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The Lender Report built this page from public records. Beacon Bank and Trust has not reviewed it. Every lender's page starts this way, and it says nothing about Beacon Bank and Trust itself. Each figure shows its source and date. Work at Beacon Bank and Trust? You can claim this page for free.
SBA 7(a) record
Beacon Bank and Trust: SBA 7(a) loans made
Beacon Bank and Trust, a bank based in Boston, MA, made 642 SBA 7(a) loans in the 36 months ending September 30, 2026, $750.4M in all, net of cancelled approvals. The typical loan was about $680K, and 172 were in the last 12 months. Most were in Massachusetts.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 642
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $750M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $680K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 172
- SBA FOIA,
Cite this
Source: The Lender Report, Beacon Bank and Trust: SBA 7(a) loans made, https://lender.report/lender/beacon-bank-and-trust-ma/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Massachusetts | SBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance | $5M | 8.5% | 25 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $4.1M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Portfolio Management and Investment Advice | $4.1M | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New Hampshire | SBA 7(a), Other Computer Related Services | $4M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $2.7M | 9% | 11 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $2.4M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Child Care Services | $2.2M | 8.5% | 25 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Bowling Centers | $2.2M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Administrative Management and General Management Consulting Services | $2.1M | 8% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Support Activities for Oil and Gas Operations | $2.1M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Fine Arts Schools | $1.7M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Rhode Island | SBA 7(a), Transportation and Warehousing | $1.6M | 7.25% | 11 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), Painting and Wall Covering Contractors | $1.5M | 8.5% | 1 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Full-Service Restaurants | $1.5M | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Landscaping Services | $1.3M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Residential Remodelers | $1.3M | 9% | 25 yr | SBA FOIA | |
| Sep 2026 | Missouri | SBA 7(a), Limited-Service Restaurants | $1.1M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $1.1M | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), Painting and Wall Covering Contractors | $1M | 8.5% | 1 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Support Activities for Oil and Gas Operations | $1M | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Residential Remodelers | $920K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), Full-Service Restaurants | $660K | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), Electronics and Appliance Retailers | $620K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Specialized Automotive Repair | $510K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), Electronics and Appliance Retailers | $500K | 8.75% | 10 yr | SBA FOIA | |
| 642 SBA 7(a) loans since October 2023, net of cancelled | $750M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Massachusetts | 113 | $77.8M |
| Pennsylvania | 110 | $127M |
| Florida | 68 | $104M |
| Rhode Island | 53 | $16.0M |
| Connecticut | 44 | $48.1M |
| New Jersey | 42 | $39.3M |
| New York | 33 | $45.0M |
| Texas | 30 | $54.6M |
| Georgia | 20 | $26.4M |
| New Hampshire | 13 | $16.3M |
| Maryland | 11 | $13.7M |
| California | 10 | $18.6M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 133 | $9.72M |
| $150K to $350K | 91 | $20.3M |
| $350K to $1M | 155 | $95.3M |
| $1M to $2.5M | 167 | $268M |
| $2.5M or more | 96 | $358M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 55 | $50.9M |
| 2024 Q1 | 50 | $53.1M |
| 2024 Q2 | 56 | $49.6M |
| 2024 Q3 | 66 | $78.6M |
| 2024 Q4 | 66 | $56.6M |
| 2025 Q1 | 73 | $67.5M |
| 2025 Q2 | 62 | $69.9M |
| 2025 Q3 | 42 | $56.6M |
| 2025 Q4 | 35 | $66.8M |
| 2026 Q1 | 30 | $42.9M |
| 2026 Q2 | 45 | $60.4M |
| 2026 Q3 | 62 | $97.5M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 50 |
| Landscaping Services (561730) | 26 |
| Manufacturing | 24 |
| Wholesale Trade | 23 |
| Limited-Service Restaurants (722513) | 18 |
| Child Care Services (624410) | 16 |
| All Other Specialty Trade Contractors (238990) | 15 |
| Offices of Lawyers (541110) | 14 |
| Retail Trade | 14 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 13 |
| General Automotive Repair (811111) | 10 |
| Snack and Nonalcoholic Beverage Bars (722515) | 10 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 364 |
| SBA Express Program | 234 |
| International Trade Loans | 25 |
| 7a General | 12 |
| 7(a) WCP | 4 |
| Working Capital CAPLine | 2 |
- Beacon Bank and Trust made 642 SBA 7(a) loans totaling $750.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 37 states. SBA FOIA,
- 172 of them were in the 12 months to September 30, 2026, and 243 in the 12 months before. SBA FOIA,
- The typical loan was about $680K, with the middle half between $200K and $1.6M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 133 loans were under $150K, and 263 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.75% on 642 loans, with the middle half between 9.00% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 50. SBA FOIA,
- The SBA file lists 364 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Massachusetts (113), Pennsylvania (110) and Florida (68). SBA FOIA,
What we don't know
- Whether Beacon Bank and Trust is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.