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The Lender Report built this page from public records. Beacon Bank and Trust has not reviewed it. Every lender's page starts this way, and it says nothing about Beacon Bank and Trust itself. Each figure shows its source and date. Work at Beacon Bank and Trust? You can claim this page for free.
Multifamily record
Beacon Bank and Trust: multifamily loans made
Beacon Bank and Trust, a bank based in Boston, MA, made 24 multifamily loans in 2024 and 2025, $173.9M in all, in 4 states. The typical loan was about $4M, and the largest about $25M. Most were in Providence County, RI.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 24
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $174M
- HMDA,
- Rounded amounts
- Typical loan
- $4M
- HMDA,
- Largest loan
- $25M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, Beacon Bank and Trust: multifamily loans made, https://lender.report/lender/beacon-bank-and-trust-ma/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Middlesex County, MA | Purchase, 5 to 24 units | $25M | 5.88% | 5 yr | HMDA 2025 | |
| 2025 | Suffolk County, MA | Purchase, 50 to 99 units | $24M | 5.75% | 10 yr | 78% | HMDA 2025 |
| 2025 | Suffolk County, MA | Refinance, 50 to 99 units | $24M | 6.6% | 3 yr | 52% | HMDA 2025 |
| 2025 | Newport County, RI | Purchase, 50 to 99 units | $17M | 6.58% | 4 yr | 63% | HMDA 2025 |
| 2025 | Worcester County, MA | Purchase, 50 to 99 units | $17M | 5.89% | 10 yr | 64% | HMDA 2025 |
| 2025 | Middlesex County, MA | Refinance, 5 to 24 units | $8M | 6.01% | 5 yr | 56% | HMDA 2025 |
| 2025 | Middlesex County, MA | Improvement, 100 to 149 units | $6M | 6.46% | 3.8 yr | 70% | HMDA 2025 |
| 2025 | Kent County, RI | Purchase, 5 to 24 units | $4M | 7% | 10 yr | 62% | HMDA 2025 |
| 2025 | Providence County, RI | Purchase, 5 to 24 units | $1.8M | 6.24% | 5 yr | 67% | HMDA 2025 |
| 2025 | Providence County, RI | Refinance, 5 to 24 units | $1.3M | 6.75% | 10 yr | 66% | HMDA 2025 |
| 2025 | Providence County, RI | Purchase, 5 to 24 units | $700K | 6.14% | 10 yr | 42% | HMDA 2025 |
| 2025 | Providence County, RI | Refinance, 5 to 24 units | $700K | 6.59% | 10 yr | 41% | HMDA 2025 |
| 2025 | Kent County, RI | Refinance, 5 to 24 units | $500K | 6.34% | 10 yr | 19% | HMDA 2025 |
| 2025 | New York County, NY | Improvement, 5 to 24 units | $500K | 6.45% | 1.9 yr | 27% | HMDA 2025 |
| 2025 | Providence County, RI | Refinance, 5 to 24 units | $160K | 6.58% | 10 yr | 12% | HMDA 2025 |
| 2024 | Kent County, RI | Purchase, 100 to 149 units | $14M | 6.47% | 10 yr | 56% | HMDA 2024 |
| 2024 | Suffolk County, MA | Refinance, 5 to 24 units | $10M | 8.09% | 3 yr | 60% | HMDA 2024 |
| 2024 | Middlesex County, MA | Purchase, 50 to 99 units | $8M | 6.9% | 5 yr | 54% | HMDA 2024 |
| 2024 | Rockingham County, NH | Improvement, 100 to 149 units | $4.5M | 6.98% | 7.4 yr | 65% | HMDA 2024 |
| 2024 | Norfolk County, MA | Purchase, 50 to 99 units | $3.5M | 6.8% | 10 yr | 14% | HMDA 2024 |
| 2024 | Worcester County, MA | Purchase, 5 to 24 units | $1.4M | 6.38% | 10 yr | 61% | HMDA 2024 |
| 2024 | Bristol County, MA | Purchase, 5 to 24 units | $1.3M | 6.65% | 10 yr | 57% | HMDA 2024 |
| 2024 | Suffolk County, MA | Refinance, 5 to 24 units | $280K | 7.67% | 10 yr | 14% | HMDA 2024 |
| 2024 | Norfolk County, MA | Refinance, 5 to 24 units | $260K | 6.5% | 5 yr | 3% | HMDA 2024 |
| 24 multifamily loans made in 2024 and 2025 | $174M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Providence County, RI | County | 5 | $4.66M |
| Middlesex County, MA | County | 4 | $47.0M |
| Suffolk County, MA | County | 4 | $58.3M |
| Kent County, RI | County | 3 | $18.5M |
| Norfolk County, MA | County | 2 | $3.76M |
| Worcester County, MA | County | 2 | $18.4M |
| Bristol County, MA | County | 1 | $1.30M |
| New York County, NY | County | 1 | $500K |
| Newport County, RI | County | 1 | $17.0M |
| Rockingham County, NH | County | 1 | $4.50M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 7 | $3.10M |
| $1M to $2.5M | 4 | $5.80M |
| $2.5M to $5M | 3 | $12.0M |
| $5M to $10M | 3 | $22.0M |
| $10M or more | 7 | $131M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 9 | $43.2M | $3.5M |
| 2025 | 15 | $131M | $4M |
| Purpose | Loans |
|---|---|
| Purchase | 12 |
| Refinance | 9 |
| Improvement | 3 |
| Units | Loans |
|---|---|
| 5 to 24 units | 15 |
| 50 to 99 units | 6 |
| 100 to 149 units | 3 |
- Beacon Bank and Trust made 24 multifamily loans totaling $173.9M in 2024 and 2025, in 10 named places across 4 states. HMDA,
- It made 15 of them in 2025 and 9 in 2024. HMDA,
- The typical loan was about $4M, with the middle half between $700K and $14M. HMDA,
- The largest was about $25M. Every amount is rounded to 2 significant figures. HMDA,
- 7 loans were under $1M, and 10 were $5M or more. HMDA,
- It reported a median rate of 6.58% on 24 loans, with the middle half between 6.34% and 6.80%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 56%. HMDA,
- 38% of the loans were refinancings and 50% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 15 loans. HMDA,
- Its loans were most often in Providence County, RI (5), Middlesex County, MA (4) and Suffolk County, MA (4). HMDA,
What we don't know
- Whether Beacon Bank and Trust is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.