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The Lender Report built this page from public records. American National Bank & Trust has not reviewed it. Every lender's page starts this way, and it says nothing about American National Bank & Trust itself. Each figure shows its source and date. Work at American National Bank & Trust? You can claim this page for free.

SBA 7(a) record

American National Bank & Trust: SBA 7(a) loans made

American National Bank & Trust, a bank based in Wichita Falls, TX, made 12 SBA 7(a) loans in the 36 months ending September 30, 2026, $6.1M in all, net of cancelled approvals. The typical loan was about $300K, and 8 were in the last 12 months. Most were in Texas.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
12
SBA FOIA,
Net of cancelled approvals
Dollars
$6.06M
SBA FOIA,
Rounded amounts
Typical loan
$300K
SBA FOIA,
Largest loan
$1.5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
8
SBA FOIA,

Cite this

Source: The Lender Report, American National Bank & Trust: SBA 7(a) loans made, https://lender.report/lender/american-national-bank-and-trust-tx/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

American National Bank & TrustNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jun 2026TexasSBA 7(a), Pet Care (except Veterinary) Services$420K8.25%10 yrSBA FOIA
Jun 2026TexasSBA 7(a), Offices of Real Estate Agents and Brokers$280K7.25%25 yrSBA FOIA
Jun 2026TexasSBA 7(a), Office Administrative Services$150K8.75%7 yrSBA FOIA
Apr 2026TexasSBA 7(a), All Other Specialty Trade Contractors$980K8.25%10 yrSBA FOIA
Apr 2026TexasSBA 7(a), Site Preparation Contractors$300K8.75%7 yrSBA FOIA
Apr 2026TexasSBA 7(a), Site Preparation Contractors$300K8.75%7 yrSBA FOIA
Jan 2026TexasSBA 7(a), Coin-Operated Laundries and Drycleaners$1M7.75%20 yrSBA FOIA
Jan 2026TexasSBA 7(a), Landscaping Services$270K6.75%25 yrSBA FOIA
Sep 2025TexasSBA 7(a), Glass and Glazing Contractors$1.5M8.5%1 yrSBA FOIA
Aug 2024TexasSBA 7(a), Child Care Services$150K10.5%10 yrSBA FOIA
Feb 2024TexasSBA 7(a), Facilities Support Services$500K10.5%7 yrSBA FOIA
Feb 2024TexasSBA 7(a), Facilities Support Services$210K10.5%5 yrSBA FOIA
12 SBA 7(a) loans since October 2023, net of cancelled$6.06MSBA FOIA

A blank means the source did not report it.

Where American National Bank & Trust's SBA 7(a) loans were made, most loans first
StateLoansDollars
Texas12$6.06M
SBA FOIA,

SBA loans are on record by state only.

American National Bank & Trust: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K0$0
$150K to $350K7$1.66M
$350K to $1M3$1.90M
$1M to $2.5M2$2.50M
$2.5M or more0$0
SBA FOIA,
American National Bank & Trust: SBA 7(a) loans by quarter
QuarterLoansDollars
2024 Q12$710K
2024 Q31$150K
2025 Q31$1.50M
2026 Q12$1.27M
2026 Q26$2.43M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program8
Working Capital CAPLine4
SBA FOIA,
  • American National Bank & Trust made 12 SBA 7(a) loans totaling $6.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 8 of them were in the 12 months to September 30, 2026, and 1 in the 12 months before. SBA FOIA,
  • The typical loan was about $300K, with the middle half between $270K and $980K. SBA FOIA,
  • The largest was about $1.5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 2 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.75% on 12 loans, with the middle half between 8.25% and 10.50%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Facilities Support Services, with 2. SBA FOIA,
  • The SBA file lists 8 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Texas (12). SBA FOIA,

What we don't know

  • Whether American National Bank & Trust is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.