Investor CRE · FL

Investor CRE lenders in Florida

263 lenders with an office in Florida hold non-owner-occupied commercial real estate loans on their books. SouthState Bank, National Association, based in Florida, holds the largest book among those based here, at $14.8B.

Evidence
Lender holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Florida
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
263
FDIC call report,
Based here
127
FDIC call report,
Held by those based here
$56.5B
FDIC call report,
+7.9% from a year earlier, 125 of 127 lenders
Median book, based here
$71.0M
FDIC call report,

Cite this

Source: The Lender Report, Investor CRE lenders in Florida, https://lender.report/investor-cre-lenders/florida/, data as of June 30, 2026.

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Lenders based in Florida, by book held. First 20 of 127.
LenderKindBased inOffices hereHoldsGrowth, 12 months
SouthState Bank, National AssociationBankWinter Haven, FL100$14.8B+12.0%
City National Bank of FloridaBankMiami, FL30$6.06B+2.2%
BankUnited, National AssociationBankMiami Lakes, FL51$5.13B+3.5%
Seacoast National BankBankStuart, FL117$3.61B
Ocean BankBankMiami, FL25$3.22B+12.1%
Raymond James BankBankSaint Petersburg, FL1$2.87B+11.3%
EverBank, National AssociationBankJacksonville, FL12$2.71B
Amerant Bank, National AssociationBankCoral Gables, FL24$1.59B
Midflorida Credit UnionCredit unionLakeland, FL69$1.36B+38.7%
Banesco USABankMiami, FL5$1.08B
U. S. Century BankBankDoral, FL9$743M+3.4%
OptimumBankBankFort Lauderdale, FL4$595M+94.5%
Fairwinds Credit UnionCredit unionOrlando, FL30$565M+8.1%
Crews Bank & TrustBankWauchula, FL20$515M+4.0%
Pibank, National AssociationBankMiami, FL1$484M+98.9%
Emigrant BankBankMiami, FL2$458M
Pacific National BankBankMiami, FL6$452M+10.7%
Vystar Credit UnionCredit unionJacksonville, FL91$449M+10.7%
International Finance BankBankMiami, FL2$410M+19.3%
Suncoast Credit UnionCredit unionTampa, FL81$401M+43.2%
FDIC call report,

See all 263 investor CRE lenders in Florida in Loan Comps

Based elsewhere, with offices in Florida. First 10 of 136.
LenderKindBased inOffices hereHolds, nationwide
Wells Fargo Bank, National AssociationBankSioux Falls, SD456$64.8B
JPMorgan Chase Bank, National AssociationBankColumbus, OH437$39.4B
Bank of America, National AssociationBankCharlotte, NC414$37.1B
U.S. Bank National AssociationBankCincinnati, OH3$17.9B
Truist BankBankCharlotte, NC441$17.0B
Pinnacle BankBankNashville, TN88$16.6B
PNC Bank, National AssociationBankWilmington, DE202$16.5B
The Huntington National BankBankColumbus, OH21$14.4B
Manufacturers and Traders Trust CompanyBankBuffalo, NY3$13.6B
BMO Bank National AssociationBankChicago, IL18$13.0B
FDIC call report,
  • 127 of these lenders are based in Florida, and 136 are based elsewhere with offices here. FDIC call report,
  • These lenders: 177 banks, 8 savings institutions and 78 credit unions. FDIC call report,
  • Lenders based in Florida hold $56.5B of non-owner-occupied commercial real estate loans, up 7.9% from a year earlier among the 125 of 127 with a comparable earlier filing. FDIC call report,
  • The five largest books based here hold 58.1% of that total. FDIC call report,
  • SouthState Bank, National Association holds $14.8B, and City National Bank of Florida holds $6.1B. FDIC call report,
  • The median book among lenders based in Florida is $71M. FDIC call report,
  • 60 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • 55 lenders based here hold $100M or more of it. FDIC call report,
  • These lenders list 5,310 offices in Florida. FDIC office list,
  • Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 456. FDIC office list,
  • Among credit unions here, the median average loan in this category is $1.1M. NCUA 5300,
  • BankMiami grew this book the most in the year, up 283.5% to $37.5M. FDIC call report,

How this list is defined

Measure
non-owner-occupied commercial real estate loans held by lenders with an office in Florida
Period
June 30, 2026
Formula
The balance of non-owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Florida. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

Non-owner-occupied commercial real estate is property the borrower rents to others: office, retail, industrial and the like. Call reports do not say which.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Florida. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.