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Bank, Roseburg, OR

Columbia Bank, Roseburg, OR

A bank based in Roseburg, OR. Its commercial book is led by multifamily and C&I. Public files show recent multifamily, 1-4 unit investor, SBA 7(a) and SBA 504 loans it made.

Kind
Bank
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$34.8B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
48
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
1,952
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$65.4B
FDIC call report,
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The deal is read here and kept nowhere. Leave out names, income and credit scores.

How to reach them

Each line shows where it came from

Phone
The FDIC record has no phone number. Try the lender's website.
Website
www.columbiabank.comFrom the FDIC record, November 9, 2026.
Names it files under
UMPQUA BANK; Columbia Banking System IncFDIC institution record,
Address
445 Se Main St, Roseburg, OR 97470FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What changed. Columbia Bank originated 48 multifamily loans in 2025, versus 31 in 2024. HMDA,

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 10 opened, 13 closed, 0 relocated.FDIC structure history. FDIC history
Oct 2023 to Sep 2026 SBA 7(a) approvals by processing method: 75 under Preferred Lender authority, 1,787 SBA Express.SBA ProcessingMethod field, net of cancellations. SBA FOIA,
Fiscal 2026 The holding company reported a balance of $3.9B still held on loans originated in fiscal 2026.Group level: the registrant and all of its subsidiaries together. A balance, not the amount originated. SEC 10-Q and 10-K filings,
Jun 2025 to Jun 2026 Multifamily balance rose 73.4% to $10.3B in the year to June 30, 2026. Includes loans from acquiring Pacific Premier Bank, National Association in the window, so growth reflects the acquisition as well as new lending.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Commercial and industrial balance rose 20.0% to $7.6B in the year to June 30, 2026. Includes loans from acquiring Pacific Premier Bank, National Association in the window, so growth reflects the acquisition as well as new lending.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Non-owner-occupied CRE balance rose 20.2% to $7.2B in the year to June 30, 2026. Includes loans from acquiring Pacific Premier Bank, National Association in the window, so growth reflects the acquisition as well as new lending.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Unused commitments on commercial real estate rose 21.2% to $1.9B in the year to June 30, 2026.Call report commitments. Not a measure of new lending. FDIC call report
September 1, 2025 Acquired Pacific Premier Bank, National Association on September 1, 2025.FDIC structure history. FDIC history,
July 1, 2025 Changed its name from Umpqua Bank on July 1, 2025.FDIC structure history. FDIC history,
2024 Reported making 3,639 small business loans totaling $1B in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Columbia BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026WashingtonSBA 7(a), All Other Specialty Trade Contractors$2M7%10 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Offices of Certified Public Accountants$1.7M6.75%10 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Sewing, Needlework, and Piece Goods Retailers$1.2M7.5%25 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Finish Carpentry Contractors$690K8.5%10 yrSBA FOIA
Sep 2026OregonSBA 7(a), Full-Service Restaurants$280K8.25%10 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Limited-Service Restaurants$190K8.75%10 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Sewing, Needlework, and Piece Goods Retailers$100K8.75%10 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), All Other Specialty Trade Contractors$50K11.75%10 yrSBA FOIA
Sep 2026OregonSBA 7(a), Septic Tank and Related Services$50K11.75%10 yrSBA FOIA
Apr 2026WashingtonSBA 504, Accommodation and Food Services$550K25 yrSBA FOIA
Apr 2026CaliforniaSBA 504, Insurance Agencies and Brokerages$1.6M25 yrSBA FOIA
Mar 2026OregonSBA 504, Construction$710K25 yrSBA FOIA
Mar 2026ArizonaSBA 504, Manufacturing$780K25 yrSBA FOIA
Feb 2026NevadaSBA 504, All Other Specialty Trade Contractors$560K25 yrSBA FOIA
Feb 2026CaliforniaSBA 504, Health Care and Social Assistance$2.6M25 yrSBA FOIA
2025Shasta County, CARefinance, 5 to 24 units$1.1M8.14%7 yr50%HMDA 2025
2025Shasta County, CAImprovement, 5 to 24 units$720K8.08%5.5 yr68%HMDA 2025
2025Sacramento County, CARefinance, 5 to 24 units$220K9.92%10 yr18%HMDA 2025
2025Tulare County, CAImprovement, 25 to 49 units$420K8.25%10 yr14%HMDA 2025
2025Los Angeles County, CAPurchase, 5 to 24 units$800K6%5 yr38%HMDA 2025
2025Alameda County, CARefinance, 5 to 24 units$1.5M5.9%10 yr70%HMDA 2025
2025Clackamas County, ORPurchase, 5 to 24 units$1M5.9%10 yr47%HMDA 2025
2025Maricopa County, AZRefinance, 25 to 49 units$3.2M5.9%3 yr50%HMDA 2025
Sep 2025CaliforniaSBA 504, Other Services (except Public Administration)$1.9M25 yrSBA FOIA
Sep 2025WashingtonSBA 504, Health Care and Social Assistance$460K25 yrSBA FOIA
1,870 SBA 7(a) loans since October 2023, net of cancelled$166MSBA FOIA

A blank means the source did not report it.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$10.3B21.8%+73.4%
Construction and land development$2.03B4.3%-19.8%
Owner-occupied CRE$6.89B14.6%+40.9%
Non-owner-occupied CRE$7.16B15.2%+20.2%
Farmland$829M1.8%+36.9%
Commercial and industrial$7.61B16.1%+20.0%
Commercial total$34.8B
FDIC call report,

Includes loans from acquiring Pacific Premier Bank, National Association in the window, so growth reflects the acquisition as well as new lending.

Reference only: $8.13B of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$26.1B
Q4 2023$26.3B
Q1 2024$26.4B
Q2 2024$26.5B
Q3 2024$26.1B
Q4 2024$26.3B
Q1 2025$26.3B
Q2 2025$26.3B
Q3 2025$36.3B
Q4 2025$35.7B
Q1 2026$35.1B
Q2 2026$34.8B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units202548$106M$1.00M$17MHMDA,
Multifamily, 5 or more units202431$80.8M$905KHMDA,
1-4 unit investor or business purpose2025194$65.2M$255KHMDA,
SBA 7(a), net of cancelled36 months to Sep 20261,870$166M$50.0K$4.2MSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 2026661$52.2MSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 202682$107M$791K$5.2MSBA FOIA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens (several rules: name and lender office city; holding company name, one bank).

SBA loans by industry, 36 months
IndustryLoansDollars
Residential Remodelers107$4.64M
Full-Service Restaurants68$8.45M
Landscaping Services56$5.73M
General Automotive Repair46$8.69M
Plumbing, Heating, and Air-Conditioning Contractors41$5.67M
Limited-Service Restaurants35$3.44M
Offices of Lawyers35$2.76M
Agriculture, Forestry, Fishing and Hunting35$2.59M
New Single-Family Housing Construction (except For-Sale Builders)33$1.33M
Electrical Contractors and Other Wiring Installation Contractors31$2.11M
SBA FOIA,

Other lenders in these fields: SBA lenders for construction trades, SBA lenders for restaurants, SBA lenders for landscaping companies.

Programs on record: Federal Home Loan Bank member, Des Moines district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • Columbia Bank reported making 3,639 small business loans totaling $1,044,585,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 1,480 of $100,000 or less, 767 over $100,000 up to $250,000, 1,392 over $250,000 up to $1 million.
  • 1,275 of them, totaling $210,088,000, went to businesses with revenue of $1 million or less.
  • Columbia Bank reported making 496 small farm loans totaling $116,368,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 135 of $100,000 or less, 163 over $100,000 up to $250,000, 198 over $250,000 up to $500,000.
  • 356 of them, totaling $73,520,000, went to farms with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 177 loans, $51,773,000.
CountyLoansTotal
King County, WA370$109M
Multnomah County, OR231$73.0M
Pierce County, WA207$65.5M
Marion County, OR156$47.8M
Washington County, OR151$49.2M
Clark County, WA147$42.5M
Lane County, OR137$34.7M
Clackamas County, OR134$42.7M
Shasta County, CA100$29.6M
Spokane County, WA100$26.9M
FFIEC CRA disclosure data,
Counties with 5 or more small farm loans in 2024. Other counties, each under 5 loans: 100 loans, $22,866,000.
CountyLoansTotal
Marion County, OR42$10.3M
Malheur County, OR26$6.15M
Whitman County, WA22$5.79M
Jefferson County, OR20$5.27M
Adams County, WA20$4.61M
Umatilla County, OR18$4.10M
Lincoln County, WA16$4.03M
Wasco County, OR15$3.60M
Klamath County, OR14$2.39M
Washington County, OR14$4.09M
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: FDIC certificate (respondent ID) + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • Columbia Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $407,939,000 for 1-4 family residential construction and $1,460,593,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $4,442,743,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less45,120$1.11B
Over $100,000 up to $250,0005,601$507M
Over $250,000 up to $1 million3,525$941M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less172$4.40M
Over $100,000 up to $250,000826$97.3M
Over $250,000 up to $1 million4,224$1.70B
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by farmland, by original amount
Original amountLoansHolds
$100,000 or less13$462K
Over $100,000 up to $250,00095$11.5M
Over $250,000 up to $500,000140$36.7M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Agricultural production loans, by original amount
Original amountLoansHolds
$100,000 or less486$12.0M
Over $100,000 up to $250,000296$30.5M
Over $250,000 up to $500,000277$63.7M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
Washington111156271120
Oregon HQ10998264210
California105203031736
Idaho253131627
Arizona713125
Nevada702142
Utah20151
Colorado20030
Texas00031
Hawaii00100
Ohio00010
FDIC office list, HMDA, SBA FOIA,
Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
Humboldt County, CA8$5.02M
Spokane County, WA7$23.5M
Los Angeles County, CA7$19.0M
Latah County, ID5$14.4M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
Spokane-Spokane Valley, WA7$23.5M
Los Angeles-Long Beach-Glendale, CA7$19.0M
Portland-Vancouver-Hillsboro, OR-WA6$9.51M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • Columbia Bank has 357 offices in 109 counties and 8 states (FDIC Summary of Deposits, June 30, 2026): 351 full service and 6 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
King County, WA250
Pierce County, WA170
Multnomah County, OR140
Los Angeles County, CA120
Orange County, CA100
Marion County, OR90
San Luis Obispo County, CA80
Douglas County, OR80
Lane County, OR80
Washington County, OR80
Clark County, WA80
Snohomish County, WA80
San Diego County, CA61
Clackamas County, OR70
Riverside County, CA60
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$999M$788M to $1.39B across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital292.4%143.4% to 318.4% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital30.5%17.6% to 44.9% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits90.5%67.8% to 96.6% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$1.89B$1.81B to $6.14B across 8 peersCommitments to lend on commercial real estate that are not yet drawn, up 21.2% from a year earlier.FDIC call report,
Loans to assets72.3%51.2% to 79.2% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Loan channel and SBA processing

Public record only

Preferred Lender authority
75 loans (4.0%)
SBA Express
1,787 loans
Approval to first disbursement
7 days, median of 1,612

SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
Valley National BankNJ$66.2B$38.8B
Old National BankIN$73.9B$35.6B
CIBC Bank USAIL$66.5B$30.6B
SouthState Bank, National AssociationFL$68.8B$35.6B
Webster Bank, National AssociationCT$85.9B$32.4B
BOKF, National AssociationOK$53.0B$20.8B
First Horizon BankTN$84.1B$39.0B
UMB Bank, National AssociationMO$71.9B$32.1B
FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and charter. Columbia Bank, FDIC certificate 17266. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $65.4B in total assets and $34.8B in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 2,225 recorded loans from HMDA and SBA files, through September 30, 2026: 48 HMDA multifamily 2025, 31 HMDA multifamily 2024, 194 HMDA 1-4 unit investor 2025, 1,870 SBA 7(a) in 36 months, 82 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Columbia Bank]
  4. Phone and website. No phone number is on record. Website columbiabank.com, from the FDIC record. [How to reach them]
  5. Small business loans reported under CRA. 3,639 small business loans reported in its CRA filing for 2024. [Source]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
FDIC
FDIC certificate
17266
RSSD
143662
LEI
IFQSIUC9AGQV2NE8CN25
The Lender Report ID
lr_000047
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Stock

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $65.4B in total assets as of June 30, 2026 (FDIC call report).
  • Held $34.8B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $10.3B of multifamily loans as of June 30, 2026, up 73.4% from a year earlier, including loans acquired in a merger (FDIC call report).
  • Held $7.6B of commercial and industrial loans as of June 30, 2026, up 20.0% from a year earlier, including loans acquired in a merger (FDIC call report).
  • Held $7.2B of non-owner-occupied commercial real estate loans as of June 30, 2026, up 20.2% from a year earlier, including loans acquired in a merger (FDIC call report).
  • Originated 48 multifamily loans totaling $105.7M in 2025 (HMDA).
11 more sentences
  • Originated 31 multifamily loans totaling $80.8M in 2024 (HMDA).
  • Originated 194 1-4 unit investor or business-purpose loans totaling $65.2M in 2025 (HMDA).
  • Recorded 2,001 SBA 7(a) approvals totaling $181.2M from October 1, 2023 to September 30, 2026, of which 131 were later cancelled (SBA).
  • Provided the first lien on 86 SBA 504 projects with $117.4M in first-lien dollars from October 1, 2023 to September 30, 2026, of which 4 were later cancelled (SBA).
  • Listed 368 offices in 8 states (FDIC).
  • Reported making 3,639 small business loans totaling $1B in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Reported making 496 small farm loans totaling $116.4M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Columbia Banking System, Inc. reported in its 10-Q for the period ended 2026-09-30 that the company and all of its subsidiaries together still held $3.9B of loans originated in fiscal 2026 (SEC filing).
  • Held 54,246 commercial and industrial loans that were $1 million or less when made, with a balance of $2.6B as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 5,222 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $1.8B as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $407.9M for 1-4 family and $1.5B for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.

Cite this

Source: The Lender Report, Columbia Bank, https://lender.report/lender/columbia-bank-or/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.

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Work at Columbia Bank? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem