Unverified listing What this means

The Lender Report built this page from public records. Bellco Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Bellco Credit Union itself. Each figure shows its source and date. Work at Bellco Credit Union? You can claim this page for free.

Credit union, Greenwood Village, CO

Bellco Credit Union

A credit union based in Greenwood Village, CO. Its commercial book is led by multifamily and non-owner-occupied CRE. Public files show recent multifamily and real-estate-secured commercial loans it made.

Kind
Credit union
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$2.33B
NCUA 5300,
Holds, not loans made
Commercial loans made, H1 2026
9
NCUA 5300,
Real-estate-secured
SBA loans, 36 months
Not reported
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$8.55B
NCUA 5300,
Does it fit my deal?

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How to reach them

Each line shows where it came from

Phone
303-689-7800 From the NCUA record, June 30, 2026.
Website
www.bellco.orgFrom the NCUA record, November 9, 2026.
Commercial lending page
bellco.orgFrom the lender's website, retrieved November 11, 2026.
Names it files under
BELLCONCUA 5300,
Address
7600 E Orchard Rd, Ste 400n, Greenwood Village, CO 80111NCUA 5300,
Regulator record
NCUA profile

You generally must be a member of a credit union to borrow from it. Field of membership: Non-Federal Credit Union. Designated low-income by NCUA.

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Bellco Credit UnionNewest first
PeriodPlaceLoanAmountRateTermLTVSource
2025Macomb County, MIRefinance, 150 or more units$36M7.81%10 yr61%HMDA 2025
2025Brazos County, TXRefinance, 150 or more units$27M7.6%5 yr75%HMDA 2025
2025Shelby County, TNRefinance, 150 or more units$26M7.11%10 yr63%HMDA 2025
2025Travis County, TXRefinance, 150 or more units$22M7.82%10 yr43%HMDA 2025
2024Jefferson County, KYRefinance, 150 or more units$35M7.64%10 yr67%HMDA 2024
2024Jessamine County, KYCash-out refinance, 150 or more units$27M6.99%5 yr56%HMDA 2024
2024Summit County, OHCash-out refinance, 150 or more units$19M7%10 yr70%HMDA 2024
2024Weber County, UTPurchase, 50 to 99 units$18M7.04%10 yr65%HMDA 2024
2024Harris County, TXRefinance, 150 or more units$14M7.04%10 yr60%HMDA 2024
2024Brazos County, TXCash-out refinance, 150 or more units$14M7.58%5 yr70%HMDA 2024
2024Harris County, TXCash-out refinance, 150 or more units$14M7.62%10 yr59%HMDA 2024
2024Shelby County, TNCash-out refinance, 150 or more units$13M7.57%10 yr65%HMDA 2024
2024Travis County, TXCash-out refinance, 150 or more units$12M7%10 yr56%HMDA 2024
2024Shelby County, TNCash-out refinance, 150 or more units$11M7.63%10 yr59%HMDA 2024
2024Montgomery County, ALRefinance, 100 to 149 units$8.6M7.57%10 yr67%HMDA 2024
2024Harris County, TXRefinance, 100 to 149 units$8.4M7.78%5 yr60%HMDA 2024
2024Potter County, TXPurchase, 150 or more units$8.3M7.72%5 yr75%HMDA 2024
2024Shelby County, TNCash-out refinance, 50 to 99 units$8M7.04%10 yr63%HMDA 2024
4 multifamily loans made in 2025$110MHMDA 2025

A blank means the source did not report it.

What it holds

NCUA 5300, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over yearLoansAverage
Multifamily$1.36B19.5%-7.6%108$12.6M
Construction and land development$00.0%Not reported0Not reported
Owner-occupied CRE$3.46M0.1%+11.9%4$864K
Non-owner-occupied CRE$956M13.7%-5.4%136$7.03M
Farmland$00.0%Not reported0Not reported
Commercial and industrial$11.0M0.2%-4.3%8$1.37M
Other real-estate-secured commercial$00.0%Not reportedNot reportedNot reported
Commercial total$2.33B
NCUA 5300,
Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$2.38B
Q4 2023$2.37B
Q1 2024$2.31B
Q2 2024$2.33B
Q3 2024$2.38B
Q4 2024$2.46B
Q1 2025$2.49B
Q2 2025$2.50B
Q3 2025$2.47B
Q4 2025$2.39B
Q1 2026$2.32B
Q2 2026$2.33B
NCUA 5300,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units20254$110M$26.0M$36MHMDA,
Multifamily, 5 or more units202414$208M$13.4MHMDA,
Real-estate-secured commercialFirst half of 20269$82.8MNCUA 5300,
MultifamilyFirst half of 20265$65.2MNCUA 5300,
Non-owner-occupied CREFirst half of 20264$17.6MNCUA 5300,

How these public files were tied to this lender. HMDA: its name and state.

Average loan on the books, by kind
BookAverage loan
Multifamily$12.6M
Owner-occupied CRE$864K
Non-owner-occupied CRE$7.03M
Commercial and industrial$1.37M
NCUA 5300,

Programs on record: Federal Home Loan Bank member, Topeka district (FHFA).

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
Colorado HQ310000
Texas02000
Tennessee01000
Michigan01000
NCUA, HMDA, SBA FOIA,

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Business loan cap$1.05B$507M to $2.37B across 8 peersEstimate: the lesser of 1.75 times net worth or 12.25% of assets. Low-income designated credit unions and some others are exempt. Not a statement from the credit union.NCUA 5300, 12 CFR 723.8, Jun 30, 2026
Business loans outstanding$2.31B$39.3M to $2.78B across 8 peersNet member business loans, as reported on Form 5300.NCUA 5300,
Cap used220.9%3.0% to 238.6% across 8 peersBusiness loans outstanding over the estimated cap. This credit union is designated low-income by NCUA and is exempt from the cap.NCUA 5300,
Largest single borrower$131M$50.5M to $344M across 8 peersEstimate: the greater of 15% of net worth or $100,000. Not a limit the credit union has stated.NCUA 5300, 12 CFR 723.4, Jun 30, 2026
CRE to net worth264.6%5.1% to 253.3% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by net worth. Our own ratio, not a regulatory test or limit.NCUA 5300,
Loans to assets81.7%59.2% to 90.5% across 8 peersTotal loans divided by total assets.NCUA 5300,

Estimates use the formulas in 12 CFR 723. Low-income designated credit unions and some others are exempt from the cap.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
Wings Credit UnionCO$19.4B$2.72B
Landmark Credit UnionWI$7.91B$2.24B
Canvas Credit UnionCO$5.29B$706M
United Nations Credit UnionNY$10.7B$53.1M
Mission Credit UnionCA$7.29B$853M
Meritrust Credit UnionCO$4.14B$399M
Veridian Credit UnionIA$9.15B$807M
Baxter Credit UnionIL$6.40B$160M
NCUA 5300,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • Who can join. A credit union lends only to its members, and field of membership decides who qualifies.
  • Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.
  • Credit union concentration ratios here are our own calculation against net worth. They are not a regulatory test or limit. Originations are Jan-Jun 2026 year to date.

Check this page

Against the regulator's own record

  1. Name and charter. Bellco Credit Union, NCUA charter 68437. Compare it with the regulator's record. [NCUA profile]
  2. Balances. $8.55B in total assets and $2.33B in commercial loans held, from the NCUA 5300 for June 30, 2026. [Source]
  3. Loans made. 9 real-estate-secured commercial loans made in the first half of 2026, from your NCUA Form 5300, and 18 loans in the HMDA file, in 2024 and 2025: 4 HMDA multifamily 2025, 14 HMDA multifamily 2024. [How each file was tied to Bellco Credit Union]
  4. Phone and website. Phone 303-689-7800, from the NCUA record. Website bellco.org, from the NCUA record. [How to reach them]

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For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
NCUA and state regulator
NCUA charter
68437
RSSD
283698
LEI
5493008L9O5NV7EAK360
The Lender Report ID
lr_000239
Main office county
Arapahoe
Members
371,214
NCUA region
3 - Western

NCUA credit union details,

  • Reported $8.5B in total assets as of June 30, 2026 (NCUA 5300).
  • Held $2.3B of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300).
  • Held $1.4B of multifamily loans as of June 30, 2026 (NCUA 5300).
  • Held $955.8M of non-owner-occupied commercial real estate loans as of June 30, 2026 (NCUA 5300).
  • Held $11M of commercial and industrial loans as of June 30, 2026 (NCUA 5300).
  • Originated 4 multifamily loans totaling $110M in 2025 (HMDA).
4 more sentences
  • Originated 14 multifamily loans totaling $208.4M in 2024 (HMDA).
  • Originated 9 real-estate-secured commercial loans totaling $82.8M in the first half of 2026 (NCUA 5300).
  • Held $22.7M of nonmember commercial loans and participations as of June 30, 2026 (NCUA 5300).
  • Listed 31 offices in 1 state (NCUA).

Cite this

Source: The Lender Report, Bellco Credit Union, https://lender.report/lender/bellco-credit-union-co/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem