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The Lender Report built this page from public records. BayFirst National Bank has not reviewed it. Every lender's page starts this way, and it says nothing about BayFirst National Bank itself. Each figure shows its source and date. Work at BayFirst National Bank? You can claim this page for free.
SBA 7(a) record
BayFirst National Bank: SBA 7(a) loans made
BayFirst National Bank, a bank based in Saint Petersburg, FL, made 4,508 SBA 7(a) loans in the 36 months ending September 30, 2026, $692.8M in all, net of cancelled approvals. The typical loan was about $150K, and 16 were in the last 12 months. Most were in California.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 4,508
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $693M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $150K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 16
- SBA FOIA,
Cite this
Source: The Lender Report, BayFirst National Bank: SBA 7(a) loans made, https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Dec 2025 | North Carolina | SBA 7(a), Tax Preparation Services | $470K | 10% | 10 yr | SBA FOIA | |
| Dec 2025 | Texas | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $350K | 9.75% | 10 yr | SBA FOIA | |
| Dec 2025 | Connecticut | SBA 7(a), Florists | $260K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | Georgia | SBA 7(a), All Other Specialty Trade Contractors | $1.2M | 9.75% | 10 yr | SBA FOIA | |
| Nov 2025 | Florida | SBA 7(a), Child Care Services | $960K | 9% | 25 yr | SBA FOIA | |
| Nov 2025 | Texas | SBA 7(a), Offices of Dentists | $490K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | Florida | SBA 7(a), Solid Waste Collection | $420K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services | $350K | 9.75% | 10 yr | SBA FOIA | |
| Nov 2025 | Texas | SBA 7(a), Insurance Agencies and Brokerages | $350K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | South Carolina | SBA 7(a), Drinking Places (Alcoholic Beverages) | $320K | 9.75% | 10 yr | SBA FOIA | |
| Nov 2025 | Kansas | SBA 7(a), Health Care and Social Assistance | $290K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | Oregon | SBA 7(a), Fitness and Recreational Sports Centers | $280K | 9.75% | 10 yr | SBA FOIA | |
| Nov 2025 | Georgia | SBA 7(a), Wholesale Trade | $260K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | Wisconsin | SBA 7(a), Advertising Agencies | $210K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), Janitorial Services | $160K | 9.75% | 10 yr | SBA FOIA | |
| Nov 2025 | Florida | SBA 7(a), Solid Waste Collection | $50K | 10% | 10 yr | SBA FOIA | |
| Sep 2025 | Florida | SBA 7(a), Interior Design Services | $1.2M | 10% | 10 yr | SBA FOIA | |
| Sep 2025 | Florida | SBA 7(a), Child Care Services | $1.2M | 10% | 25 yr | SBA FOIA | |
| Sep 2025 | New Jersey | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $1.1M | 10.5% | 10 yr | SBA FOIA | |
| Sep 2025 | North Carolina | SBA 7(a), Engineering Services | $660K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2025 | Georgia | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $650K | 10.5% | 10 yr | SBA FOIA | |
| Sep 2025 | Florida | SBA 7(a), Special Needs Transportation | $500K | 10% | 11 yr | SBA FOIA | |
| Sep 2025 | Florida | SBA 7(a), Offices of Lawyers | $500K | 10.5% | 10 yr | SBA FOIA | |
| Sep 2025 | Florida | SBA 7(a), Offices of Podiatrists | $350K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2025 | Massachusetts | SBA 7(a), Other Services to Buildings and Dwellings | $250K | 10.25% | 10 yr | SBA FOIA | |
| 4,508 SBA 7(a) loans since October 2023, net of cancelled | $693M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| California | 691 | $101M |
| Florida | 526 | $101M |
| New York | 444 | $61.8M |
| Texas | 428 | $70.8M |
| New Jersey | 164 | $23.1M |
| Illinois | 159 | $21.8M |
| Pennsylvania | 140 | $22.2M |
| Georgia | 135 | $25.5M |
| Colorado | 124 | $18.4M |
| Washington | 122 | $17.4M |
| Arizona | 108 | $15.4M |
| Ohio | 104 | $15.9M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 1,393 | $123M |
| $150K to $350K | 2,952 | $451M |
| $350K to $1M | 136 | $69.9M |
| $1M to $2.5M | 22 | $30.9M |
| $2.5M or more | 5 | $18.6M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 807 | $117M |
| 2024 Q1 | 771 | $117M |
| 2024 Q2 | 582 | $89.4M |
| 2024 Q3 | 516 | $81.3M |
| 2024 Q4 | 518 | $75.4M |
| 2025 Q1 | 508 | $76.8M |
| 2025 Q2 | 592 | $94.1M |
| 2025 Q3 | 198 | $36.1M |
| 2025 Q4 | 16 | $6.42M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Residential Remodelers (236118) | 140 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 90 |
| Wholesale Trade | 85 |
| Clothing and Clothing Accessories Retailers (458110) | 82 |
| All Other Specialty Trade Contractors (238990) | 81 |
| Insurance Agencies and Brokerages (524210) | 80 |
| Landscaping Services (561730) | 80 |
| General Automotive Repair (811111) | 79 |
| Beauty Salons (812112) | 68 |
| All Other Personal Services (812990) | 64 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 63 |
| Offices of Physicians (except Mental Health Specialists) (621111) | 62 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 4,495 |
| International Trade Loans | 7 |
| SBA Express Program | 6 |
- BayFirst National Bank made 4,508 SBA 7(a) loans totaling $692.8M in the 36 months ending September 30, 2026, net of cancelled approvals, in 52 states. SBA FOIA,
- 16 of them were in the 12 months to September 30, 2026, and 1,816 in the 12 months before. SBA FOIA,
- The typical loan was about $150K, with the middle half between $120K and $150K. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 1,393 loans were under $150K, and 27 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 13.25% on 4,508 loans, with the middle half between 12.25% and 13.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Residential Remodelers, with 140. SBA FOIA,
- The SBA file lists 4,495 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in California (691), Florida (526) and New York (444). SBA FOIA,
What we don't know
- Whether BayFirst National Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.