Construction · MS
Construction lenders in Mississippi
97 lenders with an office in Mississippi hold construction and land loans on their books. Renasant Bank, based in Mississippi, holds the largest book among those based here, at $2B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Mississippi
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 97
- FDIC call report,
- Based here
- 61
- FDIC call report,
- Held by those based here
- $7.68B
- FDIC call report,
- +4.2% from a year earlier, 57 of 61 lenders
- Median book, based here
- $17.6M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Mississippi, https://lender.report/construction-lenders/mississippi/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Renasant Bank | Bank | Tupelo, MS | 89 | $2.01B | +12.1% |
| Hancock Whitney Bank | Bank | Gulfport, MS | 27 | $1.36B | +12.6% |
| Trustmark Bank | Bank | Jackson, MS | 97 | $1.22B | |
| BankPlus | Bank | Belzoni, MS | 52 | $477M | |
| Community Bank of Mississippi | Bank | Flowood, MS | 43 | $392M | +3.6% |
| Guaranty Bank and Trust Company | Bank | Belzoni, MS | 39 | $280M | +19.9% |
| BankFirst Financial Services | Bank | Columbus, MS | 36 | $217M | |
| Planters Bank & Trust Company | Bank | Indianola, MS | 19 | $170M | |
| The Citizens National Bank of Meridian | Bank | Meridian, MS | 29 | $133M | +0.5% |
| PriorityOne Bank | Bank | Magee, MS | 18 | $129M | +13.5% |
| FNB Oxford Bank | Bank | Oxford, MS | 7 | $112M | +44.9% |
| Story Bank DBA Story Financial Partners | Bank | Jackson, MS | 5 | $97.2M | +7.5% |
| The Citizens Bank of Philadelphia, Mississippi | Bank | Philadelphia, MS | 26 | $92.8M | |
| TownBridge Bank | Bank | Pascagoula, MS | 11 | $84.3M | |
| First Security Bank | Bank | Batesville, MS | 19 | $73.4M | |
| First Choice Bank | Bank | Pontotoc, MS | 6 | $71.6M | +13.3% |
| Bank of Holly Springs | Bank | Holly Springs, MS | 9 | $58.5M | |
| First State Bank | Bank | Waynesboro, MS | 16 | $57.7M | +72.0% |
| Farmers and Merchants Bank | Bank | Baldwyn, MS | 12 | $54.5M | +9.8% |
| BNA Bank | Bank | New Albany, MS | 8 | $49.7M | +21.6% |
See all 97 construction lenders in Mississippi in Loan Comps
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 8 | $18.8B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 9 | $12.5B |
| Truist Bank | Bank | Charlotte, NC | 1 | $7.61B |
| Bank OZK | Bank | Little Rock, AR | 1 | $6.94B |
| Pinnacle Bank | Bank | Nashville, TN | 1 | $5.89B |
| The Huntington National Bank | Bank | Columbus, OH | 89 | $5.32B |
| Regions Bank | Bank | Birmingham, AL | 96 | $2.81B |
| First Horizon Bank | Bank | Memphis, TN | 4 | $1.63B |
| Origin Bank | Bank | Choudrant, LA | 6 | $623M |
| Uplift Bank | Bank | Arkadelphia, AR | 21 | $321M |
- 61 of these lenders are based in Mississippi, and 36 are based elsewhere with offices here. FDIC call report,
- These lenders: 82 banks, 3 savings institutions and 12 credit unions. FDIC call report,
- Lenders based in Mississippi hold $7.7B of construction and land loans, up 4.2% from a year earlier among the 57 of 61 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 71.1% of that total. FDIC call report,
- Renasant Bank holds $2B, and Hancock Whitney Bank holds $1.4B. FDIC call report,
- The median book among lenders based in Mississippi is $17.6M. FDIC call report,
- 22 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 11 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 1,162 offices in Mississippi. FDIC office list,
- Regions Bank, based in Alabama, lists the most offices here among out-of-state lenders, at 96. FDIC office list,
- Among credit unions here, the median average loan in this category is $669K. NCUA 5300,
- Bank of Yazoo City grew this book the most in the year, up 110.5% to $10.9M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Mississippi
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Mississippi. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Mississippi. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.