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The Lender Report built this page from public records. Beach Cities Commercial Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Beach Cities Commercial Bank itself. Each figure shows its source and date. Work at Beach Cities Commercial Bank? You can claim this page for free.
SBA 7(a) record
Beach Cities Commercial Bank: SBA 7(a) loans made
Beach Cities Commercial Bank, a bank based in Irvine, CA, made 23 SBA 7(a) loans in the 36 months ending September 30, 2026, $30.3M in all, net of cancelled approvals. The typical loan was about $1M, and 7 were in the last 12 months. Most were in California.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 23
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $30.3M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $1M
- SBA FOIA,
- Largest loan
- $3.5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 7
- SBA FOIA,
Cite this
Source: The Lender Report, Beach Cities Commercial Bank: SBA 7(a) loans made, https://lender.report/lender/beach-cities-commercial-bank-ca/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | California | SBA 7(a), Information | $1.3M | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Plumbing Fixture Fitting and Trim Manufacturing | $3M | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Plumbing Fixture Fitting and Trim Manufacturing | $2M | 7.75% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), All Other Miscellaneous Electrical Equipment and Component Manufacturing | $3M | 9.5% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), Outpatient Mental Health and Substance Abuse Centers | $1.5M | 9.5% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $500K | 9.75% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $200K | 12% | 10 yr | SBA FOIA | |
| Aug 2025 | California | SBA 7(a), All Other Professional, Scientific, and Technical Services | $100K | 10% | 10 yr | SBA FOIA | |
| May 2025 | California | SBA 7(a), Full-Service Restaurants | $950K | 9.5% | 10 yr | SBA FOIA | |
| Mar 2025 | California | SBA 7(a), Machine Shops | $2M | 9.75% | 10 yr | SBA FOIA | |
| Mar 2025 | California | SBA 7(a), Environmental Consulting Services | $300K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2025 | California | SBA 7(a), Manufacturing | $1M | 8.75% | 10 yr | SBA FOIA | |
| Feb 2025 | California | SBA 7(a), Manufacturing | $1M | 8.75% | 10 yr | SBA FOIA | |
| Jan 2025 | California | SBA 7(a), Materials Recovery Facilities | $3.5M | 7.75% | 10 yr | SBA FOIA | |
| Jan 2025 | California | SBA 7(a), Other Accounting Services | $3.3M | 9.5% | 10 yr | SBA FOIA | |
| Nov 2024 | California | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $1.6M | 10% | 10 yr | SBA FOIA | |
| Oct 2024 | California | SBA 7(a), Car Washes | $780K | 10.5% | 10 yr | SBA FOIA | |
| Aug 2024 | California | SBA 7(a), Flooring Contractors | $1.5M | 9.5% | 10 yr | SBA FOIA | |
| Aug 2024 | California | SBA 7(a), Drugs and Druggists' Sundries Merchant Wholesalers | $540K | 6.75% | 25 yr | SBA FOIA | |
| Jun 2024 | California | SBA 7(a), Coin-Operated Laundries and Drycleaners | $390K | 9% | 10 yr | SBA FOIA | |
| May 2024 | California | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $150K | 9% | 10 yr | SBA FOIA | |
| Mar 2024 | California | SBA 7(a), Commercial and Institutional Building Construction | $1.4M | 7.25% | 25 yr | SBA FOIA | |
| Mar 2024 | California | SBA 7(a), Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers | $250K | 9.5% | 10 yr | SBA FOIA | |
| 23 SBA 7(a) loans since October 2023, net of cancelled | $30.3M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| California | 23 | $30.3M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 1 | $100K |
| $150K to $350K | 4 | $900K |
| $350K to $1M | 5 | $3.16M |
| $1M to $2.5M | 9 | $13.3M |
| $2.5M or more | 4 | $12.8M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2024 Q1 | 2 | $1.65M |
| 2024 Q2 | 2 | $540K |
| 2024 Q3 | 2 | $2.04M |
| 2024 Q4 | 2 | $2.38M |
| 2025 Q1 | 6 | $11.1M |
| 2025 Q2 | 1 | $950K |
| 2025 Q3 | 1 | $100K |
| 2025 Q4 | 3 | $2.20M |
| 2026 Q2 | 1 | $3.00M |
| 2026 Q3 | 3 | $6.30M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Manufacturing | 2 |
| Offices of Physicians (except Mental Health Specialists) (621111) | 2 |
| Plumbing Fixture Fitting and Trim Manufacturing (332913) | 2 |
| All Other Miscellaneous Electrical Equipment and Component Manufacturing (335999) | 1 |
| All Other Professional, Scientific, and Technical Services (541990) | 1 |
| Car Washes (811192) | 1 |
| Coin-Operated Laundries and Drycleaners (812310) | 1 |
| Commercial and Institutional Building Construction (236220) | 1 |
| Drugs and Druggists' Sundries Merchant Wholesalers (424210) | 1 |
| Environmental Consulting Services (541620) | 1 |
| Flooring Contractors (238330) | 1 |
| Full-Service Restaurants (722511) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| 7a General | 12 |
| Preferred Lenders Program | 7 |
| Working Capital CAPLine | 2 |
| Contract CAPLine | 1 |
| SBA Express Program | 1 |
- Beach Cities Commercial Bank made 23 SBA 7(a) loans totaling $30.3M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- 7 of them were in the 12 months to September 30, 2026, and 10 in the 12 months before. SBA FOIA,
- The typical loan was about $1M, with the middle half between $390K and $2M. SBA FOIA,
- The largest was about $3.5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 1 loan was under $150K, and 13 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 23 loans, with the middle half between 8.75% and 9.75%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Manufacturing, with 2. SBA FOIA,
- The SBA file lists 12 of its loans as processed under 7a General. SBA FOIA,
- Its loans were most often in California (23). SBA FOIA,
What we don't know
- Whether Beach Cities Commercial Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.