Owner-Occupied CRE · IL
Owner-Occupied CRE lenders in Illinois
409 lenders with an office in Illinois hold owner-occupied commercial real estate loans on their books. BMO Bank National Association, based in Illinois, holds the largest book among those based here, at $8.1B.
- Evidence
- Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Illinois
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 409
- FDIC call report,
- Based here
- 325
- FDIC call report,
- Held by those based here
- $33.4B
- FDIC call report,
- +3.5% from a year earlier, 317 of 325 lenders
- Median book, based here
- $17.6M
- FDIC call report,
Cite this
Source: The Lender Report, Owner-Occupied CRE lenders in Illinois, https://lender.report/owner-occupied-cre-lenders/illinois/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| BMO Bank National Association | Bank | Chicago, IL | 179 | $8.14B | |
| CIBC Bank USA | Bank | Chicago, IL | 5 | $4.44B | +21.8% |
| Byline Bank | Bank | Chicago, IL | 50 | $1.56B | +8.0% |
| Busey Bank | Bank | Champaign, IL | 50 | $1.43B | |
| The Northern Trust Company | Bank | Chicago, IL | 5 | $1.01B | |
| First Mid Bank & Trust, National Association | Bank | Mattoon, IL | 52 | $836M | |
| Old Second National Bank | Bank | Aurora, IL | 57 | $658M | |
| Midland States Bank | Bank | Effingham, IL | 48 | $520M | +15.4% |
| Heartland Bank and Trust Company | Bank | Bloomington, IL | 82 | $507M | |
| United Community Bank | Bank | Chatham, IL | 46 | $499M | +15.6% |
| American Commercial Bank & Trust, National Association | Bank | Ottawa, IL | 12 | $484M | +8.2% |
| Carrollton Bank | Bank | Carrollton, IL | 7 | $442M | +8.4% |
| Morton Community Bank | Bank | Morton, IL | 49 | $404M | +1.4% |
| Wintrust Bank, National Association | Bank | Chicago, IL | 37 | $336M | +1.2% |
| INB, National Association | Bank | Springfield, IL | 13 | $324M | +3.5% |
| Lakeside Bank | Bank | Chicago, IL | 11 | $296M | |
| Lake Forest Bank & Trust Company, National Association | Bank | Lake Forest, IL | 7 | $280M | +28.9% |
| Peoples National Bank , N.A. | Bank | Mount Vernon, IL | 21 | $252M | +1.1% |
| American Community Bank & Trust | Bank | Woodstock, IL | 5 | $246M | +1.2% |
| Providence Bank & Trust | Bank | South Holland, IL | 13 | $246M | +8.4% |
See all 409 owner-occupied CRE lenders in Illinois in Loan Comps
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 120 | $24.7B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 27 | $17.8B |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 264 | $14.4B |
| The Huntington National Bank | Bank | Columbus, OH | 116 | $13.3B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 161 | $12.0B |
| PNC Bank, National Association | Bank | Wilmington, DE | 148 | $10.4B |
| U.S. Bank National Association | Bank | Cincinnati, OH | 152 | $9.01B |
| Valley National Bank | Bank | Passaic, NJ | 1 | $7.69B |
| Old National Bank | Bank | Evansville, IN | 86 | $5.97B |
| Regions Bank | Bank | Birmingham, AL | 41 | $5.38B |
- 325 of these lenders are based in Illinois, and 84 are based elsewhere with offices here. FDIC call report,
- These lenders: 317 banks, 33 savings institutions and 59 credit unions. FDIC call report,
- Lenders based in Illinois hold $33.4B of owner-occupied commercial real estate loans, up 3.5% from a year earlier among the 317 of 325 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 49.7% of that total. FDIC call report,
- BMO Bank National Association holds $8.1B, and CIBC Bank USA holds $4.4B. FDIC call report,
- The median book among lenders based in Illinois is $17.6M. FDIC call report,
- 111 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 53 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 3,949 offices in Illinois. FDIC office list,
- JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 264. FDIC office list,
- Among credit unions here, the median average loan in this category is $326K. NCUA 5300,
- Fortress Bank grew this book the most in the year, up 174.1% to $37.7M. FDIC call report,
How this list is defined
- Measure
- owner-occupied commercial real estate loans held by lenders with an office in Illinois
- Period
- June 30, 2026
- Formula
- The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Illinois. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Illinois. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.