among lenders based in Illinois is $10.8M. FDIC call report,
- 7 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 2 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 771 offices in Illinois. FDIC office list,
- Self-Help Credit Union, based in North Carolina, lists the most offices here among out-of-state lenders, at 8. FDIC office list,
- Among credit unions here, the median average loan in this category is $416K. NCUA 5300,
- Alero Financial Credit Union grew this book the most in the year, up 147.8% to $41.6M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Illinois
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Illinois. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Illinois. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.