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The Lender Report built this page from public records. Bar Harbor Bank & Trust has not reviewed it. Every lender's page starts this way, and it says nothing about Bar Harbor Bank & Trust itself. Each figure shows its source and date. Work at Bar Harbor Bank & Trust? You can claim this page for free.

SBA 7(a) record

Bar Harbor Bank & Trust: SBA 7(a) loans made

Bar Harbor Bank & Trust, a bank based in Bar Harbor, ME, made 66 SBA 7(a) loans in the 36 months ending September 30, 2026, $9.4M in all, net of cancelled approvals. The typical loan was about $67K, and 2 were in the last 12 months. Most were in New Hampshire.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
66
SBA FOIA,
Net of cancelled approvals
Dollars
$9.37M
SBA FOIA,
Rounded amounts
Typical loan
$67K
SBA FOIA,
Largest loan
$1.6M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
2
SBA FOIA,

Cite this

Source: The Lender Report, Bar Harbor Bank & Trust: SBA 7(a) loans made, https://lender.report/lender/bar-harbor-bank-and-trust-me/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Bar Harbor Bank & TrustNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Aug 2026New HampshireSBA 7(a), Manufacturing$1.6M7%7 yrSBA FOIA
Jun 2026New HampshireSBA 7(a), Sporting Goods Retailers$20K1.5%10 yrSBA FOIA
Aug 2025MaineSBA 7(a), Offices of Chiropractors$10K9%10 yrSBA FOIA
Jul 2025New HampshireSBA 7(a), New Single-Family Housing Construction (except For-Sale Builders)$320K7%10 yrSBA FOIA
Jul 2025MaineSBA 7(a), Offices of Chiropractors$18K8%4 yrSBA FOIA
Jul 2025MaineSBA 7(a), Offices of Chiropractors$9K5.75%5 yrSBA FOIA
Jun 2025New HampshireSBA 7(a), Solid Waste Collection$130K7.75%5 yrSBA FOIA
May 2025MaineSBA 7(a), Landscaping Services$75K9.5%1 yrSBA FOIA
May 2025New HampshireSBA 7(a), Manufacturing$48K9.5%6 yrSBA FOIA
Apr 2025VermontSBA 7(a), Finish Carpentry Contractors$160K7%10 yrSBA FOIA
Mar 2025New HampshireSBA 7(a), Limited-Service Restaurants$10K9.5%1 yrSBA FOIA
Feb 2025New HampshireSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$140K8.25%7 yrSBA FOIA
Feb 2025VermontSBA 7(a), Retail Trade$100K8.5%10 yrSBA FOIA
Feb 2025New HampshireSBA 7(a), Professional, Scientific, and Technical Services$67K7.5%7 yrSBA FOIA
Feb 2025VermontSBA 7(a), Retail Trade$67K7.25%7 yrSBA FOIA
Jan 2025MaineSBA 7(a), Wholesale Trade$480K7.75%20 yrSBA FOIA
Jan 2025MaineSBA 7(a), Wholesale Trade$400K8.5%10 yrSBA FOIA
Jan 2025New HampshireSBA 7(a), Information$200K8%8 yrSBA FOIA
Jan 2025New HampshireSBA 7(a), Manufacturing$47K8.25%5 yrSBA FOIA
Dec 2024New HampshireSBA 7(a), Information$50K9.25%10 yrSBA FOIA
Nov 2024MaineSBA 7(a), Retail Trade$250K8.25%5 yrSBA FOIA
Nov 2024MaineSBA 7(a), Retail Trade$36K8.25%15 yrSBA FOIA
Nov 2024MaineSBA 7(a), Landscaping Services$27K8%3 yrSBA FOIA
Nov 2024New HampshireSBA 7(a), Arts, Entertainment, and Recreation$25K7.75%7 yrSBA FOIA
Nov 2024VermontSBA 7(a), Site Preparation Contractors$25K9.5%5 yrSBA FOIA
66 SBA 7(a) loans since October 2023, net of cancelled$9.37MSBA FOIA

A blank means the source did not report it.

Where Bar Harbor Bank & Trust's SBA 7(a) loans were made, most loans first
StateLoansDollars
New Hampshire32$5.72M
Maine27$2.92M
Vermont7$732K
SBA FOIA,

SBA loans are on record by state only.

Bar Harbor Bank & Trust: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K45$2.28M
$150K to $350K15$3.27M
$350K to $1M5$2.22M
$1M to $2.5M1$1.60M
$2.5M or more0$0
SBA FOIA,
Bar Harbor Bank & Trust: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q46$547K
2024 Q111$1.40M
2024 Q28$848K
2024 Q312$1.88M
2024 Q410$794K
2025 Q19$1.51M
2025 Q24$413K
2025 Q34$357K
2026 Q21$20.0K
2026 Q31$1.60M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Bar Harbor Bank & Trust lent to, most loans first
Industry (NAICS)Loans
Landscaping Services (561730)7
Site Preparation Contractors (238910)5
Retail Trade4
Structural Steel and Precast Concrete Contractors (238120)4
Limited-Service Restaurants (722513)3
Manufacturing3
Offices of Chiropractors (621310)3
Retail Trade3
Shellfish Fishing (114112)3
Arts, Entertainment, and Recreation2
Finish Carpentry Contractors (238350)2
Full-Service Restaurants (722511)2
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program38
SBA Express Program27
7a General1
SBA FOIA,
  • Bar Harbor Bank & Trust made 66 SBA 7(a) loans totaling $9.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
  • 2 of them were in the 12 months to September 30, 2026, and 27 in the 12 months before. SBA FOIA,
  • The typical loan was about $67K, with the middle half between $35K and $170K. SBA FOIA,
  • The largest was about $1.6M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 45 loans were under $150K, and 1 was $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.50% on 66 loans, with the middle half between 8.00% and 9.25%. SBA FOIA,
  • The median term was 7 years. SBA FOIA,
  • Its loans went most often to Landscaping Services, with 7. SBA FOIA,
  • The SBA file lists 38 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in New Hampshire (32), Maine (27) and Vermont (7). SBA FOIA,

What we don't know

  • Whether Bar Harbor Bank & Trust is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.