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SBA 504 record
Bank of America, National Association: SBA 504 first liens made
Bank of America, National Association, a bank based in Charlotte, NC, made 422 SBA 504 first liens in the 36 months ending September 30, 2026, $647.2M in all, net of cancelled approvals. The typical first lien was about $950K, and 250 were in the last 12 months. Most were in California.
- Evidence
- SBA 504 loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 11, 2026
- First liens, 36 months
- 422
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $647M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $950K
- SBA FOIA,
- Largest loan
- $16M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 250
- SBA FOIA,
Cite this
Source: The Lender Report, Bank of America, National Association: SBA 504 first liens made, https://lender.report/lender/bank-of-america-nc/sba-504/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jul 2026 | Nevada | SBA 504, All Other Specialty Trade Contractors | $610K | 25 yr | SBA FOIA | ||
| Jul 2026 | Texas | SBA 504, Transportation and Warehousing | $480K | 25 yr | SBA FOIA | ||
| Jul 2026 | Texas | SBA 504, General Automotive Repair | $460K | 25 yr | SBA FOIA | ||
| Jun 2026 | Texas | SBA 504, Commercial Printing (except Screen and Books) | $4.9M | 20 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Other Services (except Public Administration) | $1.4M | 25 yr | SBA FOIA | ||
| Jun 2026 | Arizona | SBA 504, Construction | $1.3M | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, General Automotive Repair | $1M | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Motion Picture and Video Production | $750K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Offices of Lawyers | $560K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, All Other Automotive Repair and Maintenance | $460K | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Electronic and Precision Equipment Repair and Maintenance | $340K | 25 yr | SBA FOIA | ||
| Jun 2026 | Rhode Island | SBA 504, Transportation and Warehousing | $300K | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Full-Service Restaurants | $3.4M | 25 yr | SBA FOIA | ||
| May 2026 | Georgia | SBA 504, Child Care Services | $2.2M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, All Other Home Furnishings Retailers | $1.1M | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Offices of Lawyers | $790K | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Interior Design Services | $400K | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, Offices of Lawyers | $2M | 25 yr | SBA FOIA | ||
| Apr 2026 | Nevada | SBA 504, General Automotive Repair | $1.4M | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, Electrical Contractors and Other Wiring Installation Contractors | $980K | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, All Other Professional, Scientific, and Technical Services | $620K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Professional, Scientific, and Technical Services | $550K | 25 yr | SBA FOIA | ||
| Apr 2026 | New York | SBA 504, Other Services (except Public Administration) | $480K | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, Offices of All Other Miscellaneous Health Practitioners | $420K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Administrative and Support and Waste Management and Remediation Services | $320K | 25 yr | SBA FOIA | ||
| 422 SBA 504 first liens since October 2023, net of cancelled | $647M | SBA FOIA | |||||
A blank means the source did not report it.
| State | First liens | Dollars |
|---|---|---|
| California | 216 | $334M |
| Florida | 62 | $60.2M |
| Texas | 22 | $67.4M |
| Nevada | 17 | $30.5M |
| Georgia | 16 | $17.4M |
| Arizona | 15 | $12.6M |
| New York | 15 | $22.3M |
| Illinois | 7 | $8.55M |
| Maryland | 7 | $12.8M |
| New Jersey | 7 | $26.7M |
| North Carolina | 7 | $5.45M |
| Washington | 6 | $5.18M |
SBA loans are on record by state only.
| Loan size | First liens | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 30 | $8.73M |
| $350K to $1M | 188 | $124M |
| $1M to $2.5M | 139 | $218M |
| $2.5M or more | 65 | $297M |
| Quarter | First liens | Dollars |
|---|---|---|
| 2023 Q4 | 31 | $55.3M |
| 2024 Q1 | 37 | $47.0M |
| 2024 Q2 | 27 | $46.2M |
| 2024 Q3 | 32 | $47.9M |
| 2024 Q4 | 40 | $58.0M |
| 2025 Q1 | 39 | $49.8M |
| 2025 Q2 | 51 | $72.3M |
| 2025 Q3 | 57 | $74.7M |
| 2025 Q4 | 39 | $85.0M |
| 2026 Q1 | 44 | $83.8M |
| 2026 Q2 | 22 | $25.7M |
| 2026 Q3 | 3 | $1.55M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | First liens |
|---|---|
| Wholesale Trade | 18 |
| Manufacturing | 17 |
| Offices of Lawyers (541110) | 17 |
| Construction | 16 |
| All Other Specialty Trade Contractors (238990) | 15 |
| Full-Service Restaurants (722511) | 14 |
| Child Care Services (624410) | 13 |
| Professional, Scientific, and Technical Services | 13 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 12 |
| Retail Trade | 11 |
| General Automotive Repair (811111) | 10 |
| Transportation and Warehousing | 10 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Accredited Lenders Program | 287 |
| ALP Express | 58 |
| 504 Refinancing Program | 37 |
| 504 Basic | 20 |
| Premier Certified Lenders Program | 18 |
| ALP Express Debt Refi | 2 |
| Certified Development Company | Projects |
|---|---|
| California Statewide Certified Development Corporation | 85 |
| The Mortgage Capital Development Corporation | 66 |
| Business Finance Capital | 55 |
| Florida Business Development Corporation | 45 |
| Florida First Capital Finance Corporation, Inc. | 27 |
| Capital Access Group, Inc. | 20 |
| Capital Certified Development Corporation | 20 |
| Empire State Certified Development Corporation | 16 |
| Business Expansion Funding Corporation | 7 |
| Small Business Growth Corporation | 7 |
- Bank of America, National Association made 422 SBA 504 first liens totaling $647.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 24 states. SBA FOIA,
- The SBA file shows 250 approvals naming Bank of America, National Association as first-lien lender dated in the 12 months to September 30, 2026, and 255 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
- The typical first lien was about $950K, with the middle half between $600K and $1.9M. SBA FOIA,
- The largest was about $16M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 204 were $1M or more. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Wholesale Trade, with 18. SBA FOIA,
- The SBA file lists 287 of its loans as processed under Accredited Lenders Program. SBA FOIA,
- It worked with 35 Certified Development Companies, most often California Statewide Certified Development Corporation. SBA FOIA,
- Its loans were most often in California (216), Florida (62) and Texas (22). SBA FOIA,
What we don't know
- Whether Bank of America, National Association is taking new SBA 504 loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.