SBA by NAICS · 624410

SBA lenders for NAICS 624410: Child Care Services

457 lenders made 2,878 SBA loans to businesses in NAICS 624410, Child Care Services, in the 36 months ending September 30, 2026, $2.5B in all. The Huntington National Bank made the most, with 195. The typical loan was about $460K.

Evidence
SBA 7(a) and 504 loans in NAICS 624410
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
457
SBA FOIA,
SBA loans, 36 months
2,878
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$2.53B
SBA FOIA,
Typical loan
$460K
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for NAICS 624410: Child Care Services, https://lender.report/sba-lenders-for/naics/624410/, data as of September 30, 2026.

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SBA lenders for NAICS 624410, Child Care Services. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 457.
LenderKindBased inLoansDollarsLast 12 months
The Huntington National Bank SBA 7(a) recordBankColumbus, OH195$102M36
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC148$330M69
TD Bank, National Association SBA 7(a) recordBankWilmington, DE116$69.3M16
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ111$81.8M26
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL88$38.1M29
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC85$77.3M24
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD78$102M17
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY77$13.8M37
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH69$46.1M16
Northeast Bank SBA 7(a) recordBankPortland, ME65$9.27M15
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT54$35.8M25
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO53$77.7M14
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA53$52.4M14
Byline Bank SBA 7(a) recordBankChicago, IL50$53.3M20
Bank Five Nine SBA 7(a) recordBankOconomowoc, WI47$50.7M7
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA39$8.13M8
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH37$10.8M9
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL36$7.26M1
Regions Bank SBA 7(a) recordBankBirmingham, AL33$46.0M9
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT27$12.3M14
First National Bank of Pennsylvania SBA 7(a) recordBankGreenville, PA24$27.6M6
America First Credit Union SBA 7(a) recordCredit unionRiverdale, UT21$30.8M5
CDC Small Business Finance Corp. SBA 7(a) recordNon-bankSan Diego, CA21$2.57M3
Pinnacle Bank SBA 7(a) recordBankNashville, TN20$32.9M5
Eastern Bank SBA 7(a) recordBankBoston, MA20$2.62M4
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Where these loans were made
StateLoansDollars
Texas343$451M
Florida268$250M
California265$229M
New York157$90.7M
Georgia145$176M
Pennsylvania144$126M
Ohio131$82.3M
Illinois125$87.2M
New Jersey104$94.6M
Massachusetts89$34.9M
North Carolina85$86.4M
Maryland76$66.2M
Wisconsin68$41.4M
Washington67$90.0M
Michigan64$25.6M
SBA FOIA,
SBA loans in NAICS 624410, by size
Loan sizeLoans
Under $150K725
$150K to $350K462
$350K to $1M862
$1M to $2.5M509
$2.5M or more281
SBA FOIA,
  • SBA lenders recorded 2,878 loans to businesses in NAICS 624410 totaling $2.5B nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $460K, with the middle half between $130K and $1.1M. SBA FOIA,
  • 2,562 were SBA 7(a) loans and 316 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 9.75% on 2,544 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 2,374 of the loans, credit unions 115, and non-banks 338. SBA FOIA,
  • The five most active lenders made 22.9% of the loans. SBA FOIA,
  • The three most active lenders were The Huntington National Bank with 195, Live Oak Banking Company with 148, and TD Bank, National Association with 116. SBA FOIA,
  • 725 of the loans were under $150K, and 790 were $1M or more. SBA FOIA,
  • 51 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 932 approvals of these loans dated in the 12 months to September 30, 2026, versus 1,149 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • Texas (343), Florida (268), California (265) recorded the most of these loans. SBA FOIA,
  • NAICS 624410 is Child Care Services, in the Health Care and Social Assistance sector. SBA FOIA,
  • The lenders are based most often in California, Florida and Texas. SBA FOIA,

How this list is defined

Measure
SBA loans made to businesses in NAICS 624410, Child Care Services
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 624410, at 6 digits.
Order
Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.