1-4 Unit Investor · NJ
1-4 Unit Investor lenders in New Jersey
446 lenders made at least one 1-4 unit investor or business-purpose loan in New Jersey in 2025. Loan Funder LLC made the most, with 1,217 of the 19,352 on record.
- Evidence
- Lender made at least one 1-4 unit investor or business-purpose loan in New Jersey in 2025 (HMDA)
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 446
- HMDA,
- Investor loans, 2025
- 19,352
- HMDA,
- 1-4 units or business purpose
- Based in the state
- 70
- HMDA,
Cite this
Source: The Lender Report, 1-4 Unit Investor lenders in New Jersey, https://lender.report/investor-1-4-lenders/new-jersey/, data as of December 31, 2025.
Describe a deal in New Jersey
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show 1-4 unit investor loans in New JerseyOn this list? Find your page
| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
|---|---|---|---|---|---|
| Loan Funder LLC 1-4 unit investor record | Non-bank | New York, NY | 1,217 | 9,296 | $245K |
| Kiavi Funding, Inc. 1-4 unit investor record | Non-bank | San Francisco, CA | 1,139 | 25,518 | $215K |
| Crosscountry Mortgage, LLC 1-4 unit investor record | Non-bank | Cleveland, OH | 761 | 10,082 | $265K |
| Champions Funding, LLC 1-4 unit investor record | Non-bank | Gilbert, AZ | 711 | 7,467 | $295K |
| RF Renovo Management Company, LLC 1-4 unit investor record | Non-bank | Chicago, IL | 658 | 5,969 | $245K |
| United Wholesale Mortgage 1-4 unit investor record | Non-bank | Pontiac, MI | 540 | 31,218 | $205K |
| Guaranteed Rate, Inc. | Non-bank | Chicago, IL | 532 | 5,730 | $295K |
| The Loan Store, Inc 1-4 unit investor record | Non-bank | Tucson, AZ | 464 | 11,868 | $275K |
| Rocket Mortgage 1-4 unit investor record | Non-bank | Detroit, MI | 426 | 13,753 | $215K |
| TD Bank, National Association 1-4 unit investor record | Bank | Wilmington, DE | 415 | 1,778 | $205K |
| Velocity Commercial Capital LLC 1-4 unit investor record | Non-bank | Westlake Village, CA | 370 | 4,776 | $185K |
| Emporium Tpo LLC 1-4 unit investor record | Non-bank | Frisco, TX | 359 | 2,559 | $295K |
| RCN Capital, LLC | Non-bank | South Windsor, CT | 359 | 7,774 | $165K |
| Constructive Loans LLC 1-4 unit investor record | Non-bank | Oakbrook Terrace, IL | 320 | 1,565 | $175K |
| BPL Mortgage, LLC 1-4 unit investor record | Non-bank | Oakbrook Terrace, IL | 309 | 7,141 | $125K |
| Ice Lender Holdings LLC 1-4 unit investor record | Non-bank | New York, NY | 273 | 1,413 | $315K |
| Hometown Equity Mortgage, LLC 1-4 unit investor record | Non-bank | Lake Forest, CA | 261 | 5,405 | $295K |
| Logan Finance Corporation 1-4 unit investor record | Non-bank | Haupaugge, NY | 260 | 1,817 | $415K |
| ABL RPC Residential Credit Acquisition LLC 1-4 unit investor record | Non-bank | Jersey City, NJ | 256 | 1,152 | $355K |
| Pennymac Loan Services LLC 1-4 unit investor record | Non-bank | Westlake Village, CA | 240 | 6,372 | $335K |
| FM Home Loans LLC | Non-bank | Brooklyn, NY | 236 | 838 | $455K |
| Ark Mortgage, Inc. | Non-bank | Montebello, NY | 218 | 645 | $415K |
| loanDepot.com LLC 1-4 unit investor record | Non-bank | Irvine, CA | 200 | 2,801 | $265K |
| Change Lending 1-4 unit investor record | Non-bank | Anaheim, CA | 190 | 2,644 | $300K |
| CMG Mortgage Inc 1-4 unit investor record | Non-bank | San Ramon, IL | 172 | 4,651 | $275K |
See all 446 1-4 unit investor lenders in New Jersey in Loan Comps
- Lenders made 19,352 1-4 unit investor or business-purpose loans in New Jersey in 2025. HMDA,
- The five most active lenders made 23.2% of them. HMDA,
- Non-banks made 86.9% of these loans in New Jersey. HMDA,
- 201 lenders made 10 or more of these loans in New Jersey in 2025. HMDA,
- 70 of these lenders are based in New Jersey, and the rest lend in from other states. HMDA,
- Loan Funder LLC made 1,217 loans here, and Kiavi Funding, Inc. made 1,139. HMDA,
- These lenders: 101 banks, 33 savings institutions, 47 credit unions and 265 non-bank lenders. HMDA,
- Among these lenders, the median 1-4 unit investor loan nationally is $270K. HMDA,
How this list is defined
- Measure
- 1-4 unit investor loans made in New Jersey
- Period
- 2025
- Formula
- Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in New Jersey in 2025. A lender is listed if it made at least one.
- Order
- Largest first by loans made in 2025, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.
HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.
Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.