Small-Balance CRE · MS
Small-Balance CRE lenders in Mississippi
41 lenders with an office in Mississippi hold small-balance commercial real estate loans on their books. Community Bank of Mississippi, based in Mississippi, holds the largest book among those based here, at $389.3M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Mississippi
- Data as of
- June 30, 2026
- Page last changed
- November 9, 2026
- Lenders with an office here
- 41
- FDIC call report,
- Based here
- 27
- FDIC call report,
- Held by those based here
- $1.00B
- FDIC call report,
- Median book, based here
- $23.4M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Mississippi, https://lender.report/small-balance-cre-lenders/mississippi/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Community Bank of Mississippi | Bank | Flowood, MS | 43 | $389M | |
| Bank of Commerce | Bank | Greenwood, MS | 16 | $56.1M | |
| Bank of Holly Springs | Bank | Holly Springs, MS | 9 | $52.0M | |
| Century Bank | Bank | Lucedale, MS | 3 | $51.3M | |
| Farmers and Merchants Bank | Bank | Baldwyn, MS | 12 | $50.4M | |
| Citizens Bank | Bank | Columbia, MS | 8 | $43.2M | |
| First Choice Bank | Bank | Pontotoc, MS | 6 | $39.1M | |
| RiverHills Bank | Bank | Vicksburg, MS | 5 | $34.3M | |
| The Peoples Bank | Bank | Ripley, MS | 6 | $29.7M | |
| BankOkolona | Bank | Okolona, MS | 5 | $28.3M | |
| Bank of Franklin | Bank | Meadville, MS | 5 | $27.3M | |
| Navigator Credit Union | Credit union | Pascagoula, MS | 9 | $27.0M | +61.0% |
| Bank of Kilmichael | Bank | Kilmichael, MS | 6 | $25.3M | |
| FNB Picayune Bank | Bank | Picayune, MS | 7 | $23.4M | |
| First Southern Bank | Bank | Columbia, MS | 6 | $22.2M | |
| Merchants and Planters Bank | Bank | Raymond, MS | 6 | $18.0M | |
| Commerce Bank | Bank | Corinth, MS | 1 | $16.3M | |
| Bank of Wiggins | Bank | Wiggins, MS | 3 | $15.4M | |
| Great Southern Bank | Bank | Meridian, MS | 11 | $11.1M | |
| The Cleveland State Bank | Bank | Cleveland, MS | 4 | $10.6M |
See all 41 small-balance CRE lenders in Mississippi in Search
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Gulf Coast Bank and Trust Company | Bank | New Orleans, LA | 1 | $311M |
| The Bank of Vernon | Bank | Vernon, AL | 3 | $79.1M |
| All in Credit Union | Credit union | Daleville, AL | 1 | $77.0M |
| Commercial Bank & Trust Co. | Bank | Paris, TN | 1 | $51.7M |
| Southeast Financial Credit Union | Credit union | Franklin, TN | 1 | $50.9M |
| First Southern Bank | Bank | Florence, AL | 1 | $50.1M |
| Delta Bank | Bank | Vidalia, LA | 2 | $41.0M |
| Baxter Credit Union | Credit union | Vernon Hills, IL | 1 | $37.7M |
| Red River Employees Credit Union | Credit union | Texarkana, TX | 2 | $26.8M |
| Fort Financial Credit Union | Credit union | Fort Wayne, IN | 1 | $22.3M |
- 27 of these lenders are based in Mississippi, and 14 are based elsewhere with offices here. FDIC call report,
- These lenders: 29 banks and 12 credit unions. FDIC call report,
- Lenders based in Mississippi hold $1B of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 59.7% of that total. FDIC call report,
- Community Bank of Mississippi holds $389.3M, and Bank of Commerce holds $56.1M. FDIC call report,
- The median book among lenders based in Mississippi is $23.4M. FDIC call report,
- 3 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 1 lender based here hold $100M or more of it. FDIC call report,
- These lenders list 225 offices in Mississippi. FDIC office list,
- The Bank of Vernon, based in Alabama, lists the most offices here among out-of-state lenders, at 3. FDIC office list,
- Among credit unions here, the median average loan in this category is $515K. NCUA 5300,
- Navigator Credit Union grew this book the most in the year, up 61.0% to $27M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Mississippi
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Mississippi. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Mississippi. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.