1-4 Unit Investor · MS

1-4 Unit Investor lenders in Mississippi

297 lenders made at least one 1-4 unit investor or business-purpose loan in Mississippi in 2025. Community Bank of Mississippi made the most, with 1,061 of the 6,270 on record.

Evidence
Lender made at least one 1-4 unit investor or business-purpose loan in Mississippi in 2025 (HMDA)
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
297
HMDA,
Investor loans, 2025
6,270
HMDA,
1-4 units or business purpose
Based in the state
39
HMDA,

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Mississippi, https://lender.report/investor-1-4-lenders/mississippi/, data as of December 31, 2025.

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Mississippi 1-4 unit investor lenders, by loans made in the state in 2025. First 25 of 297.
LenderKindBased inLoans in stateLoans nationwideTypical loan
Community Bank of Mississippi 1-4 unit investor recordBankFlowood, MS1,0611,398$105K
BankPlus 1-4 unit investor recordBankBelzoni, MS422690$165K
Renasant Bank 1-4 unit investor recordBankTupelo, MS3751,139$135K
BankFirst Financial Services 1-4 unit investor recordBankColumbus, MS354465$125K
Guaranty Bank and Trust Company 1-4 unit investor recordBankBelzoni, MS286309$105K
Trustmark Bank 1-4 unit investor recordBankJackson, MS201401$105K
United Wholesale Mortgage 1-4 unit investor recordNon-bankPontiac, MI19831,218$205K
BPL Mortgage, LLC 1-4 unit investor recordNon-bankOakbrook Terrace, IL1647,141$125K
Planters Bank & Trust Company 1-4 unit investor recordBankIndianola, MS149203$85.0K
Bank of Commerce 1-4 unit investor recordBankGreenwood, MS123123$65.0K
Citizens Bank 1-4 unit investor recordBankColumbia, MS117119$65.0K
The Citizens Bank of Philadelphia, Mississippi 1-4 unit investor recordBankPhiladelphia, MS104107$105K
PriorityOne Bank 1-4 unit investor recordBankMagee, MS8586$145K
First Bank 1-4 unit investor recordBankMccomb, MS8486$95.0K
Loan Funder LLC 1-4 unit investor recordNon-bankNew York, NY849,296$245K
Bank of Holly SpringsBankHolly Springs, MS78102$85.0K
First Security Bank 1-4 unit investor recordBankBatesville, MS7578$175K
The Citizens National Bank of Meridian 1-4 unit investor recordBankMeridian, MS7481$95.0K
Uplift Bank 1-4 unit investor recordBankArkadelphia, AR68302$95.0K
Rocket Mortgage 1-4 unit investor recordNon-bankDetroit, MI6513,753$215K
First State Bank 1-4 unit investor recordBankWaynesboro, MS5760$105K
Peoples Bank 1-4 unit investor recordBankMendenhall, MS5656$75.0K
Copiah Bank 1-4 unit investor recordBankHazlehurst, MS5252$95.0K
RCN Capital, LLCNon-bankSouth Windsor, CT517,774$165K
Bank of Yazoo City 1-4 unit investor recordBankYazoo City, MS5056$135K
HMDA,

See all 297 1-4 unit investor lenders in Mississippi in Loan Comps

  • Lenders made 6,270 1-4 unit investor or business-purpose loans in Mississippi in 2025. HMDA,
  • The five most active lenders made 39.8% of them. HMDA,
  • Non-banks made 24.3% of these loans in Mississippi. HMDA,
  • 77 lenders made 10 or more of these loans in Mississippi in 2025. HMDA,
  • 39 of these lenders are based in Mississippi, and the rest lend in from other states. HMDA,
  • Community Bank of Mississippi made 1,061 loans here, and BankPlus made 422. HMDA,
  • These lenders: 134 banks, 7 savings institutions, 25 credit unions and 131 non-bank lenders. HMDA,
  • Among these lenders, the median 1-4 unit investor loan nationally is $195K. HMDA,

How this list is defined

Measure
1-4 unit investor loans made in Mississippi
Period
2025
Formula
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Mississippi in 2025. A lender is listed if it made at least one.
Order
Largest first by loans made in 2025, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.