Unverified listing What this means
The Lender Report built this page from public records. Hometown Equity Mortgage, LLC has not reviewed it. Every lender's page starts this way, and it says nothing about Hometown Equity Mortgage, LLC itself. Each figure shows its source and date. Work at Hometown Equity Mortgage, LLC? You can claim this page for free.
Non-bank lender, Lake Forest, CA
Hometown Equity Mortgage, LLC
A non-bank lender based in Lake Forest, CA. Public files show recent multifamily and 1-4 unit investor loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 11, 2026
Reported originating these loans in HMDA.
- Multifamily loans made, 2025
- 39
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- 5,405
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- $31.1M
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 833-381-8733 From the lender's website, retrieved November 11, 2026. Source page
- Website
- thelender.comFrom the lender's own site, retrieved November 9, 2026.
- Commercial lending page
- thelender.comFrom the lender's website, retrieved November 11, 2026.
- Based in
- Lake Forest, CAHMDA,
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| 2023-10 to 2026-09 | Named as the lender on 11 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Kings County, NY | Cash-out refinance, 5 to 24 units | $2.7M | 8% | 30 yr | 65% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $1.9M | 8.75% | 30 yr | 70% | HMDA 2025 |
| 2025 | Hudson County, NJ | Purchase, 5 to 24 units | $1.6M | 8.88% | 30 yr | 65% | HMDA 2025 |
| 2025 | Passaic County, NJ | Purchase, 5 to 24 units | $1.3M | 9.5% | 30 yr | 70% | HMDA 2025 |
| 2025 | Napa County, CA | Purchase, 5 to 24 units | $1.2M | 8.75% | 30 yr | 73% | HMDA 2025 |
| 2025 | Kings County, NY | Cash-out refinance, 5 to 24 units | $1.2M | 9.87% | 40 yr | 70% | HMDA 2025 |
| 2025 | Passaic County, NJ | Purchase, 5 to 24 units | $1.1M | 9.63% | 30 yr | 70% | HMDA 2025 |
| 2025 | Arlington County, VA | Purchase, 5 to 24 units | $1M | 8.75% | 30 yr | 57% | HMDA 2025 |
| 2025 | Essex County, NJ | Cash-out refinance, 5 to 24 units | $980K | 8.99% | 30 yr | 65% | HMDA 2025 |
| 2025 | Kings County, NY | Cash-out refinance, 5 to 24 units | $980K | 10.37% | 30 yr | 70% | HMDA 2025 |
| 2025 | Philadelphia County, PA | Cash-out refinance, 5 to 24 units | $960K | 9.75% | 30 yr | 65% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $940K | 8.13% | 30 yr | 50% | HMDA 2025 |
| 2025 | King County, WA | Cash-out refinance, 5 to 24 units | $940K | 7.87% | 30 yr | 59% | HMDA 2025 |
| 2025 | Philadelphia County, PA | Cash-out refinance, 5 to 24 units | $920K | 9.75% | 30 yr | 65% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $900K | 8.63% | 30 yr | 53% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $880K | 9.5% | 30 yr | 75% | HMDA 2025 |
| 2025 | San Bernardino County, CA | Cash-out refinance, 5 to 24 units | $840K | 8% | 30 yr | 53% | HMDA 2025 |
| 2025 | Orange County, CA | Purchase, 5 to 24 units | $840K | 9.13% | 30 yr | 70% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $840K | 8.88% | 30 yr | 46% | HMDA 2025 |
| 2025 | San Bernardino County, CA | Cash-out refinance, 5 to 24 units | $620K | 9.88% | 30 yr | 64% | HMDA 2025 |
| 2025 | Bronx County, NY | Cash-out refinance, 5 to 24 units | $600K | 10.87% | 30 yr | 70% | HMDA 2025 |
| 2025 | New York | Purchase, 5 to 24 units | $600K | 10.88% | 30 yr | 75% | HMDA 2025 |
| 2025 | Sacramento County, CA | Purchase, 5 to 24 units | $580K | 9.75% | 30 yr | 75% | HMDA 2025 |
| 2025 | Hidalgo County, TX | Purchase, 5 to 24 units | $520K | 8.5% | 30 yr | 75% | HMDA 2025 |
| 2025 | Albany County, NY | Purchase, 5 to 24 units | $500K | 9.25% | 30 yr | 70% | HMDA 2025 |
| 39 multifamily loans made in 2025 | $31.1M | HMDA 2025 | |||||
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 11 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Hometown Equity Mortgage, LLC as the lender, totaling $9.53M.
- 4 of them were recorded in the latest 12 months of that window.
| Property class | Mortgages | Dollars |
|---|---|---|
| Mixed use | 8 | $6.62M |
| Multifamily | 3 | $2.90M |
| Borough | Mortgages |
|---|---|
| Queens | 6 |
| Brooklyn | 3 |
| Manhattan | 1 |
| Bronx | 1 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 39 | $31.1M | $625K | $2.7M | HMDA, |
| Multifamily, 5 or more units | 2024 | 63 | $50.3M | $665K | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 5,405 | $2.21B | $295K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 1 | 12 | 533 | 0 | 0 |
| Florida | 0 | 1 | 1,083 | 0 | 0 |
| New York | 0 | 10 | 704 | 0 | 0 |
| Texas | 0 | 3 | 626 | 0 | 0 |
| New Jersey | 0 | 5 | 261 | 0 | 0 |
| Georgia | 0 | 0 | 189 | 0 | 0 |
| Pennsylvania | 0 | 2 | 157 | 0 | 0 |
| North Carolina | 0 | 0 | 154 | 0 | 0 |
| Tennessee | 0 | 0 | 126 | 0 | 0 |
| Connecticut | 0 | 0 | 116 | 0 | 0 |
| Arizona | 0 | 0 | 116 | 0 | 0 |
| Massachusetts | 0 | 0 | 108 | 0 | 0 |
Also in VA, SC, IL, OK, OH, MD, WA, MO, CO, IN, OR, AL, WI, NV, UT, NH, HI, MI, LA, KY, ME, DC, DE, MS, RI, KS, AR, ID, MN, NM, AK, MT, WV, NE, VT.
| County | Recorded loans | Dollars |
|---|---|---|
| Los Angeles County, CA | 13 | $12.3M |
| Kings County, NY | 6 | $9.13M |
| Sacramento County, CA | 5 | $3.31M |
| Cook County, IL | 5 | $2.54M |
| Broome County, NY | 5 | $1.90M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 18 | $24.1M |
| Los Angeles-Long Beach-Glendale, CA | 13 | $12.3M |
| Sacramento-Roseville-Folsom, CA | 5 | $3.31M |
| Chicago-Naperville-Schaumburg, IL | 5 | $2.54M |
| Binghamton, NY | 5 | $1.90M |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Non-depository HMDA filer.
Check this page
Against the regulator's own record
- Name and entity. Hometown Equity Mortgage, LLC, Lake Forest, CA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 5,507 recorded loans from the HMDA file, in 2024 and 2025: 39 HMDA multifamily 2025, 63 HMDA multifamily 2024, 5,405 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Hometown Equity Mortgage, LLC]
- Phone and website. Phone 833-381-8733, from the lender's website on November 11, 2026. Website thelender.com, from the FDIC record. [How to reach them]
- Recorded mortgages, New York City. 11 recorded mortgages in New York City under this name. [Source]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 11, 2026.
- LEI
- 549300RA3E0BUFO7YZ21
- The Lender Report ID
- lr_009257
- Originated 39 multifamily loans totaling $31.1M in 2025 (HMDA).
- Originated 63 multifamily loans totaling $50.3M in 2024 (HMDA).
- Originated 5,405 1-4 unit investor or business-purpose loans totaling $2.2B in 2025 (HMDA).
- Named as the lender on 11 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $9.5M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Hometown Equity Mortgage, LLC, https://lender.report/lender/hometown-equity-mortgage-ca/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Hometown Equity Mortgage, LLC? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem