SBA by NAICS · 811192

SBA lenders for NAICS 811192: Car Washes

222 lenders made 752 SBA loans to businesses in NAICS 811192, Car Washes, in the 36 months ending September 30, 2026, $967M in all. The Huntington National Bank made the most, with 37. The typical loan was about $600K.

Evidence
SBA 7(a) and 504 loans in NAICS 811192
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
222
SBA FOIA,
SBA loans, 36 months
752
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$967M
SBA FOIA,
Typical loan
$600K
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for NAICS 811192: Car Washes, https://lender.report/sba-lenders-for/naics/811192/, data as of September 30, 2026.

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SBA lenders for NAICS 811192, Car Washes. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 222.
LenderKindBased inLoansDollarsLast 12 months
The Huntington National Bank SBA 7(a) recordBankColumbus, OH37$12.2M9
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH37$8.19M13
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT31$75.3M11
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC29$68.7M14
TD Bank, National Association SBA 7(a) recordBankWilmington, DE29$22.9M5
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ22$35.7M1
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD22$6.87M1
Paradise Bank SBA 7(a) recordBankBoca Raton, FL17$35.2M6
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL16$2.59M6
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY15$2.54M8
Metro City Bank SBA 7(a) recordBankDoraville, GA13$44.5M3
Stearns Bank National Association SBA 7(a) recordBankSaint Cloud, MN13$39.5M1
Northeast Bank SBA 7(a) recordBankPortland, ME12$1.63M5
KeyBank National Association SBA 7(a) recordBankCleveland, OH11$4.25M1
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH11$2.31M2
Stone Bank SBA 7(a) recordBankMountain View, AR10$27.4M4
Byline Bank SBA 7(a) recordBankChicago, IL10$15.0M3
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL10$2.00M0
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO9$16.0M0
Hanmi Bank SBA 7(a) recordBankLos Angeles, CA8$20.1M5
Peoples Bank SBA 7(a) recordBankMendenhall, MS8$13.0M4
Enterprise Bank & Trust SBA 7(a) recordBankClayton, MO8$9.48M5
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT7$6.71M3
Bank of Hope SBA 7(a) recordBankLos Angeles, CA6$14.3M4
Midwest Regional Bank SBA 7(a) recordBankClayton, MO5$4.73M2
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Where these loans were made
StateLoansDollars
California88$127M
Texas82$166M
Florida74$124M
Ohio38$31.7M
Illinois34$32.2M
Michigan31$21.0M
Pennsylvania29$29.1M
Colorado27$26.5M
New Jersey27$33.4M
Arizona26$25.5M
New York24$30.3M
Georgia22$41.9M
Massachusetts16$14.6M
Missouri16$10.7M
Minnesota14$15.2M
SBA FOIA,
SBA loans in NAICS 811192, by size
Loan sizeLoans
Under $150K181
$150K to $350K96
$350K to $1M157
$1M to $2.5M135
$2.5M or more147
SBA FOIA,
  • SBA lenders recorded 752 loans to businesses in NAICS 811192 totaling $967M nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $600K, with the middle half between $140K and $2M. SBA FOIA,
  • 604 were SBA 7(a) loans and 148 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 9.75% on 590 loans. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Banks and savings institutions made 641 of the loans, credit unions 26, and non-banks 43. SBA FOIA,
  • The five most active lenders made 21.7% of the loans. SBA FOIA,
  • The three most active lenders were The Huntington National Bank with 37, U.S. Bank National Association with 37, and Celtic Bank with 31. SBA FOIA,
  • 181 of the loans were under $150K, and 282 were $1M or more. SBA FOIA,
  • 42 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 235 approvals of these loans dated in the 12 months to September 30, 2026, versus 303 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • California (88), Texas (82), Florida (74) recorded the most of these loans. SBA FOIA,
  • NAICS 811192 is Car Washes, in the Other Services (except Public Administration) sector. SBA FOIA,
  • The lenders are based most often in California, Ohio and Texas. SBA FOIA,

How this list is defined

Measure
SBA loans made to businesses in NAICS 811192, Car Washes
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 811192, at 6 digits.
Order
Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.