Unverified listing What this means
The Lender Report built this page from public records. Bar Harbor Bank & Trust has not reviewed it. Every lender's page starts this way, and it says nothing about Bar Harbor Bank & Trust itself. Each figure shows its source and date. Work at Bar Harbor Bank & Trust? You can claim this page for free.
Multifamily record
Bar Harbor Bank & Trust: multifamily loans made
Bar Harbor Bank & Trust, a bank based in Bar Harbor, ME, made 23 multifamily loans in 2024 and 2025, $164.6M in all, in 4 states. The typical loan was about $1.5M, and the largest about $50M. Most were in Hillsborough County, NH.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 23
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $165M
- HMDA,
- Rounded amounts
- Typical loan
- $1.5M
- HMDA,
- Largest loan
- $50M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, Bar Harbor Bank & Trust: multifamily loans made, https://lender.report/lender/bar-harbor-bank-and-trust-me/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Hillsborough County, NH | Refinance, 150 or more units | $50M | 6.13% | 15 yr | 55% | HMDA 2025 |
| 2025 | Worcester County, MA | Purchase, 100 to 149 units | $23M | 6.67% | 7 yr | 51% | HMDA 2025 |
| 2025 | York County, ME | Purchase, 50 to 99 units | $16M | 6.73% | 7 yr | 70% | HMDA 2025 |
| 2025 | Cumberland County, ME | Refinance, 25 to 49 units | $13M | 6.84% | 2 yr | 58% | HMDA 2025 |
| 2025 | Merrimack County, NH | Refinance, 50 to 99 units | $7.3M | 5.8% | 10 yr | 33% | HMDA 2025 |
| 2025 | Hillsborough County, NH | Refinance, 50 to 99 units | $3.1M | 7.01% | 10 yr | 38% | HMDA 2025 |
| 2025 | Vermont | Refinance, 25 to 49 units | $3M | 6.75% | 10 yr | 52% | HMDA 2025 |
| 2025 | Hillsborough County, NH | Refinance, 5 to 24 units | $1.6M | 7.01% | 10 yr | 43% | HMDA 2025 |
| 2025 | Sagadahoc County, ME | Purchase, 5 to 24 units | $1.5M | 6.2% | 10 yr | 56% | HMDA 2025 |
| 2025 | Windsor County, VT | Purchase, 5 to 24 units | $1.5M | 7.01% | 10 yr | 75% | HMDA 2025 |
| 2025 | Grafton County, NH | Refinance, 5 to 24 units | $960K | 6.13% | 10 yr | 75% | HMDA 2025 |
| 2025 | Grafton County, NH | Purchase, 5 to 24 units | $800K | 6.49% | 10 yr | 80% | HMDA 2025 |
| 2025 | Belknap County, NH | Purchase, 5 to 24 units | $420K | 7.28% | 10 yr | 70% | HMDA 2025 |
| 2025 | Hancock County, ME | Improvement, 5 to 24 units | $380K | 6.92% | 10 yr | 42% | HMDA 2025 |
| 2025 | Rutland County, VT | Purchase, 5 to 24 units | $360K | 7% | 10 yr | 75% | HMDA 2025 |
| 2025 | Grafton County, NH | Purchase, 5 to 24 units | $300K | 6.21% | 10 yr | 61% | HMDA 2025 |
| 2025 | Rutland County, VT | Purchase, 5 to 24 units | $180K | 7.25% | 10 yr | 40% | HMDA 2025 |
| 2025 | Sullivan County, NH | Refinance, 5 to 24 units | $140K | 7.45% | 10 yr | 28% | HMDA 2025 |
| 2025 | Hillsborough County, NH | Improvement, 5 to 24 units | $120K | 7.75% | 5.5 yr | 42% | HMDA 2025 |
| 2024 | Hillsborough County, NH | Refinance, 150 or more units | $35M | 7.38% | 3 yr | 49% | HMDA 2024 |
| 2024 | Windsor County, VT | Refinance, 5 to 24 units | $5.5M | 8.5% | 5 yr | 70% | HMDA 2024 |
| 2024 | Penobscot County, ME | Improvement, 5 to 24 units | $240K | 10% | 4.2 yr | 60% | HMDA 2024 |
| 2024 | Hancock County, ME | Improvement, 5 to 24 units | $160K | 8.75% | 10 yr | 45% | HMDA 2024 |
| 23 multifamily loans made in 2024 and 2025 | $165M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Hillsborough County, NH | County | 5 | $89.8M |
| Grafton County, NH | County | 3 | $2.06M |
| Hancock County, ME | County | 2 | $540K |
| Rutland County, VT | County | 2 | $540K |
| Windsor County, VT | County | 2 | $7.00M |
| Belknap County, NH | County | 1 | $420K |
| Cumberland County, ME | County | 1 | $13.0M |
| Merrimack County, NH | County | 1 | $7.30M |
| Penobscot County, ME | County | 1 | $240K |
| Sagadahoc County, ME | County | 1 | $1.50M |
| Sullivan County, NH | County | 1 | $140K |
| Vermont | State | 1 | $3.00M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 11 | $4.06M |
| $1M to $2.5M | 3 | $4.60M |
| $2.5M to $5M | 2 | $6.10M |
| $5M to $10M | 2 | $12.8M |
| $10M or more | 5 | $137M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 4 | $40.9M | $5.5M |
| 2025 | 19 | $124M | $1.5M |
| Purpose | Loans |
|---|---|
| Purchase | 9 |
| Refinance | 10 |
| Improvement | 4 |
| Units | Loans |
|---|---|
| 5 to 24 units | 15 |
| 25 to 49 units | 2 |
| 50 to 99 units | 3 |
| 100 to 149 units | 1 |
| 150 or more units | 2 |
- Bar Harbor Bank & Trust made 23 multifamily loans totaling $164.6M in 2024 and 2025, in 14 named places across 4 states. HMDA,
- It made 19 of them in 2025 and 4 in 2024. HMDA,
- The typical loan was about $1.5M, with the middle half between $300K and $7.3M. HMDA,
- The largest was about $50M. Every amount is rounded to 2 significant figures. HMDA,
- 11 loans were under $1M, and 7 were $5M or more. HMDA,
- It reported a median rate of 7.00% on 23 loans, with the middle half between 6.49% and 7.38%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 55%. HMDA,
- 43% of the loans were refinancings and 39% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 15 loans. HMDA,
- Its loans were most often in Hillsborough County, NH (5), Grafton County, NH (3) and Hancock County, ME (2). HMDA,
What we don't know
- Whether Bar Harbor Bank & Trust is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.